The Offer
- Get 75,000 bonus Thank You points when signing up for a Citi Prestige card and spending $7,500 within three months
- Pay just $350 annual fee when signing up in-branch
The in-branch $350 fee is for Citi relationship customers only – Citigold, Citi Priority, or Private Banking clients. It’s a standard offer for relationship clients, but the 75,000 offer didn’t click in together with the $350 fee until a couple of days ago.
Card Details
Make sure you’re aware of the new Citi application rule: signup bonus ThankYou points are not available if you have had ThankYou Preferred, ThankYou Premier or Citi Prestige cards opened or closed in the past 24 months.
- Annual fee of $350 for relationship customers
- $50 additional user fee
- $250 annual air travel credit
- 4th hotel night free benefit
- No foreign transaction fees
Card earns the following rates:
- 3x points per $1 spent on all airlines, hotels and travel agencies
- 2x points per $1 spent on all spend at restaurants and select entertainment
- 1x point per $1 spent on all other purchases
See our full review on Citi Prestige here.
Our Verdict
In the past, people who weren’t relationship clients were able to get bankers to push through a $350 application for them, but that might be a thing of the past.
Another important thing is that I believe Citi relationship clients used to get the $350 annual fee even when they applied online; the system automatically recognized them and billed them the lower annual fee. Again, I’m not sure if this still holds true – please let us know in the comments.
We’ve written a few posts about the 75,000 offer which is available online as well with the $450 fee:
- Citi Prestige 75,000 Bonus Thank You Points Now Live
- Citi Prestige 75,000 Points Vs Citi Premier 50,000 Offer – What’s Better?
- Citi Prestige 75,000 Point Signup Bonus Now Publicly Available
- Keep, Downgrade, Cancel: Citi Prestige
Big thanks to reader MontyFC for sharing this with us