Update 10/30/23: Bonus at some point changed to 20,000
The Offer
- Limited Time Offer: Citi has increased the signup bonus on their Rewards+ card to 25,000 ThankYou points (previously 20,000). Spend requirement is the same at $1,500.
- They are also showing a limited time offer to earn 5 total ThankYou Points per $1 spent on hotel and car rentals booked on the Citi Travel portal through June 30, 2024.
Card Details
- No annual fee
- Card earns ThankYou points:
- Earn 2x points on grocery and gas, up to $6,000 per year, then 1x
- Earn 1x points on everything else
- Round up feature which rounds up the amount of points earned to the nearest 10.
- Standard Citi credit card protections: Trip Cancellation/Interruption Protection, Car Rental Insurance, Travel Accident Insurance, Damage & Theft Protection, Extended Warranty, 90 Day Return Protection
- Bonus ThankYou Points are not available if you have received a new account bonus for a Citi Rewards+ account in the past 48 months.
- Low intro rate on purchases and balance transfers
- 3% foreign transaction fee
Our Verdict
The bonus was briefly at 25,000 a couple of years back, and has been holding steady lately at 20,000. Good to see the 25,000 offer back. Check out these Things To Know About Citi Credit Cards before applying. We’ll add this to our list of Best Current Credit Card Signup Bonuses.Â
Related: My Citi Custom Cash Approval
Anyone think this is going back to 25k anytime soon?
Yes, now
Scenario..P1 does not have a premier card, Can P1 transfer TY points to a P2 (not an auth user)? Then since P2 has premier can receive transferred TY points to then transfer to premier transfer partners?
Anyone have recent experience reallocating unused credit limits with Citi? I saw some conflicting information on another page about whether that’s even allowed. Back in 2014 I opened a DC, and it looks like they only let me move 5k from of my 15k Dividend.
DP: direct link showed 20k points on July 4th, 2023
Can the “limited time” for the 25K points be different from the other “limited time” mentioned in the description? – i.e., “… limited time offer to earn 5 total ThankYou Points per $1 spent on hotel and car rentals booked on the Citi Travel portal through June 30, 2024.”
instantly denied. Got approved on the Citi Premier last month though. Is it worth it to call for a reconsideration?
the call for reconsideration is useless.
I’d like to verify with experts on Citi and those who have had experience with Citi Reward+
How Do you Get the 10% Redemption Bonus that is specific to the Reward+ card on the points earned from Custom Cash Card ?!!
Can you also get the 10% redemption bonus from the points on Citi Double Cash Card when redeeming if you only have the Reward+ card and the Double Cash cards only ?!!
Those two cards combo scenarios; Reward + & Custom Cash cards or Reward+ & Double Cash cards
Considering you don’t have the Citi Premier Card or the Prestige card along with the reward +
Then do you still get the 10% bonus without having Premier or Prestige cards and with only the other two above cards combo when redeeming the Thank you points ?!!
Yes. The critical step is you must first combine your TY point accounts for your DoubleCash and Rewards+. Then the site will treat it all as a single account, and you are able to redeem all your TYP for direct deposit (or statement credit). After you redeem, you will get an email a couple days later saying 10% of the redemption will be credited to you on your next statement.
This is a fee-free way to get 2.2% straight cash back on all purchases, which is the best you can do without $100k in assets with BoA.
Thank you for explaining, Appreciate your insight
How do you combine your TY point accounts for your Custom Cash & Rewards + accounts
Do you have to wait 2 years to apply for this card if you had the lower tear for it? I forget… I have like 4 citi cards, but just trying to keep it at a low since bonus will start pouring in the summer.
Finally got approved for a Citi card in what seems like forever. Applied while i was 3/24 and had about 5 to 7k of debt in a couple other credit cards.
This is one of the better ones IMO. Sucks how cash redemption is only half, so I’ll most likely grab some Gift Cards to my choosing.
Al below is right. If you only have this card, you can only cash out TYP at half value. Points aren’t valuable unless you have another Citi card and the roundup is worth a lot less than you think.
Good thing about this card (maybe) is the 2 year extended warranty. Citi doesn’t publicly advertise it but Rewards+ still might have it. I can confirm mine still has it and there are datapoints from 2022 that suggest people who opened one then also have the benefit. Very nice policy for electronics purchases.
The interesting thing on the Citi own Website when you search different cards to choose or to apply for, it shows that the Reward + Card has more than three thousands +reviews but their most widely used and nationally famous and well-known Double Cash card has only 28 reviews !!!
Can anyone imagine that ?!!
Talking about desperation , Seems CITI is completely desperate wanting to promote this card by truly a false representation!