Citi Sending Out Offer to Product Change to Rewards+ Card

Many people are getting an email offer from Citi to product change one of their Citi cards to the new Rewards+ card. This offer is being sent out on various card, I got it for the Dividend, and others got it for the Double Cash, and other cards.

If you got this email offer, you have until March 15th to do the switch electronically via the link in the email. A lot of people had luck product changing by simply calling in. Even those who were unsuccessful, they were told they’d be able to do so after January 27th.

You won’t get a signup bonus when doing a product change, but the bonus is a bit low at 15,000 points. Most people would rather reserve their ThankYou bonus for the Premier or Prestige being that the Rewards+ is grouped in one ‘family’ with those cards.

Remember that product changing may reset the 24-month bonus clock (if your card number changes); plan out your move before doing so. Cards like Double Cash and Dividend don’t matter much, but cards like ThankYou or American Airlines do. Based on the comments to this post, it appears that conversions from another ThankYou card (e.g. Preferred > Rewards+) are clearly stated in the email as keeping the card number the same, while conversion from non-ThankYou cards (e.g. Dividend > Rewards+) are clearly stated in the email as getting a new account number. This is in line with the general rule that product changes within a card family don’t get new card numbers while changes outside do. 

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