[Expired] Citi Spending Bonuses: 5% On Select Categories, 0% APR & More

Deal has ended, view more spending bonuses by clicking here.

The Offer

No direct link to offer, sent out via e-mail. Subject line is ‘<name>, We’re in this together. Here is a limited-time offer.’

  • Citi has sent out offers to some cardholders. Some offers are as follows:
    • Extra 5% on purchases you make online until 10/30 including restaurants, grocery, and gas ($25 maximum)
    • Extra 5% on select categories until 10/30 including restaurants, grocery, and gas ($25 maximum)
    • 0% APR on purchases

Our Verdict

It’s not actually an extra 5%, it’s a total of 5% (e.g if you have a cash back card that earns 2% then you’ll get 3% bonus cash back). The maximum is on the bonus cash back, not the total cash back (e.g it won’t be $500 in spend to max it out).

Hat tip to reader Jeff

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19 Comments
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Megan
Megan (@guest_1034817)
August 12, 2020 00:34

I had two small dining purchases that posted before my August statement closed on my Citi Double Cash.

I can now confirm the offer is: regular 1% when you spend, 4% bonus and assume I will earn the extra regular 1% when I pay.

$18.51 in dining charges earned me 19 (1%) cents regular spend + 74 (4%) bonus spend.

Rabbmd
Rabbmd (@guest_1032697)
August 8, 2020 19:14

Got it on a rewards +. 5x ty points on online purchases. Up to 2500 bonus points.

ExExpress
ExExpress (@guest_1032670)
August 8, 2020 17:15

Double Cash gave me 1.99% on purchases through April. This was a PC’ed from AA years ago and retained the World Elite designation should it matter. I can’t think of any safe plays to use 2% money for eight months though so will likely keep paying full balance.

raekwon
raekwon (@guest_1032708)
August 8, 2020 19:47

Same offer. Didn’t come through email, but showed up when I logged into the website.

Heronva
Heronva (@guest_1032715)
August 8, 2020 19:56

Same here on DC; however, did get 0% for 8 months with Dividend card.

Megan
Megan (@guest_1032654)
August 8, 2020 16:34

I got this offer on my Citi Double Cash but with more categories than listed:

Restaurants: including takeout meals and curbside pickup orders

Grocery stores: including curbside pickup and online delivery

Gas Stations

Drugstores: including prescription orders made online

Mass Transit & Commuter Transportation Vendors

The marketing language says this about the earn:

“You already earn 2% cash back on purchases: 1% as you buy and 1% as you pay. Now for a limited time, enroll in this special offer and earn an additional 5% cash back, up to $25.”

The fine print says this:

“Earnings associated with this program will equal 4% bonus cash rewards on eligible purchases that will be posted as a credit on your account and may overlap with other special offers in which you are currently enrolled. Total earnings associated with this offer are subject to a maximum of $25.”

Jain80
Jain80 (@guest_1032622)
August 8, 2020 15:19

I got 25x on utilities on Citi Sears credit card

Juan
Juan (@guest_1032615)
August 8, 2020 15:02

I didn’t get an email, but when I logged into my Citi account, I got a promotional offer to get 0% APR on new purchases until 4/1/2021. Thank you!

clock43
clock43 (@guest_1032611)
August 8, 2020 14:47

“It’s not actually an extra 5%, it’s a total of 5%” – I don’t think that’s correct. The offer states “You already earn 2% cash back on purchases: 1% as you buy and 1% as you pay. Now for a limited time, enroll in this special offer and earn an additional 5% cash back”

“The maximum is on the bonus cash back, not the total cash back (e.g it won’t be $500 in spend to max it out).” – Not sure what you are trying to say here. You *do* have to spend $500 to earn the maximum cash back of $25, right?

Megan
Megan (@guest_1034819)
August 12, 2020 00:38

I just posted above but it looks like it will be 6%. My bonus earn was 4% and also earned the 1% for purchase. Should earn an extra 1% when I pay.

Trevor
Trevor (@guest_1032575)
August 8, 2020 13:43

Does anyone ever get bonuses on the Double Cash? Never got anything but maybe I’m opted out of emails.

Lrdx
Lrdx (@guest_1032591)
August 8, 2020 14:11

I got 9 months of 0% apt on it

Megan
Megan (@guest_1032651)
August 8, 2020 16:29

Normally all I get are lower APR offers. But I got targeted for this one on the Double Cash.

Jo
Jo (@guest_1032791)
August 8, 2020 23:52

I did.

“You already earn 2% cash back on purchases: 1% as you buy and 1% as you pay. Now for a limited time, enroll in this special offer and earn an additional 5% cash back, up to $25, on purchases¹ you make at:

Home Improvement Stores
Home Furnishing Stores
Computer & Electronics Stores
Department Stores

Until 10/31/20”

Interesting it says additional 5%…. so I thought it was 7%…

Megan
Megan (@guest_1034820)
August 12, 2020 00:38
  Jo

Looks like it is 6%. Posted my DP above.

Beth
Beth (@guest_1032556)
August 8, 2020 13:17

got it for citi double cash

C lindstrom
C lindstrom (@guest_1032484)
August 8, 2020 11:48

Nothing on Citi Costco

Wavester64
Wavester64 (@guest_1032554)
August 8, 2020 13:15

I had a feeling, oh well :-/