[Live] Citi Strata Premier – Full Details

Update 5/12/24: Card now live at this link

Original Post 5/8/24:

When searching “Citi Strata Premier” on duckduckgo it’s currently possible it see the full details of the new Citi Strata Premier card (not accepting applications yet). Card details as follows:

  • 75,000 points after $4,000 in spend within the first three months
    • Bonus ThankYou® Points are not available if you have received a new account bonus for a Citi Premier ® or a Citi Strata Premier â„  account in the past 48 months.
  • $95 annual fee (not waived first year)
  • Card earns at the following rates:
    • 10x points on Hotels, Car Rentals and Attractions booked through CitiTravel.com
    • 3x Restaurants (including takeout)
    • 3x Supermarkets
    • 3x Gas Stations and ev charging
    • 3x Air Travel
    • 3x Hotels
    • 1x on all other purchases
  • $100 off on a single hotel stay of $500 or more (excluding taxes and fees) once per calendar year through Thankyou.com
  • New insurance:
    • Trip Delay Protection
    • Common Carrier Trip Cancellation and Interruption Protection
    • Lost or Damaged Luggage
    • Car rental insurance (secondary)

Basically exact same benefits and structure as the current Citi Premier card, only difference is permanent addition of the 10x category and also 3x on ev charging. Hopefully the Citi Strata Prestige is a bit more exciting.

Subscribe
Notify of
guest

241 Comments
newest
oldest most voted

mark
mark (@guest_2015089)
March 2, 2025 15:25

Instant denied, The CITI has been really tough to get through.

The King
The King (@guest_2012862)
February 26, 2025 18:26

Do they pull experion in NY?

CJ
CJ (@guest_2009706)
February 21, 2025 16:49

Applied 2/10 and was instantly denied. Finally got letter today and it says I was denied 1) your credit report shows a high amount of unused credit compared to your available credit lines, and 2) your credit report shows too many bank or national revolving accounts.
I tried calling them to reconsider. I tried immediately after getting denied, but they won’t talk to you until you’ve got their letter with the reasoning. I just tried again after receiving the letter and the rep said with those reasons they would not reconsider my application and completely shut me down.
I haven’t had a Citi card since 2018 and last applied and got denied in 2022 for Citi Premier. Almost all of my churning over the last 1-1.5 years has been Chase Ink cards, so I’m a bit surprised by their reasoning.

Sookie
Sookie (@guest_1999481)
February 6, 2025 16:02

Closed Citi Premier in December 2022 having received SUB in January 2022. Can I receive SUB for this card now, or do I have to wait until December 2026?

Chris
Chris (@guest_2001012)
February 9, 2025 00:41

What makes you think you can get the SUB in Feb 2025?

Aurel
Aurel (@guest_1998390)
February 5, 2025 01:34

Night DP :
P1 780 lol/24 12CC denied.
P2 750 lol/24 4CC denied.
Same every 6 months.

OP
OP (@guest_1997573)
February 4, 2025 00:00

I was approved for this card last month. If I apply again would I quality for the bonus offer or will they approve?!

Lisa K
Lisa K (@guest_1995348)
February 1, 2025 09:56

Applied yesterday, immediate approval for $5k, 800+ credit score, have a Custom Cash as well that we use for restaurants

John
John (@guest_1992674)
January 27, 2025 21:49

Does Citi ever do clawbacks on SUBs when you meet the minimum spend by funding a checking/savings account?

A B
A B (@guest_1992384)
January 27, 2025 13:38

DP
Applied 1/27, instant approval for 11k
Credit score: 800+
New accounts: 1/6, 2/12
Enquiries: 0/6, 1/12
Utilization: 3%
Previous relationship with Citi: 3-month-old checking account (opened for churning SUB). Never held any Citi CC.

Christopher Staubert
Christopher Staubert (@guest_1989959)
January 22, 2025 17:56

Applied 1/19, rejected, called consideration line, approved two days later!