CitiBusiness ThankYou Card Losing 3x Rotating Categories

The CitiBusiness ThankYou Card has offered 3x ThankYou points per $1 spent on rotating categories, but starting April 22, 2023 that is going away and being replaced with 3x on eligible travel, office supply store purchases and professional services. Previously the rotating categories were:

  • January-March: Advertising Services, Office Supply Merchants
  • April-June: Computer Equipment Merchants, Software Merchants, and Telecommunications Merchants
  • July-September: Airlines, Hotels and Car Rental merchants
  • October-December: Restaurants and Entertainment

It’s only possible to sign up for this card in branch, but it has been possible to match to a 40,000 point bonus.

 

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21 Comments
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Jeremy
Jeremy (@guest_1840393)
May 5, 2024 16:08

Looks like these 3x cats are capped at 100k, no?

DailyGrindit
DailyGrindit (@guest_1549693)
February 4, 2023 15:52

Is it still offered for new sign-ups?

Aloha808
Aloha808 (@guest_1549570)
February 4, 2023 12:37

I wonder what they consider to be “eligible travel”? Hopefully it’s like Chase.

netflixstudent
netflixstudent (@guest_1608626)
April 29, 2023 23:07

“3 ThankYou Points for each $1 spent on eligible travel. This includes purchases made at airlines, hotels, cruise lines, travel agencies, and car rentals.“

Holly
Holly (@guest_1549556)
February 4, 2023 12:05

So does this also open up transfer partners like the Premier does? I only have a custom cash right now.

seb2esp
seb2esp (@guest_1549964)
February 4, 2023 23:55

Nah Citi requires you to have the premier or prestige to transfer. Also FYI the ThankYou Point redemptions for this card in particular has a cash out rate of 0.5 per point so be sure to pair it up with any other card

Lee
Lee (@guest_1549518)
February 4, 2023 10:56

Any sense of what’s included in “Professional Services?” Accountants? Attorneys?

Nigerian Prince
Nigerian Prince (@guest_1549672)
February 4, 2023 15:16

I identify as a Professional Service. I also do laundromat stuff.

Uri
Uri (@guest_1549480)
February 4, 2023 09:33

They’ll probably cap the spend of that office supply?

Aloha808
Aloha808 (@guest_1550129)
February 5, 2023 09:41

They don’t cap the grocery spend on the premier.

Uri
Uri (@guest_1553156)
February 9, 2023 07:57

ok that is good. Let’s hope no cap. If no cap… then this will be great for me as long as gc will be ok on staples. I do not MS. I buy at hd about 400k a year in supplies

Tom
Tom (@guest_1549332)
February 4, 2023 00:58

Can you product change to this from the Citi AA Biz?

Lee
Lee (@guest_1549516)
February 4, 2023 10:50

You need to call on that one. I seem to recall that while Citi is very good about product changes from co-branded personal cards, it might not allow for product changes from a co-branded business card.

seb2esp
seb2esp (@guest_1549972)
February 5, 2023 00:06

Pretty sure only personal cards with Citi are eligible for PC. They did in the past, but no recent DP exist. Given it’s a $0 AF business card, it might be worth the pull to net a $300/$400 profit if you live by a branch (assuming it’s still available)

Dick Bupkiss
Dick Bupkiss (@guest_1549329)
February 4, 2023 00:49

What’s a good tool to search for the nearest Citi branch? There are none anywhere near me.

Izetta Brannon
Izetta Brannon (@guest_1549464)
February 4, 2023 09:00

Most Citi branches are located in major cities ike NYC, Chicago, San Francisco. So start by looking there.

dash
dash (@guest_1549512)
February 4, 2023 10:43

There’s a location finder on their website. I had to reposition the map a few times and reset the filter each time to only show branches since it kept wanting to show ATMs too.

SRG
SRG (@guest_1549320)
February 4, 2023 00:30

What would be an example of the “professional services”?
Double Cash card seems to say that my tax payments are “services.”

Weldon
Weldon (@guest_1549462)
February 4, 2023 08:55

Google ‘Citibank mcc codes’. The first hit should be a Citibank PDF of all 10000 codes.

seb2esp
seb2esp (@guest_1549976)
February 5, 2023 00:12

This is how Citi describes it as for this card “On certain other Professional Services for your business, such as stand-alone tax preparation, accounting, bookkeeping and legal services”. Tbh, there’s a chance it could count

Mike
Mike (@guest_1633948)
June 13, 2023 20:43

Been trying to figure this out for months. Basically out of the MCCs 8000–8999 (Professional Services and Membership Organizations) I believe only the MCC code 8999 counts “Professional Services–Not Elsewhere Classified” But like folks have mentioned maybe 8931 Accounting, Auditing and Bookkeeping and 8111 Attorneys, Legal Services also count? https://www.citibank.com/tts/solutions/commercial-cards/assets/docs/govt/Merchant-Category-Codes.pdf I wanted to see if Doctors and Dentists worked but didnt get a chance.