[CO, IA, IL, KS & TX] TBK Bank $125/$200 Checking Bonus

Offer at a glance

• Maximum bonus amount: $200
• Availability: CO, IA, IL, KS & TX
• Direct deposit required: Yes, see below
• Additional requirements: See below
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: $9-$24
• Early account termination fee: $15, 90 days
• Household limit: None listed
• Expiration date: None listed

The Offer

Direct link to offers: $200 offer | $125

• TBK Bank is offering a bonus of $200 or $125 when you open a new checking account:
  • Bonus of up to $200 when you open an aim checking account. Bonus is broken down as follows:
    • Earn $100 when you make a direct deposit at least 3 times, totaling a minimum of $12,000 cumulative, within the first 120 days after account opening
    • Earn $50 when you set up a monthly recurring automatic transfer into a TBK Bank Savings or Money Market Account. 3 transfers must go through within the first 120 days after account opening.
    • Earn $25 when you make 9 successful Bill Pay payments that clear the account to service providers within the first 120 days after account opening
    • Earn $25 when you make 50 purchases with your TBK Bank Debit MasterCard within the first 120 days after account opening
  • Bonus of up to $125 when you open an everyday checking account. Bonus is broken down as follows:
    • Earn $50 when you make a direct deposit at least 3 times totaling a minimum of $3,000 cumulative, within the first 120 days after account opening
    • Earn $25 when you set up a monthly recurring automatic transfer into a TBK Bank Savings or Money Market Account. 3 transfers must go through within the first 120 days after account opening
    • Earn $25 when you make 9 successful Bill Pay payments that clear the account to service providers within the first 120 days after account opening
    • Earn $25 when you make 50 purchases with your TBK Bank Debit MasterCard within first 120 days after account opening

The Fine Print

• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Aim Checking $24 Monthly Fee

This account monthly fee is waived if you do any of the following:

• Maintain Average Available Balance of $5,000 OR
• Total Relationship Balance³ of $25,000 OR
• $4,000 in Cumulative Monthly Direct Deposits

Everyday Checking $9 Monthly Fee

This account monthly fee is waived if you do any of the following:

• Maintain Average Available Balance of $1,500 OR
• Total Relationship Balance³ of $10,000 OR
• $1,000 in Cumulative Monthly Direct Deposits OR
• 10 Debit Card Transactions

Early Account Termination Fee

According to this comment there is a $15 fee if the account is closed within 90 days

Our Verdict

A lot of requirements and difficult to keep the aim checking account fee free. Might not be worth it for most people, but if you do decide to go for it please share if there is any credit card funding and if it’s a hard/soft pull.

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