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Jacob
Jacob (@guest_1951020)
November 14, 2024 02:37

Eligible again for fnbo and no SUB right now 😞

favo🔗
favo🔗 (@guest_1799330)
February 17, 2024 22:19

Did your 1099-INT from FNBO include the savings bonus? Mine included the checking bonus, but for the savings it only included the interest and the $10 but not the $190 bonus. Wonder if they will send out a correction before the tax filing deadline.

2 Good 2B
2 Good 2B (@guest_1803576)
February 26, 2024 22:28

Mine is the same way. Total of $310 on 1099-INT. I’m including the $190 anyway because most likely they’ll be correcting.

Of note: The transactions for checking and savings in my account for the bonuses that are on the 1099-INT state: “THANKS FOR BANKING WITH FNBO” and “THANKS FOR SETTING UP DIRECT DEPOSIT”

The $190 portion of the bonus(es) that was not reported states “CONGRATULATIONS & KEEP ON SAVING”.

My bet is someone filtered to anything with “THANKS” only. Whoopsie.

favo🔗
favo🔗 (@guest_1803581)
February 26, 2024 22:40

If we file tax including the $190, and it doesn’t match the 1099-INT, would IRS ask us to correct it later?

2 Good 2B
2 Good 2B (@guest_1803622)
February 27, 2024 00:28

Don’t think so. You’re required to report all income even if you didn’t get a 1099 on it. In my tax software, there’s a section for reporting interest income when not reported to you on a 1099-INT.

Ben
Ben (@guest_1680605)
August 26, 2023 18:58

If you are outside of FNBO footprint, they can’t even open an account for you if you travel to a physical branch. FYI

RT VEGAS
RT VEGAS (@guest_1690709)
September 11, 2023 09:47

Thanks for this info. I have a credit card with them but I guess that doesn’t help either. Also outside of their footprint.

Bertrand
Bertrand (@guest_1729073)
November 2, 2023 22:33

I was able to open accounts in branch as an OOS resident in fall 2022.

2 Good 2B
2 Good 2B (@guest_1648310)
July 6, 2023 13:45

3/31 opened checking and savings
3/31 $50 checking bonus received
3/31 $10 savings bonus received
4/4 deposited $3250 in savings
Deposited real dd of $250 in checking every 2 weeks for 3 months
6/29/2023 $250 checking bonus received
7/6/2023 $190 savings bonus received

Mike
Mike (@guest_1638421)
June 20, 2023 16:14

1/25 Opened checking and savings account
1/26 Deposited $3500 in savings
2/2 $50 bonus
2/17 First $500 DD, $500 DD every 2 week after
4/6 $250 bonus
6/16 Messaged bank online stating that I should’ve received $200 bonus for savings account
6/20 $200 bonus

TW
TW (@guest_1619379)
May 17, 2023 04:43

I didn’t do this exact bonus listed on this page, I did the trio-bonus where you’d get $300 checking (have $500+ DD), $200 credit card (spend $1k in 90D) and $200 savings bonuses ($3k for 90D).

1/20 – opened checking, $3k into savings and opened CC
1/26 – $50 checking
2/18 – $200 CC bonus
4/6 – $250 checking

Still waiting for the $200 savings bonus, a few days left for the 30-day period after the 90D.

San
San (@guest_1614655)
May 9, 2023 01:04

01/29/2023 – Opened Checking and Savings account for a total of $500 bonus.
02/02 – Pushed $3.5K from Chase to Savings.
02/09 – Received $50 Checking and $10 Savings bonus
4 biweekly DD’s of $500+ from employer.
04/20 – $250 Checking bonus posted.
05/04 – $190 Savings bonus posted.

adam d
adam d (@guest_1599892)
April 17, 2023 19:51

fidelity cash management didnt work. got a whopping $60 instead of $500

2 Good 2B
2 Good 2B (@guest_1589594)
April 1, 2023 04:27

Prior FNBO checking bonus received 2021. I applied online using existing login and received message stating “We regret to inform you that we are unable to process the application at
this time. Watch your inbox for an email containing additional information on the application.” Email stated “We experienced an internal system error while setting up your account which resulted in it not being opened. Please give us a call…”

Called and opened with a personal banker. I am in their footprint. Process took about 20 min and I had to send in identification verification via secure link. Both accounts opened, $50 and $10 immediately credited to respective accounts.

My old checking account (though closed) still shows when I login. This is probably why the online application didn’t go through on its own. No mention of chex, but I’ve only opened one other account in the last 12 months and it was 2 weeks ago.

Phil
Phil (@guest_1589504)
March 31, 2023 23:14

Wouldn’t let me join from the Houston area. Wouldn’t go past zip code. So not all of TX is covered.

AlBundysBigguns
AlBundysBigguns (@guest_1590703)
April 3, 2023 11:35

All of TX is covered if you open in branch (and possibly over the phone).

Opening online is limited to service areas of branches and there is a workaround for prior/current customers who are out of service area.