[CO Only] Air Academy Credit Union $225 Checking Bonus

Update 3/26/24: Deal is back, this time $225 instead of $250.

Offer at a glance

• Maximum bonus amount: $225
• Availability: CO only
• Direct deposit required: Yes, no minimum specified or ACH
• Additional requirements: See below
• Hard/soft pull: Soft pull
• ChexSystems: Yes
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: $10, six months
• Household limit: None listed
• Expiration date: 12/31/2023

The Offer

Direct link to offer

• Air Academy Credit Union is offering a $250 checking bonus when you open a new checking account and complete the following requirements:
  • Deposit $200
  • Make 1 debit card transaction
  • And have your direct deposit post to your account

The Fine Print

• To receive the $250 bonus, open a Cash Rewards Checking account or a Cash Back Rewards Checking account and: (a) deposit $200 (b) post and clear at least one direct deposit and (c) activate your AACU debit Mastercard® and perform one transaction with your debit Mastercard within 45 days of account opening.
• Bonus will be credited into your rewards checking account within 2 business days after meeting the requirements.
• Offer valid on personal accounts only and limited to 1 account per member.
• Bonus is considered taxable income.
• Must mention offer at time of account opening for bonus eligibility.
• Offer not valid for current AACU Rewards checking account holders or members with accounts closed within the past 180 days. Accounts closed within 180 days of account opening will be charged a $10 early closure fee.
• Cannot be combined with another checking account offer or used for an existing checking account.
• Offer subject to change without notice.
• Membership requirements apply.
• Restrictions and requirements apply.
• Colorado Residents only.
• Offer valid until 12/31/2023.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Both of the kasasa checking accounts have no monthly fees to worry about.

Early Account Termination Fee

According to the fee schedule there is an early account termination fee of $10 if closed within six months of account opening.

Our Verdict

There was a $100 bonus in the past, but that required military pay. This is a better bonus anyway. We will add this to our list of the best bank account bonuses.

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times