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Just found out that USB Biz rewards redemption rate recently changed for redeeming for a statement credit. Now 10k rewards get you $75. Thankfully, I still have my USB checking open, and if you redeem to a USB account, 10k rewards get you $100.
YMMV. Not the best offer, but Rakuten is currently having 97x points for NordVPN. Also seeing 95x for Norton Lifelock….
Chase looks like they will let you move/reallocate credit limits in a self-serve option. Appears to be YMMV for now: https://www.reddit.com/r/CreditCards/s/R7LJWBnIzC
Shows for me but unable to utilize. It requires both accounts to have been open for a minimum of one year. Ink Unlimited and Ink Business Cash.
Mixed DPs regarding being able to “Move credit line”. Long over due IMHO and hope they roll it out and make it permanent. If it’s a beta test, take advantage of it while your can otherwise its back to manually calling in to do the same thing, YMMV. Here’s some take away notes:
P1 (Viewable via desktop and mobile)
Personal cards available for credit allocation Chase UR family.
Business in UR family unavailable.
“Move available credit between your Chase cards
Moving credit won’t change what you currently owe.”
P2 (Viewable via desktop and mobile)
Personal cards unavailable for credit allocation Chase UR family.
Business available, but can’t transfer with the following message (assumptions)..
“No cards are available to move credit from right now
This is most likely because:
If you have questions, call the number on the back of your card.”
Service 1st FCU (PA) $300 Checking Bonus. Exp. 12/31/2025.
Link 1: https://service1.org/promo-landing-pages/tick-tock!-checking Link 2: https://service1.org/promo-landing-pages/tick-tock!-checking-2
Pennsylvania only?
The lack of foot traffic and DPs is likely an indication that this CU is region specific as well.
https://www.doctorofcredit.com/pa-service-1st-federal-credit-union-300-checking-bonus/
Although if you can actually get it opened, nothing in offer T&C requires being a PA resident to qualify for the bonus, YMMV.
Zift Zillions of Gifts is 10% points back on the Shop Your Way redemption portal until end of June. 10 days until expiration on the bonus points. It does show Amazon on the picture of the card, but I have a dp that says that Amazon is not one of the redemption options.
20% off DoorDash gift cards in Klarna app
Maybe I wasted too much time on this but I signed up and keep getting “Sorry, we couldn’t verify your account. Unfortunately at this time, we couldn’t match your identity.” This is despite them approving me for the Klarna balance and giving me $12k purchasing power with the same info…
Same verification message I got. I signed up for the Klarna balance but not the purchasing power.
Thanks. I complained and they said they submitted request for the “account to be refreshed for purchasing ability” and I can try again in 24-72 hours
I had to do a $100 min deposit to open. Does this mean i can deposit $2400 and I get the bonus, or does it have to be the full $2500? Planning to wait until right before 30 day window to maximize interest its earning elsewhere. Anything wrong with this strategy?
I assume this is in regards to the CIT $100 promo. Technically, yes, the opening deposit should count toward your $2,500 “new money” deposit. However, I also think about the worst case scenario and just going to assume their system may not see it as the full $2,500 if not done in one shot. I plan to just push $2,500 in later this month, plus since they seem to put long holds on new deposits, potentially sensitive to linking new accounts in CIT online banking, etc… I would take this one a little slower than the average account where people dump the money in and see how fast they can get it out. You do you.
Ajay
Don’t do 100 +2400. The difference you are considering here is really the Interest on $100 for a few days.
your plan is to wait until right before 30 day window anyway so recommend you fund $2500 in one shot.
[CA? (Bay Area?)] Metropolitan Bank Up To $300 Checking Bonus (Direct Deposit Optional):
Link: https://www.met.bank/get-started-with-online-account-opening/
Geofencing: This bank is located in the Bay Area. I don’t know whether the online application is geofenced, so I put the potential footprint limit in as a precaution.
Bonus breakdown: (i) $50 just for opening the account; (ii) $50 for using the debit card (any amount); (iii) $100 ($50 x 2) for two bill pay payments; (iv) $100 ($50 x 2) for two $500+ DDs.
Holding period: “Each account that meets the above requirements is eligible for a total of up to $300 cash bonus per the above terms to be credited to the account holder’s account 30 days after the required 6-month holding period.”
Ambiguity 1: Terms state that bill pays must be “recurring.” Not clear what happens if you just make two payments and stop given the six-month holding period before bonus payout.
Ambiguity 2: Terms further state that, for DDs, one must “[c]reate one to two recurring direct deposits totaling $500 or more each per month for 6 months.” Not clear what happens if (i) you just receive two DDs and stop, and/or (ii) your DDs are not in the same month.
Monthly Fee: $8 fee avoidable with average daily balance of $1,500 per month.
Free donut, no purchase necessary on June 6 at Krispy Kreme and Duck Donuts
$100 easy checking bonus from CIT bank:
https://www.cit.com/cit-bank/echecking/ec2025
It is similar to their savings promotion that just ended. Open to both new and existing users and only requires total deposits of $2500 from an external source within 30 days to earn $100.
Promo code: EC2025
The Promotion begins on May 28, 2025 and can end at any time without notice.
I applied with my Chex frozen as an existing CIT customer and I was instantly approved.
Unfortunately, if you’ve never had an account, they want a Chex pull.
Looking through the terms, looks like no holding time required?
Also wondering if I can like transfer say 1300, pull it back, then transfer in 1300 and have it count
Yes, there is no holding period required for the deposit, similar to their previous savings promotion.
For the savings, some folks withdrew the money soon but received the bonus fine, e.g., #2055872 . So what you proposed should work in theory. But since it is just $2500, it is much safer to transfer in $2500 first (preferably right before the 30-day window) before doing any withdrawal (preferably after the 30-day window).
Dealgamer
Thank you!!
Thanks, ShawntheShawn. Opening the account as an existing savings customer (Chex frozen) took less than 2 minutes.
Easy peasy. Current savings acct. holder. Chex frozen. Insta-approved. Thank you Shawn!!
Can I sign back up? I use to have an account with them but closed it back in 2023. Do I just log into my old account?
Here is a successful DP from
payyoutuesday for savings using old login: #2013735 . I expect it to work for Checking as well. 
Brian
I’m not existing customer but keep getting declined with and without Chex Frozen. I’m Resident alien and not sure if that has anything to do with decline.
Tried with P2 and got the same decline.
We’ve all be declined for various reasons, known or unknown, valid or bogus.
Banks nowadays often use your digital fingerprints such as device, IP, geolocation, etc. as part of the information for KYC. If CIT declined you without pulling your Chex, it does not hurt to try on a different device and/or different internet/IP that may match better with location.
Just tried from my phone with Cellular network instead of LAN lined and got declined. Do they pull Credit Report?
No hard pull of credit for CIT, but soft pull of credit is generally the minimum to be expected when opening a deposit account at a bank. If you have all your credit reports frozen, that could have explained the denial (especially if Chex was not pulled at all).
Thanks, this was an easy one. I had just closed the Savings account a few days ago, but it took a couple of minutes to sign up for the eChecking bonus using my old login.
HT to Shawn. Good Job. Approved, everything locked.
I just applied for the eChecking account with my Chex frozen as a current CIT customer for the $100 promo and was approved instantly.
I noticed on the “Your Account at a Glance” page at the end, it showed my new Checking account # under both “ACCOUNT NUMBER” and “ROUTING NUMBER”, which is kind of a hilarious blunder by them.
I’m just curious, did CIT make the same mistake on that page for you also?
Yes, Eric, they made the same mistake for both P1 and P2 who signed up yesterday.
Yep! The routing number then is displayed correctly inside the app and online banking.
Just checked, yes. Went to bed right after approved last night.
Promo can be applied to an existing eChecking account and like other experiences, process was super easy and took 1 min. to complete.
Had to call to unlock my dormant online account from who knows when. $13 still in the savings account, SCORE! Once unlocked and PW reset, same easy process as other described. Thanks
ShawntheShawn