What Credit Bureau Does Wells Fargo Pull?

Introduction

This post consolidates the datapoints we have on what credit bureau Wells Fargo will pull based on the state you live in. It’s based on data from 2014 onwards found on the CreditBoards credit pull database. You can also read other posts in this series by clicking below:

• American Express
• Bank of America
• Barclaycard
• Capital One
• Chase
• Citi
• Discover
• U.S. Bank

Table Key & Combined Stats

To keep things easy, we will use the following acronyms.

EX = Experian
EQ = Equifax
TU = TransUnion
NI = No information

The number next to the acronym represents the number of data points we have. In total we have 79 data points sourced from the Credit Boards Credit Pull page. Of those applications:

• 37 or ~46.8% of all applications pulled an Experian credit report
• 13 or ~16.5%  of all applications pulled an Equifax credit report
• 29 or ~36.7% of all applications pulled an TransUnion credit report

Abbrevation	State Name	Credit Bureau Pulled
AL	Alabama	N/A
AK	Alaska	N/A
AZ	Arizona	EX: 3
AR	Arkansas	N/A
CA	California	EX: 9 TU: 2 EQ: 1
CO	Colorado	EQ: 2
CT	Connecticut	N/A
DE	Delaware	N/A
FL	Florida	EX: 2 EQ: 1
GA	Georgia	EX: 1 TU: 8
HI	Hawaii	N/A
ID	Idaho	N/A
IL	Illinois	N/A
IN	Indiana	N/A
IA	Iowa	EX: 1
KS	Kansas	N/A
KY	Kentucky	N/A
LA	Louisiana	EX: 2
ME	Maine	N/A
MD	Maryland	N/A
MA	Massachusetts	TU: 1
MI	Michigan	EQ: 1
MN	Minnesota	EX: 3
MS	Mississippi	N/A
MO	Missouri	N/A
MT	Montana	N/A
NE	Nebraska	N/A
NV	Nevada	EX: 2
NH	New Hampshire	EX: 1
NJ	New Jersey	TU: 2
NM	New Mexico	N/A
NY	New York	EX: 3 EQ: 1
NC	North Carolina	EX: 1 EQ: 3 TU: 2
ND	North Dakota	N/A
OH	Ohio	EX: 2 TU: 4
OK	Oklahoma	N/A
OR	Oregon	EX: 1
PA	Pennsylvania	EQ: 2 TU: 1
RI	Rhode Island	N/A
SC	South Carolina	N/A
SD	South Dakota	N/A
TN	Tennessee	TU: 1
TX	Texas	EX: 6 EQ: 1 TU: 7
UT	Utah	N/A
VT	Vermont	N/A
VA	Virginia	TU: 2
WA	Washington	EQ: 1
WV	West Virginia	N/A
WI	Wisconsin	N/A
WY	Wyoming	N/A
DC	District Of Colombia	N/A

What Happens If Your Report Is Frozen?

We aren’t sure what happens if you have a frozen report with Wells Fargo, if you know then let us know in the comments.

Our Verdict

We don’t have a lot of data points for Wells Fargo, so make sure you share yours in the comments so that we can improve this resource.