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JD
JD (@guest_2032561)
March 27, 2025 09:28

For those who used sole prop/SSN and had no problems with the offer, did you have an existing personal login/account at the time you were approved for the business login?

My registration request was denied and the account was added to my personal login even though I deliberately did not check the radio button to allow that. So possibly if you have existing personals, you must use EIN, otherwise you can get away with SSN? Or maybe it just depends on who processes your request…

Max NBG NorseTikiBar

NBG
NBG (@guest_2032608)
March 27, 2025 10:03
  JD

That happens all the time. You have to work with the banker to delete the personal profile (if no personal ac exists) and create a new business profile. I opened in bank and the banker worked with back office to fix it.

JD
JD (@guest_2032668)
March 27, 2025 10:54

Thanks…I opened both the same day to combine chex hits, but registered for the personal first thinking it would help with the biz since I saw some people were having problems.

Max
Max (@guest_2032640)
March 27, 2025 10:30
  JD

I did not have a personal account, no. And it was a huge headache to transfer money out, so I won’t be doing this one again!

Max
Max (@guest_2028086)
March 21, 2025 13:45

Similar DPs as others.
2/26 – applied as sole prop with SSN & approved same day
3/6 – $3000 push from BoA (did in separate pushes; took a couple days to set up the online banking login)
3/17 bonus posted

Meg
Meg (@guest_2027147)
March 20, 2025 10:31

DP:

applied: 2/21/25
approved: 2/26/25
transfer 3k from Fidelity: 3/4
pulled back from Sofi: 3/14
bonus received: 3/17

JD
JD (@guest_2027181)
March 20, 2025 11:19

Did you use EIN or SSN?

Meg
Meg (@guest_2031719)
March 26, 2025 13:32
  JD

SSN

sup
sup (@guest_2026523)
March 19, 2025 13:26

How are people withdrawing funds from this? Can’t seem to link an external account and ACHs are $1.50

Meg
Meg (@guest_2027143)
March 20, 2025 10:29

Sofi pulls from it easily

BACON
BACON (@guest_2030764)
March 25, 2025 11:44

Having a hell of a time with this right now. Chase worked pushing, but flagged as fraud and wouldn’t let me pull. Trying with Fidelity now, but for the first time after linking 50+ accounts they’re making me upload a bank statement. Not really sure what the deal is.

I also don’t see how to link an account to push the funds out.

JD
JD (@guest_2030777)
March 25, 2025 11:54

When was the last time you linked something from Fidelity? They’ve been doing this for non-EWS banks since last summer/fall.
If you have a personal account as well, you can transfer to there and then push out…I ended up doing that since they denied my biz login registration request and added the account to my personal despite specifically not ticking the radio button to do that.

BACON
BACON (@guest_2030783)
March 25, 2025 12:01
  JD

I’ve been linking bank accounts pretty frequently since it’s my hub account. More common names than Fulton though. I closed out my personal last time I did the personal bonus.

BACON
BACON (@guest_2032547)
March 27, 2025 09:10

Update – Fidelity would not link. It’s weird, I got an email from them verifying that it linked, but it never did.

USbank ended up working for the pull.

Peek
Peek (@guest_2032618)
March 27, 2025 10:10

I had a similar linking issue with Fidelity, I think it was when linking M&T. It ended up linking but not usable through the app, you still would have to call to make transfers, at least that’s how I understood it. I think Fidelity has been cracking down since the debacle with all that fraud but I’m not sure. They certainly have been less useful as a hub for me in the last few months.

Sup
Sup (@guest_2026352)
March 19, 2025 10:46

How are people withdrawing from this account? My bonus posted but I cannot add an external account to transfer to. ACH has a $1.50 fee…

Novacat05
Novacat05 (@guest_2025319)
March 18, 2025 10:52

Ding ding ding!

2/22 – Applied via DoC link as sole prop, using EIN. Not targeted in any way.
2/24 – Approved after a call requesting me to submit my EIN letter from IRS via secure upload. $50 CC funding on Fidelity 2% coded as purchase. Had to send a docusign, since I had a personal account I just did that bonus on, I was able to check an option to allow this account to show up on my personal login. Also got emails to create a separate biz login and was successful in doing so. Also was able to successfully link to Fidelity CMA.
3/10 – $3k push from Fidelity
3/12 – $3k pull from Fidelity
3/17 – $500 bonus posted as “Bus Cash Bonus 25 / MISC CREDIT”

JD
JD (@guest_2032673)
March 27, 2025 10:57

Did you link Fido using Finicity or document upload? Did they care it was a biz account?

JP
JP (@guest_2025251)
March 18, 2025 09:28

Their ACH service could be useful in meeting DD req at other bank. They charge $1.50 per ACH (payroll included).

I got my bonus yesterday and it was a quick one to post. I applied directly via link in DoC post.

Techant
Techant (@guest_2025133)
March 18, 2025 02:37

2/25/25 Applied via google search link as Sole prop with EIN
2/26/25 Received email and phone call to upload EIN SS-4 form
2/27/25 Approved and signed up for online banking
3/03/25 Deposited $3k in branch
3/18/25 $500 Bonus posted on account

Manta_Ray
Manta_Ray (@guest_2025202)
March 18, 2025 07:41

Thanks, similar timeline and mine is also post!

BACON
BACON (@guest_2021901)
March 13, 2025 06:58

There’s no obligation to hold the $3,000 with them right? I don’t see that anywhere in the terms.

sol con
sol con (@guest_2025580)
March 18, 2025 15:13

there is none i just did it for the 1,500 one to get $225 and i pulled it out right away

Hmmm12345
Hmmm12345 (@guest_2019686)
March 9, 2025 13:27

Do I need to unfreeze my 3 credit histories to apply?