Discover Improves Redemption Rate On Some Giftcards Including 20% On Chipotle

Update 11/7/21: New discounted cards:

  • Bath & Body Works – 25%
  • Chipotle – 20%

Hat tip to GC Galore

Update 10/12/21: Full list of 20% off:

  • Aerie
  • AirBnB
  • American Eagle
  • Applebee’s
  • Athleta
  • Banana Republic
  • Bath & Body Works
  • Bed Bath and Beyond
  • Buy Buy Baby
  • Burlington
  • Black Angus Steakhouse
  • Chili’s
  • Footlocker
  • Gap
  • Happy giftcards
  • Land’s End
  • LL Bean
  • Maggiano’s
  • Michael’s
  • Nike
  • Old Navy
  • Omaha Steaks
  • Shutterfly
  • Sunglass Hut
  • The Container Store
  • Under Armour

Update 10/9/21: Airbnb added at 20%. Hat tip to GC Galore

Update 10/3/21: Discover offering 20% off Happy Holidays. Hat tip to Alex

Discover has improved the redemption rate when redeeming cash back for certain gift cards. Discover does something weird where it’s advertised as x% extra value, but it’s actually a x% discount which is better. These redemption rates vary over time, but I’ve never seen Happy or Chipotle gift cards this high:

  • Athleta – 25%
  • Banana Republic – 25%
  • Bed Bath & Beyond – 20%
  • Buy Buy Baby – 20%
  • Chipotle – 20%
  • Foot Locker – 20%
  • Gap – 25%
  • Happy Dining – 20%
  • Happy Moments – 20%
  • Happy Rewards – 20%
  • Macy’s – 15%
  • Old Navy – 25%
  • Under Armour – 20%

Hat tip to GC Galore

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44 Comments
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Churnia
Churnia (@guest_1415784)
July 27, 2022 14:29

I see chipotle 20% off back

Josh
Josh (@guest_1279256)
November 7, 2021 08:08

Does Discover do this (improve their Redemption Rate) as part of any holiday (~Thanksgiving to Christmas) promotion?

Philip
Philip (@guest_1279342)
November 7, 2021 12:50

They did this last year around the same time as well.

icemule1
icemule1 (@guest_1267945)
October 16, 2021 11:33

Wow that didn’t last long. Airbnb only showing 5% discount for me now.

Raymond
Raymond (@guest_1265063)
October 11, 2021 03:10

Can you buy GC at Lowe’s with Happy GC

Ava
Ava (@guest_1266099)
October 13, 2021 15:51

Raymond what gift cards does Lowe’s sell?

ieatdogfood
ieatdogfood (@guest_1279319)
November 7, 2021 11:58

Every gift card.

MisterBill
MisterBill (@guest_1264671)
October 9, 2021 19:21

Does BWW Buffalo Wild Wings) let you buy their gift cards with the Happy cards? It’s worked in the past, used them when they were offering the $5 holiday bonus. Now that their app lets you use gift cards, it’s much easier to use them.

If it works, you’d get $30 of value for $20 in Cashback Rewards.

Trevor
Trevor (@guest_1264586)
October 9, 2021 14:37

Did they send an email out to announce this or did someone helpfully notice it?

allen
allen (@guest_1261621)
October 4, 2021 15:22

Chipotle isn’t 20% off… ???

Superman
Superman (@guest_1261674)
October 4, 2021 17:03

Correct.

seesaw
seesaw (@guest_1261765)
October 4, 2021 20:03

10% for me, wish 20% come back

Sean
Sean (@guest_1410463)
July 17, 2022 17:19

20% is back

Chase-ing UR Points
Chase-ing UR Points (@guest_1261352)
October 4, 2021 02:07

I’m assuming the electronic Happy cards will have to be “swapped” for the specific merchant gift cards of your choice at “redeem(dot)giftcards(dot)com”. It might be worth holding off on buying them right now as that website hasn’t been working for the past 4-5 days. The site’s certificate is expired and poses a possible safety risk. I’ve been unable to redeem happy gift cards on that site for the past few days from Kroger online & Samsung Pay website. I had emailed support over the weekend about the safety concern and they couldn’t seem to be bothered. All I got was a generic response that they couldn’t help me and to call some phone number, which I never got around to.

Superman
Superman (@guest_1261556)
October 4, 2021 13:59

Discover account manager stated that Happy eCertificates are unavailable, and Discover’s online portal only has mailed Happy cards. I received my order last week. Happy Rewards at B&N required I scratch off the last 4 numbers on the card, which appears as 6 numbers before the CVV2. Happy Holidays at Lowe’s required I show my I.D. and lots of convincing. Interestingly, $100+ organic purchase did not trigger security, but attempting a single $25 gas card did prompt I.D. check and sleight of hand. Happy Moments at BB&B required nothing when I split up gas cards to $100 between 2 cashiers. Next I’ll try to attempt $200 in 1 purchase after my stores restock the racks.

Eric
Eric (@guest_1261767)
October 4, 2021 20:04

Are you saying that when Lowe’s asked for ID you showed them a credit/debit card with your name on it instead of the Happy Holidays gc?

Phlip
Phlip (@guest_1261318)
October 3, 2021 23:38

No Domino’s this time? Then I will pass.

DEP
DEP (@guest_1261273)
October 3, 2021 20:37

Can the bed bath and beyond gift cards be used at Buy buy baby as well?

Superman
Superman (@guest_1261519)
October 4, 2021 12:37

Happy Moments or other happy cards with the BB&B logo used to work at buybuy BABY, both in-store and online, in the past. https://www.doctorofcredit.com/staples-10-off-happy-gift-cards-11-18-11-24/#comment-676132

Superman
Superman (@guest_1261686)
October 4, 2021 17:45

In regards to a Bed Bath & Beyond gift card (not the Happy card), Discover’s website reads, “Gift card can also be redeemed at our other retail concepts or online at bedbathandbeyond.com and buybuybaby.com.”