Divvy From Bill Visa: $500 Sign Up Bonus After $500 In Spend

Update 7/30/24: Extended to 12/31/24

Update 9/4/23: Extended to 10/31

Update 6/30/23: Extended until 8/31/2023.

Update 4/9/23: Extended until 6/30/2023.

Update 1/8/23: Extended until 3/31/2023

The Offer

Direct link to offer

  • Divvy From Bill is offering a $500 sign up bonus after $500 in spend

The Fine Print

  • Terms & Conditions apply. This offer is available only to qualified individuals 18 years of age or over.
  • Additionally, this offer is available to US Residents who live within the borders of the United States.
  • This offer is available for a limited time, with all rights reserved to discontinue or change the terms of the offer at any time, subject to applicable law.
  • This offer may not be used in conjunction with any other offer or promotion.
  • Applicants must submit an application using the designated Divvy landing page for either a prepaid card or a business charge card.
  • This offer is only valid for applications submitted before 11:59 pm MST 12/31/2022.
  • By submitting an application to Divvy, you, as an individual and the Authorizing Officer of the Company, (a) are requesting us to open an Account in the name of the Company, (b) are requesting that we issue Card(s) as you direct, and REPRESENTING THAT ALL CARD(S) ISSUED ON THE ACCOUNT WILL ONLY BE USED FOR COMMERCIAL OR BUSINESS PURPOSES. To qualify, customers must 1) open an account within 60 days of responding to this offer, 2) spend a minimum of $500 in Net Purchases on their Divvy business card within 45 days of account creation, and 3) complete a balance payment of over $500 per the account payment terms. Net Purchases exclude cash advances, credits, chargebacks, and Plastiq or Melio payments. For more information on payment terms, please refer to your Cardholder Agreement. Divvy will apply the $500 incentive as a statement credit to your divvy account within 60 days of your first successful balance payment over $500.

Our Verdict

Divvy offered a $100 bonus for taking a 15 minute demo. For that offer you needed a real business to get approved and even then it was difficult. Not sure what approvals will be like on this offer. There is no annual fee/monthly fees to worry about. Great deal if you can get approved.

Hat tip to reader Peek

View Comments (554)

  • @guest_1885321 @guest_1884939 Are you doing spend with the virtual card or waiting for physical card? Do you plan on spending $500 in one purchase or over a number of days? Trying to be careful so I don't get shut down.

    • Well probably wont be doing it all in one lump. There are some amazon purchases I have been planning. Wonder if it would be good to do it under an Amazon biz account?

      What about using donations for the spend? $500 worth of fascist smashing drones sourced from churning biz bonuses sound pretty dang American to me. Or is that too political for all yous?

    • Physical card since arriving on Monday.

      Will pay real bills so probably 2 or 3 payments to total $300 (things that can theoretically be a business expense for a sole proprietor based at home - utilities).

      May make a couple of smaller payments later too while waiting for bonus to pretend to use account.

  • This offer is available only to qualified individuals 18 years of age or over. Additionally, this offer is available to US Residents who live within the borders of the United States. This offer is available for a limited time, with all rights reserved to discontinue or change the terms of the offer at any time, subject to applicable law. This offer may not be used in conjunction with any other offer or promotion. Applicants must submit an application using the designated BILL landing page for either a prepaid card or a business charge card. This offer is only valid for applications submitted before 11:59 pm MST 12/31/2024. By submitting an application to BILL, you, as an individual and the Authorizing Officer of the Company, (a) are requesting us to open an Account in the name of the Company, (b) are requesting that we issue Card(s) as you direct, and REPRESENTING THAT ALL CARD(S) ISSUED ON THE ACCOUNT WILL ONLY BE USED FOR COMMERCIAL OR BUSINESS PURPOSES. To qualify, customers must 1) open an account within 60 days of responding to this offer, 2) spend a minimum of $500 in Net Purchases on their BILL Corporate Card within 45 days of account creation, and 3) complete a balance payment of over $500 per the account payment terms. Net Purchases exclude cash advances, credits, chargebacks, and Plastiq or Melio payments. For more information on payment terms, please refer to your Cardholder Agreement. BILL will apply the $500 incentive as a statement credit to your BILL account within 60 days of your first successful balance payment over $500. Accounts that are closed, frozen or otherwise suspected of fraud, may not be eligible for a promotional reward, which is determined in BILL’s sole discretion.‍ ²Credit lines and the advertised range are not guaranteed and will be determined upon application approval. Card issued by Cross River Bank, member FDIC

  • Maybe a silly question…so this is not a credit card, correct? It doesn’t take a personal card spot, doesn’t show on personal credit report and isn’t a hard pull? Has anyone recently qualified for the $500? I’m considering trying it out. So you pay $500 and pay a 2.9% fee and get $500 back? Seems like a great deal at the surface. Someone tell me the cons? 🤣

  • Account approved with EIN. No hard pull. Do you get any confirmation that the $500 after $500 spend offer is applied correctly or you just have to try it and see? Thanks!!!

      • Thanks! I’m debating whether or not to contact support first since they seem to be shutdown happy per past comments versus just spend and see…

  • Can someone verify that this is not a hard pull if opening with EIN? Does not get reported on personal credit correct?

    • Hell the search function works pretty well on these comments.. so to answer my question... no hard pull... not reported on personal credit. Thanks for doing the leg work guys!

    • Is it possible to churn this card now that it has a new owner? I had this card with Divvy last year.