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Davis
Davis (@guest_1256784)
September 22, 2021 15:52

 William Charles  Chuck dough is closing down We started dough to help empower a generation of investors to believe that taking hold of your financial future is attainable to anyone. We’re grateful that you’ve come along for the ride, and let dough play a role in your financial journey. We wanted to advise you that dough will be ceasing operations as a broker-dealer, and all open accounts on Monday, October 11, will be set to closing-only going forward, which means you’ll only be able to close positions. We wanted to give you sufficient notice and inform you of your options before dough’s last day of business on Friday, October 29, so that you can plan your next steps for you to close your Dough account by either withdrawing any funds in the account and/or a transfer (“ACAT”) of any existing securities positions that remain in your account. (All Times are in Central Time) To learn more about the closure of dough, please refer to our home page, dough.com, to view our FAQ page. What are my next steps? We want to make sure that your next step goes smoothly, no matter which option you choose, so please read your options below carefully regarding your dough account. 1. Outgoing ACATS Transfer You can transfer your dough account if you have open positions (no futures) and/or cash balance to a brokerage account at another brokerage firm via ACATS (Automated Customer Account Transfer Service), which you must initiate with your receiving brokerage firm where you have opened a like-titled brokerage account*. All you need to do is ask the brokerage firm you are moving to for their ACATS instructions, and they’ll know what you’re talking about. Confirm that the receiving brokerage firm will submit to dough the necessary ACATS instructions no later than 3 p.m. on Monday, October 4, 2021. Our clearing firm, Apex Clearing Corporation (“Apex”), charges a $75 Outgoing ACATS Transfer Fee, so your account must have at least $75 in cash to process the outgoing ACATS Transfer. Unfortunately, dough cannot determine when your new brokerage sends us your outgoing ACATS Transfer instruction. It’s important to note that ACATS Transfers can take 7-10 business days to complete. As a result, we strongly suggest that you let your new brokerage firm know that we must receive your instructions no later than 3 p.m. Central Time on Monday, October 4, to ensure the timely delivery of your account to your new firm. To facilitate your transfer, your dough account will be frozen once we receive your outgoing ACAT transfer request from Apex. Special offer from tastyworks–our sister company Our sister company, tastyworks, has a special offer for dough customers that want to transfer their account securities positions and any cash balances (“your account”) to tastyworks via Account Transfer with No Fee** dough customers that transfer to tastyworks will still have access to the dough trading platform with their [new] tastyworks account, and tastyworks will grandfather^ your account with dough’s $0 commission rate for… Read more »

Dominique
Dominique (@guest_1176708)
April 14, 2021 22:39

P1-P3 all received this bonus, though we all had to contact dough through in app chat to get it. We transferred $2500+ each from Fidelity brokerage accounts, though the in app method to create an acat transfer did not work for us. Also, fidelity doesn’t charge for outbound transfers, so this was a total $75 profit each. We had to print, fill out and scan paper forms and send them by email in order to initiate the acat transfers.

Brian C 🐕
Brian C 🐕 (@guest_1147355)
February 19, 2021 10:32

I got a new offer yesterday for $50 when depositing $2500. Existing account for a long time, never use it.

P2 got the same offer. anyone else?

 William Charles  Chuck

Craig
Craig (@guest_1142516)
February 9, 2021 21:02

so basically it’s just a reimbursement for the trouble of conducting a transfer. not worth the hassle

Eric
Eric (@guest_1142978)
February 10, 2021 19:32

That’s correct. I emailed them as soon as I saw the offer in my email to ask if they refund the fee. They admitted that the $75 is meant to cover that. What a lousy promo.

sg77
sg77 (@guest_1143083)
February 11, 2021 00:19

It might still be useful if you do a partial transfer from a brokerage that doesn’t charge a fee. It sounds like Dough will give you $75 regardless of whether you were charged a fee.

Jan
Jan (@guest_1142434)
February 9, 2021 18:52

This has to be an ACAT transfer, which makes it a bit more painful than your usual transfers. Most accounts have high ACAT out fees (Robinhood has a $75 fee for both partial and full ACAT out.) I took a look at the ACAT fees for various brokerages and I’m pretty sure the best option is Fidelity. Vanguard also has $0 ACAT out fees, but their UI is a bit more painful. Schwab, Robinhood, Webull, rest of the big names etc all charge ACAT out fees.

I have Fidelity already for my HSA, so I planned to just open up a normal brokerage account at Fidelity, transfer $2600 there, just keep everything in cash, and then ACAT out $2500. Has anyone else done this (an ACAT out of Fidelity?) Anything to keep in mind?

BroOnTravel
BroOnTravel (@guest_1145247)
February 15, 2021 12:34

I’ve never had a problem with partial ACATs out of Fidelity or E-Trade. Merrill Edge is a total nightmare though and I regret working with them.

sg77
sg77 (@guest_1145305)
February 15, 2021 15:56

What problems have you had at Merrill Edge? They’ve been ok for me (though I’m not a heavy trader), and I have done partial transfers out of them with no fee.

kai
kai (@guest_1142385)
February 9, 2021 17:06

This is an app only product. i’m old school. pass

Steve
Steve (@guest_1142339)
February 9, 2021 16:00

These guys have Apex as their clearing firm, same ones who shut down buying of GME and those other stocks when they were blowing up.

Superchurn
Superchurn (@guest_1142380)
February 9, 2021 17:01

all the more reason to sign up, take the $75, and then dump them

mortcourt01@gmail.com
[email protected] (@guest_1142323)
February 9, 2021 15:29

I don’t really get the deal here, if you transfer from robinhood to dough it’s just covering the fees, correct?
Webull covers up to $100 too.

Ted
Ted (@guest_1142318)
February 9, 2021 15:19

Lame. Do E-Toro to get $50 USD upon depositing $100. Can do it multiple times with referrals, too.

ieatdogfood
ieatdogfood (@guest_1142322)
February 9, 2021 15:28

eToro requires a $100 trade, not just a deposit.

Steve
Steve (@guest_1142335)
February 9, 2021 15:56

Etoro screwed me out of the $50 bonus, I wouldn’t trust them

TB
TB (@guest_1142337)
February 9, 2021 15:58

Also, can’t churn

SW
SW (@guest_1142316)
February 9, 2021 15:16

“dough will then fund your account for those fees with a $75.00 cash deposit in your dough account”

I’m wondering if you transfer from a transfer-out-fee-free brokerage, do you still qualify? Since this is labeled as a reimbursement of fees.

TB
TB (@guest_1142340)
February 9, 2021 16:00
  SW

As long as its an ACAT, it should work. Curious which transfer-out-fee-free brokerage(s) you’re referring to here?

Martin
Martin (@guest_1142367)
February 9, 2021 16:35
  TB

Etrade and TD Ameritrade have free partial transfer out.

SW
SW (@guest_1143166)
February 11, 2021 10:21
  TB

Interactive Brokers or Fidelity. I confirmed with a rep that although the intent is to reimburse fees, they’ll credit $75 regardless.

During a past reimbursement with Ally, I had to provide my other brokerage’s statement showing the fee for proof, so just wanted to double check.