The Offer
Direct link to offers | Finder | Find & share Your Referrals in this linked post
- EarnIn is currently offering two sign up bonuses that don’t stack:
- Finder: $50 bonus when you open your first EarnIn account and complete a cashout
- Referral bonus: Person referring receives a $75 bonus, person being referred receives a bonus of up to $150:
- $75 for Cash Out
- $75 for Early Pay
The Fine Print
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Cash Out – you successfully complete your first transfer out.
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Early Pay – you successfully provide a first Qualifying Direct Deposit of:
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$250 per pay period if paid weekly,
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$500 per pay period if paid bi-weekly, or
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$1,000 per pay period if paid monthly.
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Our Verdict
The referral bonus is confusing as some people will show a $35 bonus and others show a $75 bonus. When you apply either one in app it actually shows as $35/$75 for Cashout and then $35/$75 for Early pay for a total of $70/$150. Obviously you want to use a link that shows $75, not $35.
Looks like the referral bonus also requires setting up a tip yourself account. EarnIn from what I can tell is basically a pay day loan provider doing their very best to not say that. From what I can tell the minimum fees you’d pay to do the cash out are $1.99 and $2.99 for early pay. You can also tip the service (no idea why you’d ever want to do that). As long as you don’t use the card there should be no credit inquiry done. Find and share your referrals in this linked post.


