I’ve started trying to answer frequently asked questions on popular increased sign up bonuses. Chase is offering 100,000 points + a $50 statement credit on the IHG Premier card currently and readers had a lot of questions, so let’s try to answer them.
Contents
- 1 Can I Get Matched To This Bonus?
- 2 Am I Eligible For This Card If I Hold Another Chase IHG Card?
- 3 If I Hold Another Chase IHG Card, Will I Get Two Free Nights On Anniversary?
- 4 When Does The Bonus End?
- 5 Does Getting This Card Risk Me Getting Shutdown For Chase?
- 6 Is This As High As The Sign Up Bonus Will Go?
- 7 I Want To Refer A Friend To This Offer, How Do I Do It?
- 8 I’m Under 5/24, Should I Apply?
- 9 Final Thoughts
Can I Get Matched To This Bonus?
Chase’s unofficial policy is that they will match bonuses as long as you applied within the last 90 days. For some reason when a statement credit is offered on the bonus, Chase will always say that the statement credit will be removed even if the new offer also includes the statement credit. In practice they never actually remove the statement credit from all the data points I’ve seen. A lot of readers have tried to match to this new bonuses and have received denials ranging from:
- Chase has changed their policy and no longer matches bonuses (this is just incorrect)
- You’re not eligible for this bonus (even though the offer is public)
Sometimes it takes a day or two for the new offer to show in Chase’s system and during this period matching is always difficult. That being said we have seen a successful match already (Travel With Grant also successfully matched)Â Some things to keep in mind:
- Secured messaging is the best way to get matched with Chase. If they say you’re not eligible, you can send them the public link to the offer.
- The 100,000 point offer requires $3,000 in spend. The old offer required $2,000 in spend. You will need to hit that spend requirement before you’re officially matched. I’d still recommend secured messaging in asking for a match, they will tell you to message back once the spend requirement is hit but at least you will have something in writing (well in secured message anyway).
If you’re unsuccessfully after trying once, I’d wait a day or two and try again.
Am I Eligible For This Card If I Hold Another Chase IHG Card?
Yes, you are eligible. The fine print states:
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months.
You’ll notice there is no mention of the IHG select card. This is in stark contrast to when the Marriott Premier Plus card launch and it stated (emphasis ours):
This product is available to you if you do not have the Marriott Rewards Premier or Premier Plus credit card, or have not received a new cardmember bonus for either of these cards within the past 24 months.
If I Hold Another Chase IHG Card, Will I Get Two Free Nights On Anniversary?
Yes, again there is nothing that restricts you from getting the anniversary free night on the IHG select card and on the IHG premier card. You’ll get the free night certificate on the card anniversary of that specific card. Keep in mind the IHG Premier free night certificate is restricted to properties that cost under 40,000 points per night. The free night certificate on the IHG select card is unrestricted for all certificates issued before May 1st, 2019. After this date you’ll be restricted to properties that cost 40,000 points or less.
When Does The Bonus End?
As far as I know, no public end date has been released.
Does Getting This Card Risk Me Getting Shutdown For Chase?
Applying for any Chase card carries some risk of a shut down. I’d suggest the risk is extremely minimal for most readers, but it’s hard to know what the actual shut downs are for and the rate at which they are being done. More information here.
Is This As High As The Sign Up Bonus Will Go?
You can never say something with 100% certainty but for reference this was the highest bonus we saw on the IHG select card. It looks like the standard bonus on the Premier card will be 80,000 points so I suspect this will be the best offer we see at least in the short term.
I Want To Refer A Friend To This Offer, How Do I Do It?
There is no referral offer currently available that gives you 100,000 + $50. The extra $50 is from doing a dummy booking on the IHG site, I’d be highly surprised if we ever see a referral offer with the additional $50.
I’m Under 5/24, Should I Apply?
The 5/24 rule doesn’t apply to this card so I’d recommend applying for a card that does have this rule and then you can simply get this card at a later date.
Final Thoughts
Do people find these types of posts helpful?
applied and instantly approved, anyone have DPs on how fast the bonus can post? trying to hit and book ASAP
I do have a counter DP to Roman.
Currently 7/24 (not including Biz cards) applied and instantly,
“You have been approved for the IHG Rewards Club Premier Credit Card. You will receive your new card, a paper copy of your Cardmember Agreement and other important disclosures in 7-10 business days.”
So this card is not under 5/24.
My wife applied for Chase IHG yesterday. Called recon today to check the status and was told she was declined due to too many cards opened recently. She has 3 personal cards, 1 authorized user and 1 business card (which shouldn’t actually count). Asked to not count for authorized user cards and reconsider and now waiting for banks decision in 24-48 hrs.
So I suppose Chase IHG card is under 5/24 rule now too.
Any other data points on this?
William Charles
Jumping in late here, but this was extremely helpful for me. Thank you!
Anyone see a referral link for the 100k? I only see referral for 80k.
There is no referral for the 100k offer.
Is it possible to apply through 80k referral link and ask to match?
Your posts are the most professional.If I refer a friend for the 80,000 IHG card, after they apply can they try to up the bonus to 100,000? Thanks for your help.
It’s possible you’ll be able to get matched, but they’d be missing out on the $50 statement credit so personally wouldn’t risk it.
Your posts are the most professional.
If I refer a friend for the 80,000 IHG card, after they apply and are accepted, can they try to up the bonus to 100,000? Thanks for your help.
Chase agreed to my request to match to “100K Bonus Points + $50 Statement Credit”.
I originally applied and was approved for just the 80K Bonus Points.
I had to talk with a Supervisor, who then had to put a request in for me, and then they had to review it again. I finally got a message back that my request has been approved, but I’ll have to reach out to them again after the $3,000 requirement is met, to claim the offer. They’ve made a note on my account.
I do find these type of posts helpful. I’m a moderate churner (try to keep DH and me at around 5/24) so I don’t always double check all the ins and outs of various credit card offers. For example, I hadn’t paid much attention to this offer because I *assumed* that you couldn’t have both IHG cards. This FAQ straighten me out.
Thanks, Doc for all you do.