Fidelity 2% Card Adds $100 TSA PreCheck or Global Entry Credit (Plus Rental Car Insurance)

Some people got an email from Fidelity, myself included, about new benefits on the Fidelity 2% card. I assume everyone will get this email as it goes it in batches:

  1. Receive up to 10,000 Reward Points every four years when you apply for either Global Entry® or TSA PreCheck®. That’s worth up to $100 when deposited into an eligible Fidelity® account, once every four years. Be sure to pay the application fee using your card to be eligible. Learn more about this benefit and review the terms at Fidelity.com/AirportBenefits
    • My thoughts: Cool benefit on a solid no-fee card. TSA Pre costs $78 for five years and would end up fully covered with this benefit. Global Entry costs $120 and would be mostly covered with this benefit.
    • There are many cards with this benefit, but not too many no-fee cards in that list. I did TSA PreCheck at the same time as my brother and I was able to cover the fee for him since I have multiple cards with the benefit.
  2. Auto Rental Collision Damage Waiver at no extra cost. Be sure to review complete benefit terms at Fidelity.com/AutoRentalCoverage.
    • My thoughts: I wasn’t aware that the card didn’t already have this benefit, but if it’s new that’s a nice addition. FYI – coverage is secondary behind your regular auto insurance (if you have that).
  3. No foreign transaction fees for international purchases.

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Dj
Dj (@guest_1940845)
October 30, 2024 02:55

Oh this is nice. I haven’t used my fidelity card since they decreased my limit from 14k to 500 years ago. At least now it’s at least useful for TSA precheck. I can use it so my partner doesn’t have to pay for it now.

Xex
Xex (@guest_1940720)
October 29, 2024 22:18

I know the link to the sign-up bonus page has been shared widely for a while, is it legit? I’m the type to visit the main page of a site to register/sign up for anything, so feel kinda iffy. Any DPs?

Eternal Blue
Eternal Blue (@guest_1947381)
November 8, 2024 18:30

I got the card in March using the $150 SUB link. The SUB credited as soon as the charge that put me over $1000 spend posted.

Kevin
Kevin (@guest_1940463)
October 29, 2024 14:28

Good simple card to use if you’re not working on a signup bonus. I’ve used it to pay taxes and then earned interest on the 0% APR balance. But I paid it off after my credit score dropped 100 points.

RP
RP (@guest_1940609)
October 29, 2024 18:27

There’s a $150 sign up bonus.

mjm
mjm (@guest_1940686)
October 29, 2024 21:17

> But I paid it off after my credit score dropped 100 points.

What was your total available credit/utilized credit?

Kevin
Kevin (@guest_1941327)
October 30, 2024 19:48

$12,500 limit on this card with 90% utilization. My other 2 cards had higher limits with very low utilization but that didn’t seem to make a difference.

Jun
Jun (@guest_1940445)
October 29, 2024 14:05

How do you get the $100 reimbursement for the global entry? Do we subscribe to it first got 120$/4 years and then fidelity automatically credits us back?

WadeT
WadeT (@guest_1940541)
October 29, 2024 16:50

I don’t think its a traditional reimbursement. They are depositing point equivalent in your rewards balance.

Eric
Eric (@guest_1941014)
October 30, 2024 12:04

Purchase GE via your Fidelity CC and then they should credit you with 10,000 points which you can redeem for $100. Its not provided as a direct statement credit.

Rusty Nail
Rusty Nail (@guest_1940380)
October 29, 2024 12:09

Anybody know if this applies to PreCheck renewals or just new applications?

MF
MF (@guest_1940391)
October 29, 2024 12:25

“once every four years” – implies renewals are covered.

Rusty Nail
Rusty Nail (@guest_1940394)
October 29, 2024 12:28
  MF

Thanks, I missed that. I didn’t get the original email.

WadeT
WadeT (@guest_1940272)
October 29, 2024 09:07

This card use to have the Rental Car Insurance and it was removed a few years back, I’m glad that they’ve decided to include this benefit again.

Lee
Lee (@guest_1940253)
October 29, 2024 08:49

For most in the hobby, a person will already have at least one other card that provides the TSA/GE reimbursement. For most in the hobby, it’s a redundant benefit with no incremental value. Not that this card offers Priority Pass but it’s kind of like having multiple cards with Priority Pass. Or purchase protection or extended warranty or . . .

Novacat05
Novacat05 (@guest_1940259)
October 29, 2024 08:54

Priority Pass is being devalued these days almost as fast as Marriott Bonvoy points!

Felicia
Felicia (@guest_1940338)
October 29, 2024 11:01

It’s a fee free card.

anonymous
anonymous (@guest_1940389)
October 29, 2024 12:23

I suppose it has incremental value if you want to get PreCheck or Global Entry for multiple (incremental) persons.

Tony Everyday
Tony Everyday (@guest_1940201)
October 29, 2024 03:55

I have a $1mil relation with Fidelity and got denied for the card, pretty odd.

WadeT
WadeT (@guest_1940267)
October 29, 2024 09:04

underwriting is done my Elan, not Fidelity. Not odd at all.

Jack
Jack (@guest_1940291)
October 29, 2024 09:46

$1mil of what? Pesos? Tony Everyday Is that in IRA/Retirement?

Sam
Sam (@guest_1940149)
October 29, 2024 00:04

Which one is better TSA PreCheck or Global Entry?

Eric
Eric (@guest_1940152)
October 29, 2024 00:13

You get TSA precheck automatically when you have GE

Max
Max (@guest_1940169)
October 29, 2024 01:22

Global Entry includes TSA Pre-Check, but it’s a slower and more cumbersome application process that includes an interview.

Eric
Eric (@guest_1940632)
October 29, 2024 19:34

That is only needed the very first time u apply for GE. The interview is painless and the biggest PITA of the interview is driving physically there to do the stupid interview. After that generally no interview is required for renewals. Also if you never travel internationally then there is no point of GE. However if you travel internationally and you come back and see the massive line at CBP then you will wish you had GE.

b
b (@guest_1940223)
October 29, 2024 07:10

IMO GE is ONLY useful if you’re traveling internationally more than once per year. Its also more of a hassle to get. TSA precheck is worth it when you’re traveling mostly domestic any number of times per year. It’s free with the card which is worth the reasonable time to sign up and get all the requirements done. “Better” depends on how and where you’re traveling

rychastings
rychastings (@guest_1940101)
October 28, 2024 22:34

will they increase the reimbursement to 12k points when the price of global entry increases later?

BC
BC (@guest_1940120)
October 28, 2024 22:55

Price of GE has already increased. Not sure if Fidelity didn’t realize, or if they don’t plan to increase the credit.

Chris
Chris (@guest_1940121)
October 28, 2024 22:57

Many cc are not increasing the credit to $120. You just have to pay the $20 out of pocket

Eric
Eric (@guest_1940204)
October 29, 2024 04:21

Probably need a bunch of us to call in and let them know about it and hopefully sometime in 2025 they will increase it. I am going to call in to try to ask them about it so hopefully it gets the juices flowing.