The Offer
Check your email for a spend offer on the Fidelity 2% card. There are various versions:
- Make 10 or more transactions earn $10 credit; 25 or more transactions earn $25; 50 or more transactions earn $50. Each purchase must be at least $10. Enroll by November 30, 2026. Spend between November 1st and December 31st, 2026.
- Get a $10 statement credit when you add your card to your digital wallet and use it to make 20 purchases totaling $20 each before 11/30/26.
- There are probably other versions too.
Our Verdict
The better versions might be worth doing – e.g. making a bunch of small payments to your utility company or splitting a large grocery purchase at the self checkout.
Thus far we’re only hearing of offers on the Fidelity card. There are often similar spend offers that come out on U.S. Bank cards at the same time; let’s see if that happens.

