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Mark
Mark (@guest_1944921)
November 5, 2024 11:39

My OOS application did not end too well. I first applied with Chex frozen, and that was rejected. I unfroze Chex and applied again, choosing a random county. That was actually approved, and I funded with a credit card, and was using the account for a week with things like bill pay. But then they asked for proof that I’m associated with the county, and then closed the account (by check) when I didn’t have any.

Some1
Some1 (@guest_1940155)
October 29, 2024 00:21

Look for a lost relative who can refer me to this CU

CU Fan
CU Fan (@guest_1939839)
October 28, 2024 16:29

Chex sensitive. Rejected with 760 Chex score. 1/3, 5/12, 10/24 inquiries. SP Equifax.

Massy Mass
Massy Mass (@guest_1927556)
October 7, 2024 16:35

Denied due to location.
Failed because of Chex but what doesn’t these days.

devin
devin (@guest_1918441)
September 24, 2024 13:33

Applied OOS b/c I work in service. Was not asked for any proof of eligibility and was accepted after a drivers license scan.

zeer0
zeer0 (@guest_1918455)
September 24, 2024 13:49

devin in branch or online?

Devin
Devin (@guest_1918469)
September 24, 2024 14:01

Online

SecondMouse
SecondMouse (@guest_1918595)
September 24, 2024 17:30

Was it a hard credit pull? Thanks!

devin
devin (@guest_1918909)
September 25, 2024 09:21

Don’t think so. I applied on Monday and there are no inquiries on my report. My Chex is like 5/24.

devin
devin (@guest_1957626)
November 23, 2024 09:42

Just to confirm – I never received a hard pull for this account. Also I live in a bordering county. Maybe why I was never asked for proof of eligibility.

-
- (@guest_1917853)
September 23, 2024 16:54

They tried to pull Equifax (unknown hard or soft) and Chexsystems.

Both were frozen and I got a “notice of adverse action” via secure email a day after applying

Ann
Ann (@guest_1917640)
September 23, 2024 11:53

What types of bill can you pay thru their tool? I tried googling but didn’t find anything

Fathiss
Fathiss (@guest_1917556)
September 23, 2024 09:42

It’s actually max of $700 (you forgot yo add on the $50 loan one in the total$..
They had this last year also at end of year. Pretty easy yo do I think.
Easy to log in 12 times consecutive
Bill pay I just do the $30 20 times on larger payments due.
The big one is 2% to get $300. I simply get a Money order with my debit card for $1,000 at Walmart 15 times to maximize the $300.
Some may not want to bother with this, but pretty simple for me

ShawntheShawn👈🏾
ShawntheShawn👈🏾 (@guest_1917626)
September 23, 2024 11:30

Do you recall if they did a hard pull on your credit report or pulled your Chex report when you opened your account? Fathiss

For most people, getting $50 for opening a loan is not worth it.

Maximum bonus amount is $650, not $350; the title needs a correction as well.  William Charles.

Fathiss
Fathiss (@guest_1917955)
September 23, 2024 19:22

This bonus does not require opening an account. It’s available to existing accounts. Only requires opening if you don’t have one.

ShawntheShawn👈🏾
ShawntheShawn👈🏾 (@guest_1917987)
September 23, 2024 20:01

I know. I was asking for others who are interested in opening an account to do the promotion. Fathiss

Fathiss
Fathiss (@guest_1918016)
September 23, 2024 20:56

Yeah, I don’t recall if it did a pull on my credit report. It was so long ago. I’ve had the account for over 30 years.

ShawntheShawn👈🏾
ShawntheShawn👈🏾 (@guest_1918058)
September 23, 2024 21:42

I see. You absolutely deserve the end of year giveback, for every year! Fathiss

Massy Mass
Massy Mass (@guest_1917683)
September 23, 2024 12:58

What kind of account needs to be opened?

Massy Mass
Massy Mass (@guest_1917687)
September 23, 2024 13:00

Nm I see it.
Also looks like have to be near the central time zone as well.
Oh well

Avi
Avi (@guest_1917450)
September 23, 2024 03:20

I’m gonna break the ice with the most dreaded question…… OOS?

Kyle
Kyle (@guest_1917198)
September 22, 2024 15:23