Offer at a glance
- Maximum bonus amount: $200
- Availability: FL
- Direct deposit required:Â Yes, $1,500+
- Additional requirements:Â No
- Hard/soft pull:Â Unknown
- ChexSystems: Unknown
- Credit card funding:Â Unknown
- Monthly fees: None
- Early account termination fee:Â None
- Household limit:Â None
- Expiration date:Â None
Contents
The Offer
- Florida West Coast Credit Union is offering a bonus when you complete the following requirements:
- Open a FREE Checking Account with Direct Deposit.
- Direct Deposit $1,500 per month or more into your account within 60 Days
The Fine Print
- Offer valid as of February 1, 2024 and may be canceled at any time.
- FWC Credit Union membership and eligibility requirements apply.
- See associate for fee and term details.
- To qualify for the $200 incentive, you must open a new Checking account with a new direct deposit (Minimum $1,500 per month. First direct deposit must post within 60 days of account opening.).
- Current checking accounts do not qualify.
- The incentive will be deposited to the new checking account within 90 days of account opening and will be reported to the IRS.
- Minimum to open Free Checking is $20.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
I couldn’t find any EATF in the fee schedule.
Our Verdict
As always share your datapoints in the comments below.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
I work in Hillsborough county. Anyone figure out a way in from the list? Is there a organization we have to join?
I tried and they’re pretty adamant on being eligible. I live in SFL (not eligible in any way) and high Chex so they don’t seem Chex sensitive.
I’m thinking the “All Authories That Operate Under The Law In Hillsborough or Pasco may work”. I’m a nurse working in Hillsborough
It looks like there is an option to join if you are a
VOLUNTEER
of any kind. At least thats what it looks like to me with the wording of this option: ANY VOLUNTEER OR FAMILY MEMBER OF AN ELIGIBLE OR EXISTING MEMBER