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Offer at a glance
- Maximum bonus amount:Â $100
- Availability:Â FL, GA, SC, AL
- Direct deposit required:Â Yes, $250
- Additional requirements:Â None
- Hard/soft pull:Â Soft pull
- ChexSystems: Unknown, sensitive
- Credit card funding:Â None
- Monthly fees:Â None
- Early account termination fee:Â $30, 90 days
- Household limit:Â None listed
- Expiration date:Â May 22nd, 2019
Contents
The Offer
- Ameris Bank is offering a bonus of $100 when you open a new at-ease checking account and complete the following requirements:
- Use promo code WELCOME19
- Set up a recurring direct deposit and have two direct deposits of $250 or more within 75 days of account opening
The Fine Print
- To qualify for the $100 cash bonus, you must (1) open a new At-Ease checking account, by May 22, 2019 AND (2) set up one recurring direct deposit in which two direct deposits of $250 or greater are received within 75 days of account open date.
- Cash bonus is only available to new customers that do not currently have a personal checking account and have not previously received a cash bonus.
- Bonus may not be combined with any other offer and may be withdrawn without notice. $100 cash bonus will be credited to your new checking account within 30 days after June 29, 2019.
- Your checking account must be in good standing at time of payment to receive cash bonus award.
- Cash bonus value will be reported to IRS as taxable income.
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about
Early Account Termination Fee
There is a $30 early account termination fee if closed within 90 days.
Our Verdict
Not the best deal, but still worth doing if you’ve already done the better bonuses available and find it easy to meet direct deposit requirements. I’ll add this towards the bottom of our best bank bonus page. If anybody goes for this deal then share your experiences in the comments below.
Hat tip to reader YR X
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- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
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- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
MA. Instantly denied. EX thawed, TU thawed, EQ frozen. Chex high, Chex score 66x.
Pending Review
Experian- thawed freeze, Equifax Frozen, Transunion Frozen.
Chex:
3/this week
5/1 month
9/2 months
11/3 months
17/4 months
22/5 months
26/6 months
Pending Review
Experian- thawed freeze, Equifax Frozen, Transunion Frozen.
Chex:
3/this week
5/1 month
9/2 months
11/3 months
17/4 months
22/5 months
26/6 months
My DP on opening. In VA, instant approval. The CC machine is broken – different browsers did not help. Pulls Chex each time you start to fill out the application. Not nice.
https://www.doctorofcredit.com/best-bank-account-bonuses/#comment-1726579
10/30: Applied from TX using online link from offer page (promo code XAKT-29ML was already populated). Went pending, but was approved via email half an hour later. Chex: 8/12, 5/6
Funding options for the $100 min. deposit included debit and credit funding up to $101, but neither option worked in my browser (resulted in a blank popup window) so I just went with external transfer via Plaid instant verification.
Only US Citizens can apply online.
Warning: looking at their fee schedule, I see that starting from July 1st 2023, they added a $3 fee for each external transfer initiated from their end via online banking or mobile app. Therefore, I do not recommend using their external transfer functionality.
Thanks for the info! External transfer fees gotta be one of the most annoying things banks do. Another reason pushing / pulling from a hub is almost always best.
Ameris bank seems to have a $300 checking bonus for $1,500 DD. Saw a post on FB, will try and leave the link as it seems you can’t find it on google. Maybe they haven’t added it to their main page yet? Chuck William Charles
I was approved online in FL, $100 min funding is required but I chose the “fund in branch” option which I then got an email saying I have 30 days to deposit the money. My DD should hit the acc next week, so I don’t think funding is needed
https://www.amerisbank.com/Landing-Pages/$300-Checking-Offer?utm_source=facebook&utm_medium=social+ad&utm_campaign=$300+Offer&fbclid=IwAR2r45YaUL03SCemxMn59lEA5p5N1LPmyX–pkzwTPHMjn_6gt68ozuHm2A_aem_AVD41SpCreUzEpoz2cgUphhEtQGXUGZtR3sQn5F3LIJoxiwgH5Fak3sptzPhMuJxTTw&mibextid=Zxz2cZ
1099 received today for this $100 bonus
DP for Chase counting as DD
5/20 – Account Opened
6/17 – $260 ACH from Chase checking
6/19 – $260 ACH from Chase checking
6/19, 6/24 – Transferred ACH funds out ($0 balance)
7/19 – Bonus posted
got the bonus on 7/19..used employer DD
$100 bonus posted today. Employer DD 2 times for $250 back in March then DD $1 each month thereafter.