[FL only] BrightStar Credit Union 4 Night Cruise Checking Bonus

Offer at a glance

• Maximum bonus amount: 4 night cruise certificate
• Availability: Must live, work or go to school in Broward OR Palm Beach Counties, Florida
• Direct deposit required: Yes, $1,000+ monthly
• Additional requirements: See below
• Hard/soft pull: Soft
• ChexSystems: Unknown
• Credit card funding: Unknown 
• Monthly fees: Unknown
• Early account termination fee: Unknown
• Household limit: None listed
• Expiration date: None listed

The Offer

Direct link to offer

• BrightStar Credit Union is offering a 5 Day 4 Night Cruise Vacation bonus when you open a new checking account or standard savings account and complete
  • Use promo code CRUISE20K
  • Bring $20,000 or more into a BSCU checking or standard savings account
  • Must have an active direct deposit of $1,000 or more monthly

The Fine Print

• The promotional offer is only available for members who deposit $20,000 or more into a consumer checking or standard savings account.
• Funds must come from outside of BSCU existing accounts and maintained for a period of at least 90 days.
• Business accounts are not eligible.
• Direct deposit must be set up with a minimum of $1,000 monthly and active for at least 30 days.
• Members with existing direct deposit of the minimum $1,000 amount qualify.
• Cruise certificate recipients are responsible for port charges, taxes, and fees.
• Cruise certificates need to be registered with travel agency within 45 days, and require a $24 per person registration fee.
• Certificates are valid for 18 months after registration.
• BrightStar Credit Union is not responsible for your safety on board or in any port of call.
• See cruise certificate for full cruise details. Promo code: CRUISE20K
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees

Early Account Termination Fee

I wasn’t able to find an EATF.

Our Verdict

Don’t think this is worth doing as your still responsible for taxes and fees. If you put the $20,000 into a 5% APY account you’d earn ~$247 over that same period. Because of this we won’t add it to the best bank bonus page.

Hat tip to reader Kiwi

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