Update 9/10/22: There is a $125 version for school employees and teachers.
Offer at a glance
- Maximum bonus amount:Â $100
- Availability:Â FL only
- Direct deposit required:Â No
- Additional requirements:Â See below
- Hard/soft pull: Hard pull
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees:Â None
- Early account termination fee:Â Unknown
- Household limit:Â None listed
- Expiration date:Â None listed
Contents
The Offer
- Community Credit Union Florida is offering a $100 bonus when you open a new free checking plus and complete the following requirements:
- Use promo code MK-100
- Sign up for eStatements
- Download the free CCU Mobile App
- Use your new debit card 20 times within 60 days of opening the account to make purchases or payments (ATM transactions do not count)
The Fine Print
- Open select CCU Debit/Checking Accounts and receive $100 in 60 days when you open a new personal checking account, mention or enter Promo Code: MK-100, sign up for free eStatements, download the free CCU Mobile App, use your new debit card 20 times within 60 days of opening the account to make purchases or payments (ATM transactions do not count).
- There’s no minimum transaction amount.
- Just use it when you shop online, buy groceries, gas, or lunch, pay your electric bill, etc.
- Available for account holders age 18+. Excludes existing Checking Accounts, Business, Organizational, Student, and Health Savings Checking Accounts. Accounts must be in good standing and all requirements above met to qualify. Not offered to additional checking accounts opened, only primary checking accounts. Offer subject to change at any time. A one-time $5 membership fee for the share account is required.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any early account termination fee or not.
Our Verdict
Need to know if this is a hard or soft pull to open, but requirements seem easy to meet and no direct deposit to worry about.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
$125 Version available Chuck William Charles
Link: https://www.ccuflorida.org/home/accounts/schoolemployees
Finally have my acocunt open. William Charles there is a referral option. Is there a place to use it?
In footprint “Thank you for choosing Community Credit Union of Florida as your trusted financial partner.
Your account application has been received, and we will contact you via your preferred communication method within one (1) business day to complete processing.”
Will update soon.
William Charles can confirm a hard pull even though I opted out for overdraft.
What bureau did they pull?
Deleted
Davis I don’t know how to check. I received an alert from Chase.
Who Can Join?
If you live, work, worship, attend school, or conduct business in Brevard, Indian River, Orange, Osceola, Polk, or Volusia counties in Florida, you are eligible for membership. If you aren’t sure if you are eligible, please call us at 321.690.2328 and ask. We’ll be happy to help you become part of Community Credit Union.
Do you live in any of the Florida counties listed above?
Do you work or conduct business in any of the Florida counties listed above?
Do you attend school in any of the Florida counties listed above?
Are you an employee of the educational system, health care, public information commerce or public service in Orange County?
Are you a retiree of a business in the counties listed above?
Are you associated with ABATE of Florida, Inc.?¹
Are you a member of an organization or association affiliated with any of the groups described above?
Are you an immediate family member of a current CCU member?
Learn How to Become A Member.
¹Those associated with ABATE (American Bikers Aiming Toward Education) of Florida, Inc., a motorcycle rights organization addressing legislative and safety issues in Florida, are also eligible to join.
ABATE Florida has $20 annual fees
Also, the referral offer of $100/$100 is slightly better.
When applying online, I don’t think I see abate eligibility option?
I don’t see that option in the application either. If you do pursue that route, I would contact them and ask how you would show your affiliation in the application.
https://www.ccuflorida.org/home/ourstory/membershipandbenefits/whocanjoin
chris I contacted them and they said to mark yourself as an employee of CCU then under the employer later on in the application, you would put ABATE. They also confirmed the hard pull so I think I’ll pass
yup came to provide this. I live in Brevard, so no issue for me. Also, it’s adorable that you can get your debit card with the logos of any of the high schools in the county.
Liz Also Brevard, but didn’t get immediately approved. Maybe tomorrow?
I didn’t get immediately approved either, I’ll post when I hear something. I also had a CCU account from 1994 to 2009 or so, and closed it when I paid off my car loan from them. So I’ll be the DP about whether there’s a restriction on the bonus that way.