Deal has ended, view more credit card deals by clicking here.
Update 8/19/24: Deal is back until  Sep 25th. Hat tip to reader David
The Offer
- FNBO Amtrak Amtrak Guest Rewards Preferred card is offering a signup bonus of 40,000 points when you spend $2,000 within the first three billing cycles.
- The no-fee card also bumped the bonus to 12,000.
Card Details
- Annual fee of $99 is not waived
- Complimentary Companion Coupon, One-Class Upgrade and a single-day
- ClubAcela pass for access to ClubAcela, Amtrak Metropolitan Lounge or First class
- Card earns at the following rates:
- 3 points per $1 spent with Amtrak
- 2 points per $1 spent on all other qualifying travel and dining purchases
- 1 point per $1 spent on all other purchases
No foreign transaction fees
- 5% Amtrak Guest Rewards point rebate when you book your Amtrak redemption
Our Verdict
Nice bonus for Amtrak users. The card launched with FNBO last October with a 30,000 bonus, and this is a nice bump to 40,000. There’s some speculation that dummy bookings – which historically have been throwing in $100 – will show 40,000 + $100 soon. Dumming booking has never shown another $100 statement credit so not worth waiting if interested.
Post history:
- Update 4/2/24: According to our contact at Amtrak, this deal will end tomorrow.
- Originally posted 3/15/23. Reposting 2/19/24 as this deal is back (Minor details have been updated below – spend is $2,000 this time instead of $1,000 last time, and no-fee card bonus is 12,000 instead of 20,000 last time.)
Chuck This is up to 35k points, not sure if there’s any way to get a statement credit with a dummy booking
how often does this go up to 40k points? trying to plan something for july ’25 and wondering if it’ll pan out…
Got the 40k bonus! The points showed up after the first statement. Great card, I recommend it for anybody interested in Amtrak travel. Deal ends 9/25/2024!
It says the public offer is expired. Can you share your link?
Can you use a forwarded email for this offer? Or do you have to be the email recipient?
So they announced that this would last until September 25 and ended it by August 19?
“This offer has ended”
Damn that was fast, rip.
@Chuck
Maybe targeted? My email link still works.
If I want to cancel this card after year one, does anyone know when to do it? Before the 2nd $99 fee posts or after? Thanks
I’d say after. But I read somewhere, maybe Reddit, that the poster had issues getting his $99 back as he had an outstanding balance. I don’t know if I believe it, but there are not many DP for FNBO. I’ll make sure I have a $0 balance when I cancel next spring.
I cancelled after the 2nd $99 fee appeared on my account. Waited a week to cancel and no claw backs.
Approved with an $8400 credit limit! They haven’t sent me an email yet and the address should be right because I had to use an email code during sign-up. Hopefully they didn’t sent it to the wrong email. Yay! 40k points!
Got the email four hours after.
Card arrived today, I applied on August 17th. All the benefits like the companion passes showed up in my Amtrak account.
40,000 points deal is back until Sep 25th.
Thank you for the heads up on this awesome deal. The website is still showing 20K but the email says 40k. Which one is right? I will be willing to take a HP. for 40K points but not sure about 20K. Cheers!
Protip for the future meyybe? If denied, try again.
I app’d P2, they asked him to send in a bunch of docs within 30 days. I forgot, whoops!
App’d again couple days before offer died, instant approval w/$10k line.
He’s 4/24 fwiw.