[Expired] FNBO Amtrak Credit Card 40,000 Points Signup Bonus

Deal has ended, view more credit card deals by clicking here.

Update 8/19/24: Deal is back until  Sep 25th. Hat tip to reader David

The Offer

Direct Link to offer

  • FNBO Amtrak Amtrak Guest Rewards Preferred card is offering a signup bonus of 40,000 points when you spend $2,000 within the first three billing cycles.
  • The no-fee card also bumped the bonus to 12,000.

Card Details

  • Annual fee of $99 is not waived
  • Complimentary Companion Coupon, One-Class Upgrade and a single-day
  • ClubAcela pass for access to ClubAcela, Amtrak Metropolitan Lounge or First class
  • Card earns at the following rates:
    • 3 points per $1 spent with Amtrak
    • 2 points per $1 spent on all other qualifying travel and dining purchases
    • 1 point per $1 spent on all other purchases
      No foreign transaction fees
  • 5% Amtrak Guest Rewards point rebate when you book your Amtrak redemption

Our Verdict

Nice bonus for Amtrak users. The card launched with FNBO last October with a 30,000 bonus, and this is a nice bump to 40,000. There’s some speculation that dummy bookings – which historically have been throwing in $100 – will show 40,000 + $100 soon. Dumming booking has never shown another $100 statement credit so not worth waiting if interested.

Post history:

  • Update 4/2/24: According to our contact at Amtrak, this deal will end tomorrow.
  • Originally posted 3/15/23. Reposting 2/19/24 as this deal is back (Minor details have been updated below – spend is $2,000 this time instead of $1,000 last time, and no-fee card bonus is 12,000 instead of 20,000 last time.)
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186 Comments
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Lim
Lim (@guest_1937364)
October 23, 2024 23:27

 Chuck This is up to 35k points, not sure if there’s any way to get a statement credit with a dummy booking

paul
paul (@guest_1929229)
October 9, 2024 21:00

how often does this go up to 40k points? trying to plan something for july ’25 and wondering if it’ll pan out…

David
David (@guest_1914994)
September 19, 2024 00:48

Got the 40k bonus! The points showed up after the first statement. Great card, I recommend it for anybody interested in Amtrak travel. Deal ends 9/25/2024!

MT
MT (@guest_1916448)
September 20, 2024 20:14

It says the public offer is expired. Can you share your link?

Eric
Eric (@guest_1905835)
September 5, 2024 14:36

Can you use a forwarded email for this offer? Or do you have to be the email recipient?

Credit card guy
Credit card guy (@guest_1895851)
August 19, 2024 20:17

So they announced that this would last until September 25 and ended it by August 19?

Chris
Chris (@guest_1895453)
August 19, 2024 10:51

“This offer has ended”

john doe
john doe (@guest_1895459)
August 19, 2024 11:14

Damn that was fast, rip.

@Chuck

David
David (@guest_1895650)
August 19, 2024 14:54

Maybe targeted? My email link still works.

James
James (@guest_1895429)
August 19, 2024 10:04

If I want to cancel this card after year one, does anyone know when to do it? Before the 2nd $99 fee posts or after? Thanks

JW
JW (@guest_1895886)
August 19, 2024 21:09

I’d say after. But I read somewhere, maybe Reddit, that the poster had issues getting his $99 back as he had an outstanding balance. I don’t know if I believe it, but there are not many DP for FNBO. I’ll make sure I have a $0 balance when I cancel next spring.

PoorChurner
PoorChurner (@guest_1896086)
August 20, 2024 09:38

I cancelled after the 2nd $99 fee appeared on my account. Waited a week to cancel and no claw backs.

David
David (@guest_1894691)
August 17, 2024 18:54

Approved with an $8400 credit limit! They haven’t sent me an email yet and the address should be right because I had to use an email code during sign-up. Hopefully they didn’t sent it to the wrong email. Yay! 40k points!

David
David (@guest_1894806)
August 17, 2024 23:35

Got the email four hours after.

David
David (@guest_1899911)
August 26, 2024 21:32

Card arrived today, I applied on August 17th. All the benefits like the companion passes showed up in my Amtrak account.

David
David (@guest_1892990)
August 14, 2024 14:20

40,000 points deal is back until Sep 25th.

Michael
Michael (@guest_1893727)
August 15, 2024 22:06

Thank you for the heads up on this awesome deal. The website is still showing 20K but the email says 40k. Which one is right? I will be willing to take a HP. for 40K points but not sure about 20K. Cheers!

dizzy
dizzy (@guest_1830689)
April 14, 2024 13:05

Protip for the future meyybe? If denied, try again.
I app’d P2, they asked him to send in a bunch of docs within 30 days. I forgot, whoops!
App’d again couple days before offer died, instant approval w/$10k line.
He’s 4/24 fwiw.