(Update) FutureCard Climate-Friendly Visa Debit Card Offers 5% Back On Select Public Transport, EV Charging & More

Update 7/18/24: Get 100% cashback on the DC Metro, up to $25 in cashback per week, starting 3pm EST on July 15th and ending at 11:59pm EST on July 31st (ht Shawntheshawn)

Update 1/11/24: New rewards program for NYC Subway: $5 cash back once you reach 12 weekly rides (in addition to existing 5% cash back on transit). Details here.

Update 12/1/23: 100% cashback for NYC MTA rides for all of December 2023. Update 12/29/23: Now extended through January 7, 2024.

Update 6/1/23: Reader Atme reports that the MTA free rides promo will be continuing until the end of June, with a limit reset for June. 15,000 ClimatePoints ($150) a month. (ht Shawn)

Update 5/4/23: The free MTA rides promo from April (see below) has been extended through May. Max $150 cashback.

Update 4/10/23: In honor of Earth Month, Future is giving free rides on all MTA transit through April when you pay with your FutureCard Visa Debit Card! Valid for all MTA transit in NYC. Hat tip to ShawntheShawn

FutureCard Visa Debit card is a prepaid debit account with a FDIC insured bank backing which offers 5% cashback on select categories:

• Trains, buses, subway, metro, light rail & commuter rail
• Online marketplaces for gently-used clothing & thrift stores
• Electric vehicle charging
• Bike shops (bikes, ebikes, cycling accessories and repairs)
• Electric scooters, mopeds and bikeshares

They also offer 6% cashback on select health/eco-friendly partners and 1% cashback on all other purchases.

Currently there is no physical card and you can only use the card number online or you can add it to your mobile wallet and use in-store.

They also offer a referral program whereby the referrer and new member each get $15. Do not share or use referral links from the comments below as those are an older link version. Instead, go this dedicated page to share and find referral links. You must click the referral link on your mobile phone, and download from there the Future app, to be eligible.

Hat tip to reader Amanda