[GA only] First Commerce Credit Union $100 In Branch Checking Bonus, No DD Required

Offer at a glance

• Maximum bonus amount: $100
• Availability: Must open at one of their Georgia branches [Branch locator here]
• Direct deposit required: Optional
• Additional requirements: See Below
• Hard/soft pull: Unknown 
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None mentioned
• Expiration date: March 31st, 2017

The Offer

Direct link to offer

• Open a new First Commerce Credit Union checking account at any of their Georgia locations and receive a sign up bonus of $100 when you do either of the following:
  • Qualifying direct deposit of $750 per month OR
  • Complete ten debit card transactions in the month of April 2017

The Fine Print

• To qualify for $100 bonus, member must open checking account in one of our Georgia locations between January 17 and March 31, 2017.
• Member must have either a qualifying direct deposit of regular income of $750+/month or complete 10+ debit card transactions in the month of April 2017 to receive bonus.
• Smart Start Teen Checking accounts, Opportunity Checking accounts, and members with current FCCU checking accounts are not eligible for $100 bonus.
• Minimum opening deposit for Free and MyWay Checking is $25; minimum opening deposit and average daily balance to receive benefits for iEarn! Checking is $1,000 and for iEarn!50+ Checking is $5,000.
• No minimum balance required to obtain bonus, which will be the only interest paid on a Free or MyWay Checking account and included in the Annual Percentage Yield for iEarn! and iEarn!50+ Checking, and will vary based on actual balances and be reported as interest. Fees may reduce earnings on the account.
• To receive bonus, account must be open and in good standing on the day the bonus is posted in May 2017.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Their free checking account is eligible for the bonus and has no monthly fees to worry about. I wasn’t able to find a fee schedule so I’m unsure if any early account termination fee is charged or not.

Our Verdict

Hard to comment on this too much without knowing more in regards to it being hard/soft pull. If anybody signs up, please share your data points in the comments below. Click here for the best current checking bonuses.

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications