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HP
HP (@guest_1942820)
November 1, 2024 19:13

Any data point for non-employment DD?

Gerry
Gerry (@guest_1941591)
October 31, 2024 06:35

Bank of hawaii is now offering a $200 savings bonus. $7500 balance and maintained 4 to 5 months

SpeedyJr
SpeedyJr (@guest_1918782)
September 24, 2024 23:47

Applied for Bankohana Level II from FL on 6/26 (because Meega Nala Kweesta!!)
Was told that I needed to submit two notarized IDs and proof of address via mail to BOH. I ate the notary and mailing fees because getting $400 back is worth it. Within a few days of delivery, my account was approved (even with pretty high Chex inquiries) after I called to check the status.
$500 initial deposit, no recollection of the option to fund with cc. Did real DDs that totaled $3500+ by 8/21
9/24 $400 Credit Memo paid
Will close down before the end of the month to avoid monthly service charges since it is supposed to be increasing from $20 to $25 starting 10/01/2024 .-.
I would be charged $25+25+25 to keep my account open until the end of December when it would be over 180 days. I rather save the $5 and headache.
The maintenance fee was only charged for one month (August), so unlike “The Verdict” portion of this post, I think this was well worth it even over the easier $200 bonus.

HP
HP (@guest_1942819)
November 1, 2024 19:11

Do you mind sharing how your real DD was coded? Wondering if any alternative direct deposit. Thanks.

kam
kam (@guest_1871396)
July 8, 2024 21:59

Hawaii guy here. Bank of Hawaii and other local banks in Hawaii don’t like OOS. Most of them won’t let you open accounts online and force you to open in person.

Big hoss
Big hoss (@guest_1870844)
July 7, 2024 18:01

Sketchy bank. I opened on 6/5 with 500$ initial deposit. On 6/14 they reversed it and closed my account. , mailed me a letter that said they suspected someone fraudulently opened the account pretending to be me, and that the funds would be sent back. However, over 2 weeks later and having called multiple times, I still don’t have my $500 back and I even mailed them proof of ID , passport etc and have heard nothing back . Getting ready to call it on this one

Kleed
Kleed (@guest_1870974)
July 8, 2024 00:49

Same thing happened to me. Got my cards and everything, they restricted my account and wanted me to send in a notarized ID verification as well as copy of bank statement. Getting a letter in tomorrow probably saying my account is closed as well. Already got my money back so not too worried but definitely not the cleanest process

GZ
GZ (@guest_1871047)
July 8, 2024 09:33

Are you OOS too? Yeah this is the second time they did this to me. I tried last year and now again this year, instant approved, online access works and then it gets disabled. The check with the initial funds shows up about a week or two later after the letter. Yeah extremely un helpful over the phone.

Dave
Dave (@guest_1871074)
July 8, 2024 10:32
  GZ

How long after each approval did the accounts get closed?

GZ
GZ (@guest_1871082)
July 8, 2024 10:53

About a week/week and a half. It will say log in disabled contact customer service. They did tell me over the phone OOS is okay if applying in person. Online so far away triggers the fraud department. I don’t think flying to Oahu for this is on the table lol.

GZ
GZ (@guest_1871083)
July 8, 2024 10:54
  GZ

They also pulled my Chex both times”

Dave
Dave (@guest_1871090)
July 8, 2024 11:13
  GZ

Yeah, probably will not go for this one then, (I’m OOS). Thank you for the DP.

Big hoss
Big hoss (@guest_1871159)
July 8, 2024 13:31

My IOS App still lets me log in, I actually even had a DD hit because I didn’t even get the letter until almost July (written 6/14 and closed same day, approx 10 days after opening)

Big hoss
Big hoss (@guest_1871158)
July 8, 2024 13:28
  GZ

Yup, opened from MI. They have been unhelpful over the phone

BigHoss
BigHoss (@guest_1872441)
July 10, 2024 17:01
  GZ

Fraud DPT manager called a day after I filed CFPB. That’s the only way I could get them to call me LMAO. He is giving the run around saying chase has to accept the funds back, I’ve talked with chase and like me say they’ve never heard of such malarkey and that they need to just wire the funds back. BoH fraud guy insists I need to make a claim with chase, but I insist I am going to keep filing complaints with government agency til he coughs up my money

Dave
Dave (@guest_1874209)
July 13, 2024 15:55

That is ridiculous

Gz
Gz (@guest_1894165)
August 16, 2024 15:24

Hey man did you ever get the money reversed back or did they send a check? I filed a CFPB complaint too as I’m in the same boat and the fraud guy called me as well claiming my bank has to accept their request to sent the funds back.

Gz
Gz (@guest_1883645)
July 28, 2024 17:58

Anybody got their deposit check already? Still waiting for mine

SG
SG (@guest_1870699)
July 7, 2024 12:30

Have not seen that Hawaii guy for a while in the comment section.

tuphat
tuphat (@guest_1870697)
July 7, 2024 12:27

Worth noting: Combined Balance includes time deposit accounts. They currently offer a 6mo CD at 4.50% APY, $5k minimum. Aloha.