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Contents
The Offer
- ICBC is offering cardholders up to an additional 3x cash back on purchases made between 7/1/20 and 9/30/20.
- Preferred UnionPay Gold Card ($75 additional cashback):
- Additional 1% cash back on online purchases & supermarket purchases
- Additional 2% cash back on food delivery app purchases
- Premier UnionPay Plaitnum Card ($75 additional cashback):
- Additional 1.5% cash back on online purchases & supermarket purchases
- Additional 3% cash back on food delivery app purchases
- Preferred UnionPay Gold Card ($75 additional cashback):
Our Verdict
Gold card earns 1% cash back and Platinum earns 1.5% cash back normally. Makes the Platinum 4.5% on food delivery and 3% on online/grocery store purchases.
Hat tip to readers @esthery & PT
lol…why are you arguing about this credit card where the bank clearly cares more about customers in CHINA NOT USA…….if you don’t want to apply, don’t apply..the bank doesn’t care about you guys….
Kind of. The bank obviously cares about customers in the USA, otherwise it wouldn’t have bought this US banking operation off of Bank of East Asia in the first place. Spent a good chunk of money on it, too.
lol…Chinese customers in usa…..
FYI the Discover card runs on the unionpay network if you find yourself in China.
chicom scum can go fack off
Go back to Europe
Supporting the Party-State and its use of concentration camps against 1,000,000+ Uighur minorities in China by using this card? Priceless.
There are some things that money can’t buy such as dignity, freedom, and ethics. For everything else, there’s UnionPay.
Bravo! Don’t use it then, problem solved.
Source?
If Xinjiang is an independent country, it will be included in the Trump Muslim travel ban, lol
Thought it was TP’s idea
It’s not the beat or worst card, but they tend to have weird offers I don’t see elsewhere, like the outlet mall discounts. They also have the ability to run as a credit card on debit networks, which can be super useful in places where it’s the most commonly accepted card.
It was a hassle to apply, and the EMV protocol it uses used to always force a downgrade, but both of those seem to have improved.
How do you apply for this thing?
These days if you email them, they will send you a one time link to apply
Beware!!!! Think twice before using CCP product.
Just 10 years and xi Jinping has squandered all goodwill china had. Everyone hates china.
Chinese Exclusion Act was signed more than 100 years ago and not until 2012, US government admitted it was racism but no apology. It is not because of Xi, America just hates China
It takes two to tangle. Talk about reputation, Mr. Trump’s American probably squandered more than Mr. Xi’s China.
I don’t hate China
I like money
I used to visit Schenzhen once per month due to work. Sounds pretty cool to me. I remembered they are accepted as DS? also which bureau do they pull?
Based on my experience, they pulled Experian.
I would say Unionpay card is more broadly accepted by Chinese merchant than Discover, since some merchant may think the card without Unionpay logo is a fake card (I know it sounds unreasonable…..). In my case, all transactions through tapping went through, but doesn’t work for online shopping.
Experian exclusively
ICBC is good if you want to transfer money from and to China.
Otherwise, it’s useless.
Never use chinese product, I came from china and I know china.
“Believe me! Nobody Knows China Better Than Me.”
Can you be trusted
1 comment ever… yeah ok.
BS
SB
guess you used a cell phone/ laptop made in China to type in this comment
You’d be surprised. Samsung shut down phone manufacturing in China a few months ago, so if you’ve got a recent Samsung then probably not. I also paid extra for a “Made in Tokyo” HP laptop (which, is, in fact, manufactured in a suburb of Tokyo- they’ve shown off their factory to the press before).
I am surprised and disappointed to discuss this in DOC, but @JMR0303, don’t be arrogant. if you hate china or CCP, just don’t use any product from them, period. I repsect that but feel there is nothing to “show off”. Meanwhile, like it or not, that majority use those products. I don’t think they should feel ashamed as well. Don’t judge.
I would say that the first person to imply judgment by trying to deflect with the “phone/laptop made in China” comment was the one who started it. I simply pointed out it can very much not be the case, so using that to judge someone else falls flat on its face.
SB
Typical bias – only people hate china left china and starts saying shit about it
Don’t forget the Uyghurs, Eddy.
So I believe you need to be naked in the street, sleep in the outer space, and die in the American underground. Enjoy. Loser
Nah, have a closer look at the stuff you buy and you’ll notice that less and less of it is being made in China.
牛逼
This type of attack shouldn’t be allowed on this site.
I don’t trust ppl from China, so I don’t trust you.
牛逼。。。。。according to your logic..i cannot trust you because you are from china….then i cannot trust your claim that you are from china…lol…
Dear William Charles
Would you consider having a single page with all current spending offers on credit cards list like what you have for sign up bonuses or expiring deals.
This is more work for you and i suppose i could just use the hashtag. Upto you. But thank you.
Just use the hashtag, much easier to manage and that’s what they are for.