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greatrate45
greatrate45 (@guest_1977956)
January 2, 2025 15:46

The rate went back up to 5% and now it’s down to 3% again in 2025. Time to move on from this credit union.

TheGreatHambino
TheGreatHambino (@guest_1966415)
December 8, 2024 10:05

 William Charles Rate was reduced to 3% as of 12/01/2024.

TheGreatHambino
TheGreatHambino (@guest_1966417)
December 8, 2024 10:07

SmartPlus savings and Youth Savings are still 5% on first $500.

TheGreatHambino
TheGreatHambino (@guest_1973718)
December 22, 2024 08:40

 William Charles Rate is now listed as 5% “as of 12/01/2024.” They completely retconned this. They must have back-tracked the decision to lower rates after backlash from customers. We’ll see how long this lasts…

Eric
Eric (@guest_1906487)
September 6, 2024 14:25

That’s bad, IQ credit union (available for Washingtonians) provides 5.5% checking up to 25K (12 debit card transactions + direct deposit). Time to move money around I guess.

EruptingLoowit
EruptingLoowit (@guest_1912629)
September 16, 2024 09:22

Any CC funding?

TheGreatHambino
TheGreatHambino (@guest_1904989)
September 4, 2024 06:55

Dammit… I shift over to them as a primary checking and they do me dirty like this. Still better that the vast majority of checking accounts though. If you always keep $5k in there they are essentially paying you $250 each year to bank with them. There are better options out there still though… maybe not for long with pending rate cuts.

Max
Max (@guest_1904933)
September 4, 2024 01:21

Confirmed that APY on savings and checking has dropped to 5%. This is a competent and trustworthy credit union, but I only maintained the account for the high interest rate. At this point, there’s no reason for me to keep the accounts open. I will close my account.

Dillo
Dillo (@guest_1904732)
September 3, 2024 19:54

Bye bye!

Wilson
Wilson (@guest_1904574)
September 3, 2024 16:55

Looks like saving has dropped down to 5% starting in 09/2024. Sorry ya’ll.

Robyn
Robyn (@guest_1863005)
June 21, 2024 18:27

Looks like credit card funding is dead for Gesa. So very, very sad.

Zach
Zach (@guest_1904897)
September 3, 2024 23:43

Damn, really? When did you try? My cousin opened a checking like 4 months ago and he said it was still an option back then

Brian R
Brian R (@guest_1905061)
September 4, 2024 10:04

I tried two weeks ago and can confirm at that time it was dead.

Ian Wesley
Ian Wesley (@guest_1905788)
September 5, 2024 13:31

What is the data point for this? Do you know if they still support any sort of debit card funding during account opening?

Robyn
Robyn (@guest_1906676)
September 6, 2024 19:11

You can click through their site & try to open an account and it says very plainly that they don’t accept credit cards to open an account before you even enter your name or anything.

DrWendy
DrWendy (@guest_1854386)
June 3, 2024 15:15

Hard pull, Chex sensitive

Prat
Prat (@guest_1656432)
July 18, 2023 19:17

Gesa tried to play one on me by refusing bonus.

6/2: Signed up from offer page showing $350 bonus. Not instantly approved and got a message stating someone will contact me
6/3: Offer dead
6/5: Received call+email from banker asking me to upload verification docs
6/9: Account opened finally with CC funding
7/15: Had met all requirements so reached out via message asking about sign up bonus and the associate told me offer ended 6/3 and I signed up on 6/9 so no bonus for me. Replied back with the 6/2 email snapshot showing I signed up while the offer was active
7/18: Agent filed for exception and the $200 were deposited soon after.