Update 6/18/24: Bonus now increased to $300.
Update 11/16/21: Deal is back and valid until 12/31/21. Hat tip to reader Davis
The Offer
- Idaho Central Credit Union (ICCU) is offering a bonus of 32,000 points (worth $200) when you open a Visa Rewards card and spend $500 a month for the first 3 full months
Card Details
- No annual fee
- Card earns 2x points per $1 spent
- 0% interest for 6 months
Our Verdict
Nice little cash bonus on this card, spend requirement isn’t too hard to meet. Unsure how easy it is to get approved for this card. Once we know more we will add this to our list of the best credit card bonuses.
Hat tip to reader Davis
Did anyone get a screenshot of the offer? I just received a reward deposit equating $200 cash back so I’m preparing to call and ask for the extra $100. I thought I had gotten a screenshot but I can’t find it now :/
Same. They credited 32,000 points ($200) instead of 48,000 points ($300). Did you have any luck getting the extra 16,000 points credited? I have the original email with the original promotion terms that we are supposed to receive 48,000 points, not 32,000.
I haven’t yet. The phone rep had a typical delay solve of “waiting til October to confirm”. Could you send over the promo email to me please at [email protected] . If I have luck with getting the remaining bonus I’ll update again here!
Sent
So just a quick update that the last $100 bonus did post this month. I had discontinued using the card over a month ago, so the rep I spoke to ended up being correct that it would all be completed in Oct.
Same here
I’m self-employed, do they typically request income verification?
I’m also self-employed, so they asked for 2 years of tax returns.
Just got approved for $20k limit. After online approval, they required a phone interview, probably to KYC. So this is effectively $300 SUB + ~1.25%x$1500, correct? IOW, the $300 SUB doesn’t negate the standard bonus points during the $500/mo x 3 spend requirement.
They recently started offerring a checking account with free telehealth appointments with a doctor. It has a $7 monthly fee. That’s an interesting way to attract customers to the bank. Might be interesting for those who don’t have insurance.
Hey, I just find my next topic. thanks
Do you have a link to the offer? I’m not seeing it in their checking account page.
Even with insurance, that is significantly cheaper than meeting deductible for me.
introducing central plus checking
no bonus
I can’t get this card because this is the only thing I can think of to discuss with them during my financial review which should be coming around again soon.
Davis
how many of the paid financial reviews have you done? i think i’ve done 3.. i was wondering whether there was any chance I’d get “caught” since I think I remember the terms saying you can only do once for bonus.. i haven’t seen this discussed anywhere so thought I’d ask
I didn’t know about a limit. Might as well do them as long as you can.
i guess I was just slightly worried about being called out on it and embarrassed during the video call.. like “hey there haven’t you already done this 4x? we can’t offer it again” kind of thing lol
48,000 points = $300 which means this card earns effectively earns 1.25% cashback so if you spent exactly $500 per month x3 months you’d earn an effective cashback of 21.25% per dollar to achieve the SUB.
OOS?
SUB increased to $300 for $500 spending, limited-time only from May 30 to June 30.
William Charles
How is this good (SUB OR ongoing)?
Now through August 15, 2022, earn unlimited 2.5% CASH BACK when you use your ICCU Premier Rewards Visa Credit Card on select purchases.*
(Service stations, automated fuel despensers, golf courses, sporting goods, campgrounds, bicycle shops)