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GZG
GZG (@guest_1966882)
December 9, 2024 14:33

hard pulled me through my frozen credit

took them 4 months, but they were able to battle with TU to eventually get the inquiry removed.

I think they used the account review/permissible purpose exception to circumvent my freeze.

Just a warning to anybody trying it in the future.

dunno if they were within their right to do that, guess it doesn’t matter much now.

the senior loan person that was helping me was wonderful and was very gracious in helping getting TU to remove the inquiry.

DH74
DH74 (@guest_1897619)
August 22, 2024 18:09

Just applied and noticed that it states application must be submitted by 12/31/2024

SW
SW (@guest_1871162)
July 8, 2024 13:35

As GZG said, there’s an option to join for the following states: IL, IN, MI, IA, WI, MO, KY. I’m in IN so thought I’d give it a go.
No funding options at all unless you’re already a member, says a team member will contact you for funding.
Immediate hard pull on TransUnion.

SW
SW (@guest_1871635)
July 9, 2024 10:59
  SW

Lol – denied same day:
“Thank you for your interest in becoming a Member of DuPage Credit Union. Unfortunately, at this time, we are unable to open your Membership Account. Our reason(s) will be further explained in a notice you will receive in the mail within the next few days.”

S
S (@guest_1871098)
July 8, 2024 11:23

They have an eligibility quiz that just lists six counties in northern IL (not including Cook): https://www.dupagecu.com/join/

SOZ
SOZ (@guest_1870830)
July 7, 2024 17:29

Applied.
Got a “we’ll call you” final screen.
Trans Union says they got a credit inquiry from DCU.

RJ
RJ (@guest_1870836)
July 7, 2024 17:39

Any CC funding available? Thanks

SOZ
SOZ (@guest_1870842)
July 7, 2024 17:58
  RJ

No credit card funding.
I will deposit cash at a nearby branch after approval and verification of bonus.

YJ
YJ (@guest_1871130)
July 8, 2024 12:27

How much can you deposit in branch?

GZG
GZG (@guest_1870850)
July 7, 2024 18:23

my TU was frozen, no email from CK about an attempted pull of my TU

Tony
Tony (@guest_1870866)
July 7, 2024 19:08

wtf hard pull really? I’ll pass then

SOZ
SOZ (@guest_1870882)
July 7, 2024 19:50

HP shows on my CK activity.
If/when DCU calls, I’ll ask for the method to their madness.

SOZ
SOZ (@guest_1870817)
July 7, 2024 17:05

Thanks, Chuck.
I live in Dupage County and will jump on this offer.

GZG
GZG (@guest_1870790)
July 7, 2024 16:18

Application lists lives or works in: IL, IN, MI, IA, WI, MO, KY as potential for being eligible on the application, live in IL but not one of the primarily listed counties, will test.

https://gyazo.com/3ec198f5d937b11c902af8761f7038ce

S
S (@guest_1871425)
July 8, 2024 23:21

how did it go? i’m also in il not but one of their main counties