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TonyBank
TonyBank (@guest_1892794)
August 14, 2024 02:35

Applied in-branch from OOS on 8-13, approved at 3/1 and 3/24 on Chex. They did pull Chex, it initially showed 2 inquiries from them but looks like one has dropped/merged. Will wait a week before doing anything beyond the initial deposit in case I get the same treatment as Benny did.

Benny
Benny (@guest_1871173)
July 8, 2024 13:55

I was able to open the checking account and create my online banking credentials. Several days later my online banking quit working and today I got a call from the bank. They wanted to review all my recent Chex inquiries and told me the only way they could open the account is if I come to the branch. Hard pass as the closest branch is 2 hours way.

Daniel
Daniel (@guest_1872302)
July 10, 2024 12:14

same thing happened to me

SW
SW (@guest_1868161)
July 2, 2024 11:20

Applied 7/1, in footprint, seems no hard pull, and no credit/debit card funding, transfer from bank only.

Denied 7/1 after review from bank: “Unfortunately, we were unable to complete your request. For questions about your application, please contact us.”

I contacted them and they sent me a short email stating I’d receive a letter in the mail with more information.

My Chex is at 14/12 and yes Banterra pulled Chex. So I’m guessing that’s why I was denied.

SW
SW (@guest_1892843)
August 14, 2024 08:15
  SW

Letter confirmed denied for Chex.

S
S (@guest_1867497)
July 1, 2024 11:44

Anyone have recent data on Chex? Do they pull/are they inquiry-sensitive?

Thom
Thom (@guest_1867286)
July 1, 2024 00:25

The only bank endorsed by the late Dimebag Darrell (RIP)

Ben
Ben (@guest_1867116)
June 30, 2024 16:20

Is there a promo code I am missing somewhere? It has a spot to ‘Add Promo Code (Optional)’.

Tony
Tony (@guest_1867161)
June 30, 2024 18:13

same question. i dont trust opening without a code if there is a box that allows you to enter a promo code lol. makes me feel like the promo wont be attached to my checking account application if i dont have some code..the “open account” link on their website doesnt seem to have any promo embedded in the URL so its just a general link

Ben
Ben (@guest_1867397)
July 1, 2024 09:21

You don’t need a promo code. Talked with a rep. There is an option near the end where you accept the promo deal at the end without a code.

Alex
Alex (@guest_1867392)
July 1, 2024 09:16

I just went through their text support and got a response back confirming that no promotion code is required.

john
john (@guest_1696288)
September 18, 2023 00:22

Not worth it if you have to give them $60 back in monthly fees.

RCD
RCD (@guest_1867475)
July 1, 2024 11:23

$200 in DD’s should be small enough for most people that play this game to make it worth it.

JOHN m
JOHN m (@guest_1696084)
September 17, 2023 16:26

What’s their interest rate? Probably not worth it to DD for 6 months or keep $2500 in for 6 months.

Mike
Mike (@guest_1696198)
September 17, 2023 20:27

Technically 8% plus whatever interest rate they are paying. Not worth tying up 2500 for me with other easier money makers in this game but not horrible.

ben2
ben2 (@guest_1696031)
September 17, 2023 14:54

#3 – footnote
If one of the following items are maintained, a monthly fee of $10 will not be charged: (1)$2,500 minimum daily balance in this account; (2) $5,000 combined average balance in this account, identified checking, savings & money markets, or minimum balance in certificate of deposit (CD) and/or IRAs. The CD minimum balance equals the current balance at the beginning of each statement period; (3) A monthly direct deposit of at least $200 or higher is deposited to this account. Direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government and must be $200 or higher.