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knuds1b
knuds1b (@guest_1989906)
January 22, 2025 16:24

Nov 22 Opened account
Dec 18 $400 ACH transfer deposit from Wings CU
Made 20 $5 Amazon reloads in December
Jan 15 “Deposit New Mbr Adv+” $250

knuds1b
knuds1b (@guest_1957023)
November 22, 2024 12:14

Just opened online in MI, had a lot of issues w/ the application and getting it funded, but finally got it to work. Chex approx 2/1, 7/6, 13/12, idk beyond that. Just was denied yet again opening online w/ Old National the day before, with a Chex score of 801 out of 899. So, go figure.

S
S (@guest_1816368)
March 19, 2024 08:57

Any recent DPs on Chex? Approved with high count/denied with low/etc?

Ethan
Ethan (@guest_1821044)
March 27, 2024 21:30
  S

Declined in January 2024 due to Chex (lol/24) although they said they couldn’t verify my identity.

S
S (@guest_1823010)
March 30, 2024 11:31

Is that just a nonsense reason CUs use to decline with less mess? I had one that declined recently, they said due to ID verification but they never asked me any verification questions. Not sure if the account opening people get lazy or what.

Tom MacDonald
Tom MacDonald (@guest_1677836)
August 22, 2023 22:10
Carl J
Carl J (@guest_1547122)
February 1, 2023 14:13

Rather surprisingly the bonus paid out today.
Opened 12/16/22
Jan 2023 20 odd debit transactions mainly at gas pumps
2/1/23 $250 bonus.

Dan
Dan (@guest_1497378)
November 28, 2022 13:23

The worst experience ever. Bonus did not post and CSRs are clueless or intentionally obtuse.

Dan
Dan (@guest_1459774)
October 6, 2022 19:10

Opened August, A+ August, September. No bonus.

Tornado T
Tornado T (@guest_1443398)
September 12, 2022 09:55

Chex sensitive. 19/24 chex. Applied online, was denied citing unable to verify. Went to branch to verify. Still was declined. Watch your chex carefully when going with credit unions. The only bank that is chex sensitive is Keybank afaik. Good luck everyone. Kind of bummed that I missed out on this one.

TJ
TJ (@guest_1435924)
September 1, 2022 09:41

Data Point

(P1 & P2)
8/3/22 Opened online
8/4/22 $500 mobile check deposit
8/30/22 20 debit purchases completed (mostly Amazon loads)
9/1/22 $250 bonus posted to savings account

Both accounts were frozen when attempting to activate debit card. Had to go in branch to verify identity. Teller had to call fraud dept (lot of whispering) as we waited and waited. When I asked what the problem was the teller said it had something to do with our device. Other than that, a pretty easy quick bonus. P3 applied same day as P1 & P2 but was denied due to identity verification.

AllenW
AllenW (@guest_1437224)
September 3, 2022 09:31
  TJ

It’s that kind of shit I hate when dealing with banks. I was denied online. Didn’t try opening in branch.

Do you have high Chex?

Kris
Kris (@guest_1419412)
August 3, 2022 15:14

Just wanted to add some datapoints.

July 4th- Applied and opened the same day.
July 14th- $400 transfer from ally savings to meet monthly e-deposit.
20 $0.50 amazon reloads throughout the month of July using the debit card.
Aug 1st- $250 bonus posted.

You only have to do it for a month, not 3 months consecutively.

FLY317
FLY317 (@guest_1432305)
August 25, 2022 23:24

do you know hard or soft pull?