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Krobar
Krobar (@guest_1631042)
June 8, 2023 12:32

Got the bonus with an Ohio address. $100 direct deposit from employer – tax return direct deposit did not credit.

F
F (@guest_1578356)
March 16, 2023 15:32

Applied 15 Mar, submitted ID, denied 16 Mar due to info obtained for Chex. IL ID and address. No adverse action in my report, so likely just sensitive.

ChubbySnorlax
ChubbySnorlax (@guest_1569945)
March 6, 2023 10:27

I opened my account on 11/23/2022 and finally got my bonus on 3/5/2023

ML
ML (@guest_1538279)
January 19, 2023 23:11

If anyone is looking…. I attempted to apply OOS due to them offering a nationwide savings account. Was denied due to Chex… Likely sensitive. Also, there is no credit card funding.

Matt
Matt (@guest_1633517)
June 13, 2023 01:52
  ML

I’m OOS, but I opened their Money Market earlier in the year. Added the checking without a hitch even though I’m pretty close to LOL accounts for the year.

Miya
Miya (@guest_1467626)
October 17, 2022 20:20

Any CC funding available?

SOZ
SOZ (@guest_1466827)
October 16, 2022 15:13

Minimum opening balance requirement is $25. This account receives eStatements only. Monthly maintenance fee of $25 waived with 15 debit card transactions per month. Interest rate and Annual Percentage Yield (APY) may change without notice. Interest is compounded and credited monthly. If your account is closed before interest is credited, you will not receive accrued interest. If your daily balance is $0 to $15,000, the interest rate paid on this portion of the balance in your account will be 1.98%. The APY on this tier will be 2.00%. An interest rate of 0.00% will be paid on the portion of your balance that is greater than $15,000. The APY for this tier will be 0.00%. Fees may reduce earnings

e0
e0 (@guest_1467240)
October 17, 2022 11:16

Good catch. Fine print mentions waiveable Monthly Maintenance Fee depending if you choose Cash Back or higher APR. SOZ’s comment is if you choose a higher APR. If you choose Cash Back, then the fine print is:

Monthly maintenance fee of $5 waived with 15 debit card transactions per month. Debit Card Cash Back is limited to $25 per month or $300 per year. Only PIN, chip, or signature-based transactions qualify. Fees may reduce earnings.

pwschwa
pwschwa (@guest_1469650)
October 20, 2022 21:20
  e0

Does anyone know what counts as a signature-based transaction? I feel like PIN or chip are obviously at a grocery store/gas pump whatever. But does anyone know of any online methods to meet the requirement? Such as micro-payments on a utility bill?