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Matt
Matt (@guest_2015416)
March 3, 2025 08:36

Another payout datapoint. Used real DD, payout on the same day as the 2nd DD.

Another quirk of this account I found is that you cannot connect accounts to the online accounts (either internally or externally) for 30 days after online account creation.

Woody 🔗
Woody 🔗 (@guest_2004876)
February 14, 2025 23:24

5/1/22 I opened checking & saving with IMCU first time in branch. And received my first ever Chex inquiry. No hard pull
11/20/24 Closed a checking account but remain a saving for a membership.
1/22/25 Added a checking account as an existing member. I stopped at the account funding method to check that how much for credit card limit.

💥 Got hard pull on transunion and chex pulled before approval 💥 This is weird because it seems that no DP got hard pull.

1/25/25 Account approved
2/13/25 +$401 Chase ACH
2/14/25 +$200 Deposit Checking Promo

What a valentine surprise 😱 I haven’t met a requirement yet

Alex
Alex (@guest_1995874)
February 2, 2025 08:55

The link is still valid, but technically this offer has expired

Matt
Matt (@guest_1993959)
January 30, 2025 08:05

Datapoint on CC Funding: Tried both BoA Premium Rewards and Unlimited Cash Rewards. Both posted as purchase

Merchant Name: IMCU COLLECTIONS IMCU COLLECTIONS
Transaction type: Purchases
Merchant description: FINANCIAL INSTITUTIONS -MERCHANDISE AND SERV

Amy W
Amy W (@guest_1994275)
January 30, 2025 17:55

Any approximation on how many days it takes the cc funding to go through? I’m trying to finish off a c spend bonus by Feb 10th.

Woody 🔗
Woody 🔗 (@guest_1994353)
January 30, 2025 19:45

Mine 2 days

Woody 🔗
Woody 🔗 (@guest_1992447)
January 27, 2025 15:32

Hard Pull on Transunion confirmed by Chat Rep, Phone Rep and My local branch Rep 👀

Opened online on 01/25/25

Joe
Joe (@guest_1992388)
January 27, 2025 13:43

Any other ways than an employer deposit to trigger the DD?

Brian
Brian (@guest_1992290)
January 27, 2025 12:23

It did not show as a hard pull for me when opened a few months ago.

11/18/24 – Opened account
11/29/24 – $400 DD
12/13/24 – $400 DD
01/17/25 – Received $200 bonus

imjimmy
imjimmy (@guest_1992218)
January 27, 2025 10:25

Could someone please advise whether this is a hard pull?

imjimmy
imjimmy (@guest_1992216)
January 27, 2025 10:25

Is this a hard pull

cornhole
cornhole (@guest_1992104)
January 26, 2025 22:24

Tried OOS but no eligibility criteria available for me, such as a foundation