Deal has expired, view more Incredible Bank deals by clicking here
Offer at a glance
- Maximum bonus amount: $102
- Availability: Nationwide
- Direct deposit required: Yes, two direct deposits of $300+
- Additional requirements: See below
- Hard/soft pull: Soft
- ChexSystems: Unknown
- Credit card funding: None
- Monthly fees: None
- Early account termination fee: $10 if closed within 90 days
- Household limit: None
- Expiration date: February 22nd, 2020
Contents
The Offer
- Incredible Bank is offering a bonus of $102 when you open a new checking account and complete the following requirements:
- Use promo code Thanks
- Establish at least two payroll direct deposits of $300 or more within 30 days of account opening
- Download and use mobile app
The Fine Print
- Offer expires and is limited to accounts opened through 12:00am CST, February 22, 2020.
- Existing customers are eligible if you open an IncredibleBank Checking or IncredibleBank Checking Plus with new money; opening deposits cannot be transferred from existing accounts at IncredibleBank; existing customer cannot have had an active checking account with IncredibleBank within the last 12 months.
- IncredibleBank employees and affiliates are not eligible for bonus offers.
- Offer is subject to change at any time.
- Qualified bonuses will be deposited into your new IncredibleBank account between March 26 – 28, 2020.
- To receive the $102 bonus, you must: open the account using promo code THANKS; establish at least two payroll direct deposits of $300 or more and is required within 30 days of account opening; and download and use the mobile app for IncredibleBank. Limit one IncredibleBank bonus per customer.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Checking account has no monthly fee to worry about.
Early Account Termination Fee
There is a $10 fee if the account is closed within 90 days.
Our Verdict
Not as good as the recent $175 bonus with the same requirements that was recently offered. I’d recommend just waiting for a bigger offer to return, because of that I won’t be adding this to our list of the best checking bonuses.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
Bonus posted 3/26…immediatly drained the account to ZERO, was sent a letter 4/17 stating my account was closed due to inactivity/low balance. No fee’s and they closed it for me….thanks!
Was the letter sent by email or snail mail? Was your account open for at least 90 days at the time of closing?
Thanks, I was able to close my account this way too. I have had some problems with this bank in the past, sending out bill payments late and transferring incorrect amounts of money to and from other bank accounts, so I wouldn’t recommend using this bank regularly anyway. The bonuses are nice, however.
It says “Early account termination fee: None” but further down it says “There is a $10 fee if the account is closed within 90 days.” Which is correct?
$10 fee is correct, updated post
Scheduled pushes from Discover Saving on 2/3/20 and 2/10/20, $102 bonus posted 3/26/20.
My bonus posted yesterday. I used Chase and WF. I also installed the app.
Each person in my household just received this bonus. I used Wells Fargo checking to meet the direct deposit requirement, while my parents used schwab brokerage. 2 pushes each. Will need to keep open another month or two to avoid the $10 early termination fee.
$102 posted 3/26
Did 2 real DD
Just like poster NL
102 is pending as of 3/26
2 pushes from Apple Cash
DP
Just receive 102 dlls incredible!!
Did 2 push from Wells fargo
Has anyone received their bonus? They should post between today 3/26 and Saturday 3/28
Will CCD payment type work?