Which Credit Bureau Does Chase Pull?

The credit bureau that chase will pull your credit from depends on your location. Below we have a complete list of the 51 states in the USA (including Washington DC) and the credit bureau chase has pulled from.

You can view other posts in this series below:

• American Express
• Bank of America
• Barclaycard
• Capital One
• Citi
• Discover
• U.S. Bank
• Wells Fargo

Charts

In these charts we’ve provided you with the state and the credit bureaus that Chase has pulled from in that state. The number next to some of the credit bureaus indicates the number of people who have reported this information. In some cases you’ll see some in abbreviations, this happens when Chase pulls from multiple credit bureaus.

EX = Experian
EQ = Equifax
TU = TransUnion

Combined Chart

This chart contains information for all cards issued by Chase. You can scroll down further to find information for specific credit cards.

Abbrevation	State Name	Credit Bureau Pulled
AL	Alabama	TransUnion, Equifax
AK	Alaska
AZ	Arizona	Equifax, Experian 6
AR	Arkansas	Experian, Equifax
CA	California (CA)	Experian 44 (EX + TU 1), TransUnion 1, Equifax 11, (EX + EQ),  (EX + EQ + TU)
CO	Colorado	Experian 6 (EX + TU), TransUnion 2, Experian
CT	Connecticut	Experian 4
DE	Delaware	Experian
FL	Florida	Equifax 15, Experian 11 (EQ + EX), TransUnion
GA	Georgia	Experian 3, Equifax 12, TransUnion, (EQ + EX)
HI	Hawaii
ID	Idaho
IL	Illinois	(TU + EX 2), TU 12, EX 4,
IN	Indiana	TransUnion 4
IA	Iowa	(EX + EQ), TransUnion
KS	Kansas	Equifax 2
KY	Kentucky	TransUnion, Equifax
LA	Louisiana	(EQ + EX 1), Equifax 3, TransUnion
ME	Maine	(EX + TU)
MD	Maryland	(EQ + TU), Equifax 6, TransUnion 2, Experian
MA	Massachusetts	Experian 7, TransUnion 2, Equifax 2
MI	Michigan	TransUnion 14, Experian 2 (EX + TU), Equifax, TransUnion
MN	Minnesota	Experian, Equifax 3
MS	Mississippi	TransUnion
MO	Missouri	Equifax 2, TransUnion 2, Experian 2
MT	Montana	TransUnion
NE	Nebraska	TransUnion
NV	Nevada	Experian 5, TransUnion, Equifax
NH	New Hampshire	TransUnion 2, Equifax 2
NJ	New Jersey	(EX + TU 1), Experian 14, TransUnion 3, Equifax 2
NM	New Mexico
NY	New York	TransUnion 8, Experian 15  (EX + EQ), (EX + TU 2), Equifax
NC	North Carolina	Equifax 10, (EX + EQ), Equifax 2
ND	North Dakota
OH	Ohio	(EX + EQ 1) , TransUnion 4,  (EX + TU 1), EQ 3, EX 4
OK	Oklahoma	TransUnion
OR	Oregon	Equifax 5, Experian,
PA	Pennsylvania	TransUnion 6 (EX + TU 3), Experian 6, (EX + EQ)
RI	Rhode Island
SC	South Carolina	Equifax 4, TransUnion
SD	South Dakota
TN	Tennessee	(EQ+EX 2), Experian, Equifax 2, TransUnion
TX	Texas	Experian 18, Equifax 11, (TU, EX, EQ), (EX + EQ), TransUnion 5
UT	Utah	Experian 3
VT	Vermont	TransUnion
VA	Virginia	Equifax 9,  (EX + EQ 1), TransUnion
WA	Washington	Experian 2, (TU + EX)
WV	West Virginia	Experian
WI	Wisconsin	TransUnion 3, Equifax
WY	Wyoming
DC	Capital	Experian 2, Equifax 3, TransUnion

Chase Sapphire Preferred

Abbrevation	State Name	Credit Bureau Pulled
AL	Alabama
AK	Alaska
AZ	Arizona	Equifax, Experian
AR	Arkansas
CA	California (CA)	Experian 10, (EX + TU)
CO	Colorado	Experian
CT	Connecticut
DE	Delaware
FL	Florida	Equifax 2, Experian
GA	Georgia	Experian, Equifax
HI	Hawaii
ID	Idaho
IL	Illinois	TransUnion 2, (TU + EX),
IN	Indiana
IA	Iowa
KS	Kansas
KY	Kentucky
LA	Louisiana	(EQ + EX 1)
ME	Maine
MD	Maryland
MA	Massachusetts	Experian 3, TransUnion
MI	Michigan	TransUnion 3
MN	Minnesota
MS	Mississippi
MO	Missouri	Equifax
MT	Montana
NE	Nebraska
NV	Nevada	Experian 2
NH	New Hampshire
NJ	New Jersey	Experian 2 (EX + TU)
NM	New Mexico
NY	New York	TransUnion 2, Experian
NC	North Carolina	Equifax
ND	North Dakota
OH	Ohio	TransUnion, Equifax, (EX + EQ) ,   (EX + TU )
OK	Oklahoma
OR	Oregon	Equifax
PA	Pennsylvania	TransUnion 2 (EX + TU 2)
RI	Rhode Island
SC	South Carolina
SD	South Dakota
TN	Tennessee	(EQ+EX 1)
TX	Texas	Experian 3, Equifax 2
UT	Utah
VT	Vermont
VA	Virginia	Equifax 4
WA	Washington
WV	West Virginia
WI	Wisconsin	TransUnion
WY	Wyoming
DC	Capital	Experian, Equifax

Chase Sapphire

Abbrevation	State Name	Credit Bureau Pulled
AL	Alabama
AK	Alaska
AZ	Arizona
AR	Arkansas
CA	California (CA)
CO	Colorado
CT	Connecticut	Experian
DE	Delaware
FL	Florida	Experian 2, Equifax
GA	Georgia	Equifax 2
HI	Hawaii
ID	Idaho	Experian
IL	Illinois	TransUnion
IN	Indiana
IA	Iowa
KS	Kansas
KY	Kentucky
LA	Louisiana
ME	Maine
MD	Maryland
MA	Massachusetts
MI	Michigan	TransUnion
MN	Minnesota
MS	Mississippi
MO	Missouri
MT	Montana
NE	Nebraska
NV	Nevada
NH	New Hampshire
NJ	New Jersey
NM	New Mexico
NY	New York
NC	North Carolina
ND	North Dakota
OH	Ohio	Experian, Equifax
OK	Oklahoma
OR	Oregon
PA	Pennsylvania	Experian 2, TransUnion 2
RI	Rhode Island
SC	South Carolina
SD	South Dakota
TN	Tennessee
TX	Texas
UT	Utah
VT	Vermont
VA	Virginia	Experian
WA	Washington
WV	West Virginia
WI	Wisconsin	Equifax
WY	Wyoming
DC	Capital

Chase Freedom

Abbrevation	State Name	Credit Bureau Pulled
AL	Alabama	TransUnion, Equifax
AK	Alaska
AZ	Arizona	Experian 2
AR	Arkansas	Experian, Equifax
CA	California (CA)	Experian 18, TransUnion 2
CO	Colorado	Experian 3 (EX + TU), TransUnion
CT	Connecticut	Experian 2
DE	Delaware	Experian
FL	Florida	Equifax 6, Experian 6 (EQ + EX), TransUnion
GA	Georgia	Experian, Equifax 6
HI	Hawaii
ID	Idaho
IL	Illinois	(TU + EX), TU 5, EX 3,
IN	Indiana	TransUnion
IA	Iowa	(EX + EQ)
KS	Kansas
KY	Kentucky	TransUnion
LA	Louisiana	Equifax 2
ME	Maine
MD	Maryland	Equifax 3, TransUnion 2
MA	Massachusetts	Experian 2, TransUnion
MI	Michigan	TransUnion 6, Experian 2 (EX + TU)
MN	Minnesota	Experian, Equifax 2
MS	Mississippi
MO	Missouri	Equifax, TransUnion, Experian
MT	Montana
NE	Nebraska	TransUnion
NV	Nevada	TransUnion
NH	New Hampshire	TransUnion, Equifax
NJ	New Jersey	EX 4, TransUnion 2
NM	New Mexico
NY	New York	TransUnion 3, Experian 10  (EX + EQ), (EX + TU),
NC	North Carolina	Equifax 6, (EX + EQ),
ND	North Dakota
OH	Ohio	TransUnion,  EQ 2, EX 3
OK	Oklahoma
OR	Oregon	Equifax 2, Experian,
PA	Pennsylvania	TransUnion 2, Experian 3, (EX + EQ)
RI	Rhode Island
SC	South Carolina	Equifax 2, TransUnion
SD	South Dakota
TN	Tennessee
TX	Texas	Experian 7, Equifax 4 (TU, EX, EQ), (EX + EQ), TransUnion 2
UT	Utah	Experian
VT	Vermont	TransUnion
VA	Virginia	Equifax 1, (EX + EQ 1)
WA	Washington	(TU + EX)
WV	West Virginia
WI	Wisconsin	Equifax
WY	Wyoming
DC	Capital	Experian, Equifax

Chase Slate

Abbrevation	State Name	Credit Bureau Pulled
AL	Alabama
AK	Alaska
AZ	Arizona
AR	Arkansas
CA	California (CA)	Experian 2
CO	Colorado	Experian
CT	Connecticut
DE	Delaware
FL	Florida	Experian, Equifax
GA	Georgia	Equifax
HI	Hawaii
ID	Idaho
IL	Illinois	TransUnion 4
IN	Indiana
IA	Iowa
KS	Kansas
KY	Kentucky
LA	Louisiana	Equifax
ME	Maine
MD	Maryland
MA	Massachusetts	Experian 2
MI	Michigan
MN	Minnesota
MS	Mississippi
MO	Missouri
MT	Montana	TransUnion
NE	Nebraska
NV	Nevada
NH	New Hampshire
NJ	New Jersey
NM	New Mexico
NY	New York	Experian, TransUnion
NC	North Carolina	Experian, Equifax 2
ND	North Dakota
OH	Ohio
OK	Oklahoma
OR	Oregon
PA	Pennsylvania	Experian
RI	Rhode Island
SC	South Carolina
SD	South Dakota
TN	Tennessee	Experian
TX	Texas	Equifax 2, Experian
UT	Utah
VT	Vermont
VA	Virginia	Experian
WA	Washington
WV	West Virginia
WI	Wisconsin
WY	Wyoming
DC	Capital

Chase Southwest Cards

We combined both the premier and plus cards as very few people identified which one they applied for.

Abbrevation	State Name	Credit Bureau Pulled
AL	Alabama
AK	Alaska
AZ	Arizona	Experian 2, Equifax
AR	Arkansas
CA	California (CA)	Experian 8, TransUnion 3, Equifax 2
CO	Colorado	Experian
CT	Connecticut	Experian
DE	Delaware
FL	Florida	Equifax 2
GA	Georgia	Experian, TransUnion
HI	Hawaii
ID	Idaho	Experian 2, Equifax
IL	Illinois	TransUnion 4
IN	Indiana
IA	Iowa	Experian
KS	Kansas	(EX + EQ), Equifax
KY	Kentucky
LA	Louisiana
ME	Maine
MD	Maryland	Equifax 2
MA	Massachusetts
MI	Michigan
MN	Minnesota
MS	Mississippi
MO	Missouri
MT	Montana
NE	Nebraska
NV	Nevada	Equifax
NH	New Hampshire
NJ	New Jersey	Experian
NM	New Mexico	Experian
NY	New York	Experian
NC	North Carolina
ND	North Dakota
OH	Ohio
OK	Oklahoma	Equifax
OR	Oregon	Equifax
PA	Pennsylvania	Experian 2, TransUnion 2
RI	Rhode Island
SC	South Carolina
SD	South Dakota
TN	Tennessee	Experian
TX	Texas	Equifax 2 (TU & EX), TransUnion
UT	Utah	Experian, TransUnion
VT	Vermont
VA	Virginia
WA	Washington	Equifax 2
WV	West Virginia
WI	Wisconsin	TransUnion
WY	Wyoming
DC	Capital

Chase United

This contains information for both the Explorer and Club version of this card.

Abbrevation	State Name	Credit Bureau Pulled
AL	Alabama
AK	Alaska
AZ	Arizona
AR	Arkansas
CA	California (CA)	Equifax 3, (EX + EQ), Experian 3, TransUnion
CO	Colorado	Experian
CT	Connecticut
DE	Delaware
FL	Florida
GA	Georgia
HI	Hawaii
ID	Idaho
IL	Illinois	TransUnion 3, Experian, (TU+EX)
IN	Indiana
IA	Iowa	TransUnion
KS	Kansas
KY	Kentucky	Equifax
LA	Louisiana
ME	Maine
MD	Maryland	Experian 2, Equifax
MA	Massachusetts
MI	Michigan	TransUnion
MN	Minnesota	Equifax
MS	Mississippi
MO	Missouri	Experian
MT	Montana
NE	Nebraska
NV	Nevada	Experian 2, Equifax
NH	New Hampshire
NJ	New Jersey	Experian 2
NM	New Mexico
NY	New York	Experian, Equifax , TransUnion
NC	North Carolina	Equifax
ND	North Dakota
OH	Ohio	Experian
OK	Oklahoma
OR	Oregon	Equifax
PA	Pennsylvania	Equifax 2
RI	Rhode Island
SC	South Carolina
SD	South Dakota
TN	Tennessee	Equifax
TX	Texas	Experian, TransUnion 2, Equifax
UT	Utah
VT	Vermont
VA	Virginia	Equifax
WA	Washington	Experian
WV	West Virginia
WI	Wisconsin	TransUnion
WY	Wyoming
DC	Capital

Chase British Airways

Abbrevation	State Name	Credit Bureau Pulled
AL	Alabama
AK	Alaska
AZ	Arizona	Experian
AR	Arkansas
CA	California (CA)	Equifax, Experian
CO	Colorado
CT	Connecticut	Experian
DE	Delaware
FL	Florida	Experian 2
GA	Georgia
HI	Hawaii
ID	Idaho
IL	Illinois
IN	Indiana
IA	Iowa
KS	Kansas
KY	Kentucky
LA	Louisiana
ME	Maine
MD	Maryland
MA	Massachusetts
MI	Michigan
MN	Minnesota
MS	Mississippi
MO	Missouri
MT	Montana
NE	Nebraska
NV	Nevada
NH	New Hampshire
NJ	New Jersey	Experian 5
NM	New Mexico
NY	New York	Experian 2, TransUnion
NC	North Carolina	Equifax
ND	North Dakota
OH	Ohio
OK	Oklahoma
OR	Oregon
PA	Pennsylvania
RI	Rhode Island
SC	South Carolina
SD	South Dakota
TN	Tennessee
TX	Texas
UT	Utah
VT	Vermont
VA	Virginia
WA	Washington
WV	West Virginia	Experian
WI	Wisconsin
WY	Wyoming
DC	Capital

Chase Marriott

This includes both the premier and regular version of this card.

Abbrevation	State Name	Credit Bureau Pulled
AL	Alabama
AK	Alaska
AZ	Arizona
AR	Arkansas
CA	California	Experian 4, Equifax 3
CO	Colorado
CT	Connecticut
DE	Delaware
FL	Florida
GA	Georgia
HI	Hawaii
ID	Idaho
IL	Illinois	Marriott
IN	Indiana	TransUnion
IA	Iowa
KS	Kansas
KY	Kentucky
LA	Louisiana
ME	Maine	(EX + TU)
MD	Maryland
MA	Massachusetts
MI	Michigan	TransUnion 2
MN	Minnesota
MS	Mississippi
MO	Missouri
MT	Montana
NE	Nebraska
NV	Nevada	Experian
NH	New Hampshire
NJ	New Jersey	Experian
NM	New Mexico
NY	New York
NC	North Carolina
ND	North Dakota
OH	Ohio
OK	Oklahoma
OR	Oregon
PA	Pennsylvania	TransUnion
RI	Rhode Island
SC	South Carolina
SD	South Dakota
TN	Tennessee	Equifax
TX	Texas
UT	Utah	Experian
VT	Vermont
VA	Virginia	Equifax
WA	Washington	Experian
WV	West Virginia
WI	Wisconsin	TransUnion
WY	Wyoming
DC	Capital

Chase Disney

Abbrevation	State Name	Credit Bureau Pulled
AL	Alabama
AK	Alaska
AZ	Arizona	Experian 2
AR	Arkansas
CA	California	Experian 3, (EX + EQ + TU)
CO	Colorado	Experian
CT	Connecticut
DE	Delaware
FL	Florida	Equifax 2
GA	Georgia	Equifax 3
HI	Hawaii
ID	Idaho
IL	Illinois
IN	Indiana
IA	Iowa
KS	Kansas	Equifax 2
KY	Kentucky
LA	Louisiana	TransUnion
ME	Maine
MD	Maryland
MA	Massachusetts	Equifax
MI	Michigan	Equifax, TransUnion
MN	Minnesota
MS	Mississippi
MO	Missouri	TransUnion
MT	Montana
NE	Nebraska
NV	Nevada
NH	New Hampshire	TransUnion, Equifax
NJ	New Jersey	TransUnion
NM	New Mexico
NY	New York	(TU + EX)
NC	North Carolina	Equifax
ND	North Dakota
OH	Ohio
OK	Oklahoma
OR	Oregon	Equifax
PA	Pennsylvania	TransUnion
RI	Rhode Island
SC	South Carolina	Equifax
SD	South Dakota
TN	Tennessee
TX	Texas	TransUnion, Experian 2
UT	Utah
VT	Vermont
VA	Virginia	TransUnion
WA	Washington
WV	West Virginia
WI	Wisconsin
WY	Wyoming
DC	Capital	TransUnion

Chase Hyatt

Abbrevation	State Name	Credit Bureau Pulled
AL	Alabama
AK	Alaska
AZ	Arizona
AR	Arkansas
CA	California
CO	Colorado
CT	Connecticut
DE	Delaware
FL	Florida
GA	Georgia
HI	Hawaii
ID	Idaho
IL	Illinois	Equifax
IN	Indiana	TransUnion
IA	Iowa
KS	Kansas
KY	Kentucky
LA	Louisiana
ME	Maine
MD	Maryland
MA	Massachusetts	Equifax
MI	Michigan
MN	Minnesota
MS	Mississippi
MO	Missouri
MT	Montana
NE	Nebraska
NV	Nevada
NH	New Hampshire
NJ	New Jersey	Equifax
NM	New Mexico
NY	New York
NC	North Carolina
ND	North Dakota
OH	Ohio	TransUnion, Experian,
OK	Oklahoma	TransUnion
OR	Oregon
PA	Pennsylvania
RI	Rhode Island
SC	South Carolina
SD	South Dakota
TN	Tennessee
TX	Texas	Equifax
UT	Utah
VT	Vermont
VA	Virginia
WA	Washington
WV	West Virginia
WI	Wisconsin
WY	Wyoming
DC	Capital

Chase Amazon

Abbrevation	State Name	Credit Bureau Pulled
AL	Alabama
AK	Alaska
AZ	Arizona
AR	Arkansas
CA	California	Experian, Equifax
CO	Colorado
CT	Connecticut
DE	Delaware
FL	Florida
GA	Georgia	Equifax
HI	Hawaii
ID	Idaho
IL	Illinois
IN	Indiana
IA	Iowa
KS	Kansas
KY	Kentucky
LA	Louisiana
ME	Maine
MD	Maryland
MA	Massachusetts
MI	Michigan
MN	Minnesota
MS	Mississippi	TransUnion
MO	Missouri
MT	Montana
NE	Nebraska
NV	Nevada
NH	New Hampshire
NJ	New Jersey
NM	New Mexico
NY	New York
NC	North Carolina
ND	North Dakota
OH	Ohio
OK	Oklahoma
OR	Oregon
PA	Pennsylvania
RI	Rhode Island
SC	South Carolina
SD	South Dakota
TN	Tennessee	TransUnion
TX	Texas	Equifax
UT	Utah
VT	Vermont
VA	Virginia	Equifax
WA	Washington
WV	West Virginia
WI	Wisconsin
WY	Wyoming
DC	Capital

Chase BP

Abbrevation	State Name	Credit Bureau Pulled
AL	Alabama
AK	Alaska
AZ	Arizona
AR	Arkansas
CA	California
CO	Colorado
CT	Connecticut
DE	Delaware
FL	Florida	Equifax 2
GA	Georgia
HI	Hawaii
ID	Idaho
IL	Illinois
IN	Indiana
IA	Iowa
KS	Kansas
KY	Kentucky
LA	Louisiana
ME	Maine
MD	Maryland	Equifax 2
MA	Massachusetts
MI	Michigan	TransUnion 2
MN	Minnesota
MS	Mississippi
MO	Missouri
MT	Montana
NE	Nebraska
NV	Nevada
NH	New Hampshire
NJ	New Jersey
NM	New Mexico
NY	New York
NC	North Carolina	Experian, Equifax 2
ND	North Dakota
OH	Ohio	TransUnion
OK	Oklahoma
OR	Oregon
PA	Pennsylvania
RI	Rhode Island
SC	South Carolina	Equifax
SD	South Dakota
TN	Tennessee
TX	Texas
UT	Utah
VT	Vermont
VA	Virginia	Equifax
WA	Washington
WV	West Virginia
WI	Wisconsin
WY	Wyoming
DC	Capital

Chase Ink

We had to combine the data for Ink Plus® Business Credit Card, Ink Bold® Business Charge Card and Ink Cash®  Business Credit Card because there wasn’t enough data to do it separately.

Abbrevation	State Name	Credit Bureau Pulled
AL	Alabama
AK	Alaska
AZ	Arizona
AR	Arkansas
CA	California	Experian 2, Equifax 3
CO	Colorado	TransUnion
CT	Connecticut
DE	Delaware
FL	Florida
GA	Georgia	TransUnion, Experian, (EQ + TU)
HI	Hawaii
ID	Idaho
IL	Illinois
IN	Indiana	TransUnion
IA	Iowa
KS	Kansas
KY	Kentucky
LA	Louisiana
ME	Maine
MD	Maryland	Equifax
MA	Massachusetts
MI	Michigan
MN	Minnesota
MS	Mississippi
MO	Missouri
MT	Montana
NE	Nebraska
NV	Nevada
NH	New Hampshire
NJ	New Jersey	Experian
NM	New Mexico
NY	New York	Experian 2
NC	North Carolina
ND	North Dakota
OH	Ohio	Equifax
OK	Oklahoma
OR	Oregon
PA	Pennsylvania	(TU+EX), TransUnion
RI	Rhode Island
SC	South Carolina
SD	South Dakota
TN	Tennessee
TX	Texas	Experian 4
UT	Utah	Experian
VT	Vermont
VA	Virginia
WA	Washington
WV	West Virginia
WI	Wisconsin
WY	Wyoming
DC	Capital	Equifax

We compiled these lists by looking at data found in the credit boards credit pull database (make sure you add in your own information to help it grow). We only included data from the start of 2008 onwards and have removed duplicated listings where possible. You can also add to this list by commentating, just make sure you state whether you also added this data into the database so we don’t count it twice. We also haven’t count applications where the user has had one or more reports frozen.

We look at data on the following cards only (alphabetical order):

• Chase Freedom
• Chase Sapphire
• Chase Sapphire Preferred
• The Hyatt Credit Card

We weren’t able to find data for the following cards:

• The Ritz-Carlton Rewards®  Credit Card
• IHG®  Rewards Club Select Visa®
• Fairmont Visa Signature®  Credit Card
• Amtrak Guest Rewards®  MasterCard®
• Southwest Airlines® Rapid Rewards® Premier Business Card
• Southwest Airlines® Rapid Rewards® Plus Business Card
• United MileagePlus®   Explorer Business Card
• GM Business Card

This page was last updated on the 17th of February, 2014. We will update it next on 17th May, 2014.