[Expired][LA In Branch only] CSE Federal Credit Union $200 Checking Bonus + 3.25% APY Account On Balances Up To $10,000

This offer has expired, click here for a full list of current checking bonuses.

Offer at a glance

• Maximum bonus amount: $200
• Availability: Must open in branch, all branches in Louisiana [Branch locations here]
• Direct deposit required: Yes, $400+ minimum (not required for $100 teen checking bonus)
• Additional requirements: None
• Hard/soft pull: Unknown
• ChexSystems: Unknown 
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: $15, six months (maybe bonus forfeit as well?)
• Expiration date: October 30th, 2016 October 31st, 2017

The Offer

Direct link to offer

• Open a new CSE  basic checking account with direct deposit of at least $400 or a teen checking account and get a bonus of $100
• Open a new CSE Rewards checking account with direct deposit of at least $400 and get $200

 

The Fine Print

• Account must remain open for six months
• Cash bonus of $100.00 or $200.00 will be deposited after all program qualifications are fulfilled.
• This offer cannot be combined with any other offer.
• Rewards Checking details can be found online at csefcu.org or by contacting a CSE Member Services Representative.
• CSE has the right to cancel promotion without notice. Other restrictions may
  apply.
• Contact a CSE Member Services Representative for more information.
• Membership and eligibility required.

Avoiding Fees + 3.25% Requirements

Their free checking account has no monthly fees. Their rewards checking account also has no monthly fee. It earns a rate of 3.25% APY if the following requirements are met (up to a balance of $10,000):

• Have at least 12 debit card transactions post and clear per qualification cycle
• Have at least one Direct Deposit, ACH Auto Debit, or Bill Pay post and clear per qualification cycle
• Access Online Banking
• Receive Monthly eStatements

Your account also needs to be kept open for six months to get the bonus, their is also a $15 fee if you close within this time frame.

Our Verdict

This is a pretty good bonus if it’s a soft pull and you don’t live too far from a branch. I assume that you won’t be able to fund with a credit card due to the in branch opening requirement. If anybody has any experience with this bank and can answer any of those questions then please let me know in the comments below.

You can view the best checking account promotions here. The 3.25% rate is pretty good as well, but there are higher earning accounts (you can view those here).

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