[Expired][LA, MS, FL, AL, & TX only] Hancock Whitney $200 Checking Bonus – Direct Deposit Not Required

This bonus has expired and is no longer available. You can find the best current checking bonuses here.

Offer at a glance

• Maximum bonus amount: $200 Visa gift card
• Availability: LA, MS, FL, AL, & TX only
• Direct deposit required: None
• Additional requirements: See below
• Hard/soft pull: Soft
• ChexSystems: Unknown
• Credit card funding: None
• Monthly fees: $10, avoidable
• Early account termination fee: $20, 180 days
• Household limit: One (this is actually enforced)
• Expiration date: September 30th, 2017

The Offer

Direct link to offer

• Hancock Whitney Bank is offering a $200 Visa gift card when you complete the following requirements:
  • Enter your information to get promo code
  • Bring the code to nearest branch by 9/30/17 and open a checking account with new money
  • Enroll in online banking, select online statements and make five eligible purchases with your debit card

The Fine Print

• A personal checking account, with new money not currently held by Whitney Bank or Hancock Bank, must be opened.
• Minimum opening deposits are required and vary by product, and range from $50 to $100. Monthly service fees range from $10 to $21, depending on product. See a banker for details. A $20 service charge will be assessed if the account is closed within the first 180 days after the account is opened.
• The offer is non-transferable.
• This cannot be combined with other offers.
• Eligible purchases include those with either a signature or PIN, excludes Bill Pay and ATM withdrawals.
• The email given at account opening must match the email address submitted to get the offer promo code.
• Limit one gift card per household.
• Limit of one new consumer checking-account-related bonus per calendar year.
• Gift card will be sent to the address associated with your new account within 4-6 weeks after the qualification expiration date of 10/31/17.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Access Checking $10 Monthly Fee

This is waived if you do any of the following:

• Average daily balance of $250+ OR
• Under age 24 or over age of 64 OR
• Receive a direct deposit of $250+

Early Account Termination Fee $20

This account has an early account termination fee of $20 if the account is closed within 180 days of account opening.

Our Verdict

They have offered a $300 bonus in the past (multiple times) with the same requirements so my recommendation would be to wait until they offer that or a similar bonus again in the future. Because of this I won’t be adding this bonus to our best checking promotions page.

Big thanks to reader, Beard Traveler who let us know. Learn how to find bonuses and contribute to the site here.

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• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications