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DW
DW (@guest_845565)
November 18, 2019 23:43

Had the code sent, but when I try to apply it says the code is invalid. Did this happen to anyone else?

Joe
Joe (@guest_737821)
March 21, 2019 03:08

Real DD, Bonus batch posted on 3/19/2019. Opened end of Dec, met requirements early Jan.

R
R (@guest_716679)
February 4, 2019 10:39

Does anybody know if they sent a 1099 for this? I didn’t save a copy of the T&C of how the bonus is described.

Thanks

John
John (@guest_717146)
February 4, 2019 23:05
  R

I’m not a lawyer and the following is for entertainment purposes only.

You don’t need a 1099 to claim this on your tax return. If they don’t issue one, it won’t mess up your taxes. If you don’t claim it, and they later send one (as has happened with other banks who have sent them as late as early April because too many people asked about it), you are in big trouble. Ok, maybe not big trouble, but you’ll have to amend your tax return and physically mail it and pay some interest charges. Big pain.

Yes, the deadline for banks to send it is January 31, but they can still send it later, and simply pay a few bucks penalty for missing the deadline.

If you are in this game, I’d wait until April 15 to file your taxes. It happens to me every other year, where I get a tax form / correction of a form in March/April.

Betelgeuse
Betelgeuse (@guest_717169)
February 4, 2019 23:49

I didn’t receive any 1099s for this. Anyone got one in previous years? I will keep waiting.

R
R (@guest_717791)
February 5, 2019 19:55

I agree it is a pain. the main reason I am asking is my december statement showed ytd interest paid as 0.00 I guess my main question should have been does anybody know if this treated as interest or rebate. On the statement the month I earned it, it is listed as “Your Bonus” and no interest paid ytd.

Ben
Ben (@guest_717178)
February 5, 2019 00:07
  R

Purchases with debit card were required, so it could be treated as a rebate (non-taxable).

Jacob
Jacob (@guest_735410)
March 15, 2019 12:23
  R

Still haven’t received one for this bonus. Anyone else get one? I’ll probably assume it was treated as a rebate (non-taxable) for filing purposes unless someone else reports receiving a 1099.

Robert
Robert (@guest_735712)
March 15, 2019 23:06

I’m in the same boat. I still haven’t received a 1099.

Rich
Rich (@guest_715257)
January 31, 2019 21:44

Opened in Sarasota, FL branch on 10/11/18 real DD and 5 debit transactions completed in Oct. 18. No bonus posted yet. Will give them a call.

Joe
Joe (@guest_685000)
December 4, 2018 20:21

So what’s working as DD? No data points yet, as there hasn’t been a DD bonus.

Al
Al (@guest_693936)
December 20, 2018 00:22

I opened an account 12/31/17 and received bonus in 2018 – Am I eligible to open another account by 12/31/18 as the bonus won’t be received until 2019? Thanks

H2oAok
H2oAok (@guest_708794)
January 19, 2019 19:07

 William Charles
Adding my Data Points to assist.
10/18 – Open acct & Initial Deposit $100
11/08 – 5x Amazon debit transactions
11/09 – ACH Transfer $260 from Chase
12/20 – ACH Transfer $250 from Chase
01/18 – Rec’d $300 Bonus from Hancock Whitney
For me the ACH transfers pushed from Chase counted as Direct Deposits.

ChurningFast
ChurningFast (@guest_709056)
January 20, 2019 11:46

Opened 8/13, did two real DDs and 5 Amazon reloads. No bonus yet. Used Texas address of family, will call them. Has bonus posted for everybody on 1/18?

Betelgeuse
Betelgeuse (@guest_711058)
January 24, 2019 00:33

A few comments saying promo not working in Texas. Hopefully you will get the bonus.

ChurningFast
ChurningFast (@guest_712478)
January 26, 2019 20:08

I opened in a branch in Louisiana, if this doesn’t work, I have to file CFPB I think.

Joe
Joe (@guest_709896)
January 22, 2019 03:20

Thanks for DP!! Can I ask what Chase coded as for you?

bicyclep
bicyclep (@guest_1604844)
April 24, 2023 05:04

any more current DP of Chase Transfers working as DD for?

Hancock Whitney Bank $300 Checking Bonus
https://www.doctorofcredit.com/la-ms-fl-al-tx-hancock-whitney-bank-300-checking-bonus-2/

…both Chase online banking transfer options will work the same? i- instant transfer (no Zelle but regular), ii- slow transfer from Chase

Thx

Linda
Linda (@guest_756234)
May 6, 2019 10:36

Biweekly auto deposits from a personal Bank of America checking account did not work. (Didn’t expect it to–was going to do a real DD from work before I hit a speed bump–but had to try.) They coded as P2P.

BP
BP (@guest_683670)
December 3, 2018 03:42

Just tried to apply and it does ask you for your zip immediately in the application. I’m about 90 miles from the nearest branch in FL and got the message that I couldn’t apply online, have to go into a branch. Probably will next time I’m driving near one.

SA
SA (@guest_681253)
November 29, 2018 14:07

Called branch here in Houston and was told that this offer is not for Texas. Texas has a different $300 targeted offer.

Jake
Jake (@guest_678413)
November 26, 2018 13:16

Not Working for Austin, TX area code even with online promo code

Allen
Allen (@guest_678151)
November 25, 2018 16:24

Dallas address doesn’t work still

mjs
mjs (@guest_678109)
November 25, 2018 13:15

This may be a good news / bad news thing (since last time I tried to open an account with them).

Bad news: I got the “We are unable to process your application online. Please visit one of our convenient branch locations to apply. Thank you.” response. I live in the Dallas area.

“Good” news: This came up after I sent myself the email offer, clicked on it, selected the checking, and then right after putting in my zip code. So…if they are getting more sophisticated at screening out out-of-area zip codes, they appear to be doing this before you do anything more than entering a zip code without any other personal info. Thus, if you’re not targeted at least you don’t waste time or a Chexsystem hit to find out later. Also makes it pretty easy to test and see if you might be able to get the bonus using whatever geography footprint they came up with.