Update 4/22/21: The 5% categories are back again. March was gas and April is Department stores.
Langley Federal Credit Union offers the Signature Cashback visa card. This card is of interest because each month there is a category that earns 5% cash back, you can earn up to $100 per month in cash back. For November the categories are Grocery & Wholesale clubs. Here is a history of other months:
- July, 2019: Amusement parks, aquariums and museums
- May, 2019: Movies and Dinning
- April, 2019: Home improvement
- February, 2019: Dining
- January, 2019: Holiday travel
- December 2018: Gas
- October, 2018: Home improvement
- September, 2018: Grocery
- August, 2018: Back to school purchases
Anybody should be able to become a member of Langley FCU by paying a $5 fee to join one of the participating organisations.
Hat tip to reader Alex C
offering 10% cash back for the first six months of the card for new cardholders
6/24 declined for too much credit and too many applications. Interestingly it seemed to be autodenial? Since a Hp is not showing on my Cr
Langley is known to deny people with excellent credit (think of them as capital one). I learned it the hard way.
Could anyone approved or not share DP details—?/24 ?/12 ?
It looks like AF of $25
https://www.langleyfcu.org/disclosures/documents/Visa_Credit_Card_Account_Opening_Disclosure.pdf
You misread. $25 Penalty Fees. No AF.
Annual Fee:
$25.00. If Your Account is subject to an Annual Fee, the fee will be charged to Your Account upon the issuance of Your
Card. Each year following, the Annual Fee will be charged to Your Account during the same month that You Were first
charged the fee. The fee will be charged each year until Your Account is closed and paid in full.
As if my life is not complicated enough with all the shit i have to track, now add another monthly one to them? no thanks!
Everyone hates a free $1200/yr.
Most of their categories you can get elsewhere for free.
Looks like they have a small SUB of $50 statement credit when you spend $1,000 within 90 days of account opening
looks like the 5% category is back…5% back for gas purchases in March
https://www.langleyfcu.org/personal-credit-cards
No longer a 5% card. It is now a 3/2/1 card.
William Charles
Updated, thanks
I live in VA. I applied on November and got declined. Reasons include length of account has been established and too many inquiries. Equifax score was 745. Average credit ages 1 year. Total of accounts 9. Hard inquiries is 7.