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K2
K2 (@guest_2031416)
March 26, 2025 00:15

eBay Seller payouts are not counting as DD

JCstrike
JCstrike (@guest_2014083)
February 28, 2025 18:39

Can confirm Chase Biz payroll push to Laurel Road qualifies as Direct deposit!
I used Chase Biz to complete the remaining DD requirement for this month’s bonus.

vc
vc (@guest_1995369)
February 1, 2025 10:50

Does anyone’s tracker show that they got the bonus last month, but it hasn’t been deposited it?

JD
JD (@guest_1995373)
February 1, 2025 11:09
  vc

They never deposit on weekends.

vc
vc (@guest_1995411)
February 1, 2025 12:21
  JD

Thanks. I thought that they were not paying ppl who did alternative DDs.

vc
vc (@guest_1996757)
February 3, 2025 11:38
  vc

It posted today.

JTX
JTX (@guest_1987547)
January 17, 2025 20:12

does anyone know if i still get the $10 monthly reward on the 14th month and afterward if i stop the $2.5k direct deposit? It said “From the fourteenth statement period onward, the eligible reward will be $10/month for as long as the Laurel Road Loyalty Checking account (“Account”) is open.”…so it sounds like as long as I keep the checking account open, I will get the $10?

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
January 18, 2025 18:00

The bonus stops when the DD stops… and the bonus will resume if you re-start the DD. No bank I know of just hands out $10 a month just to have an account without some qualifying activity. JTX

Voyager
Voyager (@guest_2016951)
March 5, 2025 09:53

Is it worth continuing for 12 months or closing the account after 6 months and being ready for the next churn? Continuing the monthly DD is not an issue.

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
March 5, 2025 11:19

Up to you. Personally, I closed it after the $20/month was completed. At $10 a month, it’s kind of weak. If the $300 offer + $20 per month comes back, it’s definitely worth churning. But there are no guarantees that will happen, nor that you would get approved for a new account. For whatever reason, I cannot even get P2 approved for the savings account, and she was a past checking customer for the 13 months.

You need to be without an account for 24 months to come back for the $20 per month deal. Maybe the $300 offer will be back by then? Voyager

Voyager
Voyager (@guest_2030774)
March 25, 2025 11:50

I plan to keep the checking account till $20 continues sometime around SEP 2025. Is there any up/down side for keeping the savings account till the checking account is open?

JD
JD (@guest_2030784)
March 25, 2025 12:02

The upside is once a DD hits your checking you can immediately transfer it to the savings and then pull it out over the weekend while earning double interest.

TyrannicalDuncery
TyrannicalDuncery (@guest_1979155)
January 4, 2025 19:01

If I miss a month of direct deposits >=2500, will I still earn the bonus if I direct deposit >=2500 in the subsequent month?

TyrannicalDuncery
TyrannicalDuncery (@guest_1979157)
January 4, 2025 19:02
James
James (@guest_1966749)
December 9, 2024 10:11

I don’t remember who all was discussing the Treasury Direct stuff regarding form 5444 – but I think I’d made a comment in here for somebody to be sure to NOT rely on TD for a quick turn-around direct deposit attempt here.

Just for the posterity, Treasury Direct just now finally unlocked my account – exactly three months after their receipt of my completed/notarized 5444 form.

Ninety-four total days from the day they locked my account until the day I re-gained access.

Voyager
Voyager (@guest_2017157)
March 5, 2025 13:43
James
James (@guest_2017164)
March 5, 2025 13:50

I did follow-up in between – multiple phone calls to them in those three months and each time was basically just told “tough luck, wait until it gets reviewed by an employee” type response each time. The last time I called, I was told it had been assigned to somebody but basically still just had to wait until that person could get to it.

David
David (@guest_1963938)
December 4, 2024 14:15

Ladies and Gentlemen: Just to make sure I am not missing anything, but it seems no minimum balance is required for this bonus…

TKO
TKO (@guest_1963492)
December 3, 2024 16:36

I received the $300 sign-up bonus and $20 monthly bonuses quickly so props to Laurel Road on that. The only downside with Laurel Road is that my online login was locked multiple times for some reason and I had to call Laurel Road several times to unlock my online login. They are strict about login and apparently thought I was fraudulently trying to log into my online account.

Other than that, it has been a very pleasant experience. I highly recommend.

Greg
Greg (@guest_1948733)
November 11, 2024 02:54

Regarding the $20 monthly bonus for Laurel Road, if you miss meeting the requirement 1 month, can you continue receiving the $20 for subsequent months that you do meet the $2500 deposit requirement?

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
November 11, 2024 08:27

Yes, Greg.

Greg
Greg (@guest_1959167)
November 26, 2024 03:49

Thank you!

Ricki
Ricki (@guest_1942555)
November 1, 2024 13:54

Jun

DP for Laurel Road Loyalty Checking $300 Welcome Bonus Offer (expired 10/15/2024):

  • 10/07/24 Day 0: Opened a Laurel Road Loyalty Checking account from within my Laurel Road website account after opening a Laurel Road HYS account from a referral webpage.
  • 10/21/24 Day 14: Checking account received a $2500 REAL DD, not “fake DD,” from the US Treasury. The deposit posted one day early, with the description “Apa Treas 310 Misc Pay.” This deposit completed the welcome bonus deposit requirement.
  • 11/01/24 Day 25. $300 welcome bonus posted. This bonus posted 11 days after completing the welcome bonus deposit requirement. 
Jun
Jun (@guest_1943067)
November 2, 2024 00:15

Thank you, I did the same using irs treasury DD.

Ricki
Ricki (@guest_1943084)
November 2, 2024 00:52

The IRS is a bureau within the Treasury Department.

The direct deposit you received was a T-bill maturity payment from the Treasury Department, not from the IRS. The “T” in T-bill stands for Treasury.

The Treasury Department electronically deposits many kinds of government payments, including Social Security benefits, federal income tax refunds and payments from Treasury securities.

A deposit from the Treasury Department of a federal income tax refund would have with the acronym “IRS” embedded in the deposit description. Income tax refunds are typically not qualifying direct deposits because they are not recurring payments.

A deposit from the Treasury Department of a payment from a Treasury security you own will post with the description APA TREAS 310 MISC PAY.