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snailrock
snailrock (@guest_2027563)
March 20, 2025 19:18

Approved for a CD with Chex frozen as an existing customer. Clicking through the online portal looks like the same application as for a new customer, same 2k cc/debit funding. Takes a day or two to be approved.

Ji
Ji (@guest_2017243)
March 5, 2025 15:15

From their FAQs
Do you open new accounts for out-of-state residents?

Existing Customers:
We open accounts for existing customers who reside in any state.

New Customers:
We open accounts for new customers who reside in any of the New England States which includes:
Maine
Vermont
New Hampshire
Massachusetts
Rhode Island
Connecticut

So it seems like if you were existing where you live doesn’t matter. But has anyone knew tried to apply from out of the NE area?

Sexy_kitten7
Sexy_kitten7 (@guest_2009730)
February 21, 2025 17:46

declined due to chex

snailrock
snailrock (@guest_2005716)
February 16, 2025 16:32

Also notable from the terms, in regards to the debit transactions:

“The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our institution.”

So no financial MCCs predictably (a la Cash App, lol). “Non-retail payment transactions” makes me a bit nervous; wonder if they’d try to include bill payments/utilities in that? Maybe it’s just a standard term, and I’m overthinking.

Nap
Nap (@guest_2005359)
February 15, 2025 23:19

Be aware of the qualification cycle dates for each month:
https://www.countrybank.com/wp-content/uploads/2024/10/Kasasa-Cash-and-Cash-Back-Qualification-Cycle.pdf
E.g. February 2025 cycle is 01/31-02/27 and March 2025 is 02/28-03/28.

Gojo
Gojo (@guest_2004819)
February 14, 2025 21:07

Tried applying online but was rejected, went in branch and they were able to open it there. Had the option to fund up to $2000 with a credit card online but was not able to do that in branch.

Mark
Mark (@guest_2034871)
March 30, 2025 23:28

Yes, same here. They wouldn’t resume the application that was already there, where I entered the credit card information. They pulled Chex again too.

yoreyc
yoreyc (@guest_2003248)
February 12, 2025 15:53

service rep says it does not code as a cash advance to fund with a bank account.

Peek
Peek (@guest_2002480)
February 11, 2025 11:20

Declined again today :/ . No joy from this bank for me. LOL/24 Chex.

Nap
Nap (@guest_2002490)
February 11, 2025 11:49

Approved in branch. lol/24 Chex. No issues, no questions asked. Very nice banker.

snailrock
snailrock (@guest_2002605)
February 11, 2025 14:07

What were your recent inquiries like?

REJECTION
REJECTION (@guest_2001397)
February 10, 2025 00:07

The offer page has been taken down saying “page is not found” when I tried to click in to apply as OOS

REJECTION
REJECTION (@guest_2001398)
February 10, 2025 00:08

Oh nvm the linked in the update works

Eric 🔗
Eric 🔗 (@guest_2001709)
February 10, 2025 15:21

REJECTION,

Did you see this DP: #1839087 ?

Emmmmmt
Emmmmmt (@guest_2001115)
February 9, 2025 11:28

Opened in last Oct., haven’t received the bonus yet

Mark
Mark (@guest_2001276)
February 9, 2025 18:52

You need 4 months of good behavior. Have you been doing it?

Emmmmmt
Emmmmmt (@guest_2001480)
February 10, 2025 09:56

Yes. I did, Oct. Nov. Dec. and Jan.

yoreyc
yoreyc (@guest_2001530)
February 10, 2025 11:42

i thought this with another bank and turns out it was just in my transactions and i didnt see it

ChexMate
ChexMate (@guest_2015632)
March 3, 2025 13:13

I think I just messed up my 4th month and 2 debit transactions posted on March 1st…Do you know if we just need to get 4 months consecutively or does it have to be first 4 after signing up?