[MA, CT, RI, NH] Abington Bank $300 Checking Bonus, Direct Deposit Not Required

Update 8/21/24: Abington Bank is merging into North Shore Bank. The Abington Bank web site will be taken down on September 23, 2024. Hat tip to Yawgoog

Update 7/24/24: Bonus has changed to:

• $150 up front for: $1k DD OR 25 debit of $10 each, both requires estatements
• $150 in 12 months: any “recurring” direct deposit OR 5 debit of $10 each on last statement, both also require estatements

Update 6/12/23: Looks like it’s now available in Massachusetts, Connecticut, Rhode Island, and New Hampshire.

Update 11/16/22: Bonus has been increased to $300. Hat tip to Peek

Offer at a glance

• Maximum bonus amount: $200
• Availability: MA, Currently we are servicing Plymouth County and Norfolk County.
• Direct deposit required: Optional
• Additional requirements: Yes, see below
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Up to $1,000
• Monthly fees: None
• Early account termination fee: 12 months for full bonus
• Household limit: None
• Expiration date: None listed

The Offer

Direct link to offer

• Abington Bank is offering a $300 bonus when you open a  Get Real CheckingSM account and bonus is broken down as follows:
  • $200 when you receive a direct deposit of at least $25 OR sign up for online banking and conduct 5 debit card transactions within 60 days of account opening
  • $50 when you make 5 bill payments using online banking and enrolling in eStatements within 60 days of account opening
  • $50 when the account has been open for 12 months

The Fine Print

• Special offer is for opening a Green Checking or NOW account.
• Minimum balance to open Green Checking is $10.
• $100 promotional offer is for opening a personal checking account and activating direct deposit (of at least $25) or signing up for online banking and conducting 5 debit card transactions using your debit card within the first 60 days of account opening ($100 will be credited to the account by the last day of the statement cycle following the 60th day the account has been open).
• $50 promotional offer is for making 5 bill payments using online banking and enrolling in eStatements within 60 days of account opening ($50 will be credited to the account by the last business day of the statement cycle following the 60th day the account has been open). Minors (anyone under the age of 18) are not eligible for Online Bill Pay.
• $50 loyalty bonus will be paid after the account has been open for 12 months ($50 will be credited to the account by the last day of the statement cycle following the 365th day the account has been open).
• Bonuses for new checking account customers and limited to one account per customer.
• Bonus payouts may be 1099 reportable.
• Account must be in good standing and have a positive balance at the time the bonus is paid.
• May not be combined with other promotional offers.
• This is a limited time offer and subject to change without notice.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Green checking account has no monthly fees to worry about.

Early Account Termination Fee

Account needs to be kept open for 12 months to get the full bonus.

Our Verdict

Another bank where we need to know if it’s a hard or soft pull. It’s a shame you need a direct deposit and need to keep the account open for 12 months to get the full bonus.

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times