This is a guest post that was submitted by Josh from Frugal Hack Me. I strongly recommend you follow him on twitter and read his website (or do what I do and add it to your feedly).
Almost every gas station chain has a rewards program nowadays, but just like the different credit card point currencies, they’re not created equal. In fact, some of them are vastly different. For example, some chains offer points, which are redeemable for gift cards, while others offer per gallon discounts. They all offer rewards, but depending on your preferences, some are better than others.
If you don’t already have a gas station preference, this post will help you decide what one you should put your loyalty in, based on their rewards program.
Contents
- 1 How They Work
- 2 Guide
- 3 Different Programs
- 3.1 Acme Fresh Market Fuel Rewards
- 3.2 BP Driver Rewards
- 3.3 Certified Oil Rewards
- 3.4 Exxon and Mobil Return and Earn Rewards
- 3.5 Fred Meyer Fuel Rewards
- 3.6 Giant Food Gas Rewards
- 3.7 Hy-Vee Fuel Saver
- 3.8 Irving Rewards
- 3.9 Kroger Fuel Rewards
- 3.10 Lassus Handy Dandy Rewards
- 3.11 Pavilions Gas Rewards
- 3.12 Price Chopper AdvantEdge
- 3.13 Randalls Gas Rewards
- 3.14 Safeway Gas Rewards
- 3.15 Save Mart Supermarkets Gas Rewards
- 3.16 Shell Fuel Rewards Network
- 3.17 Speedy Rewards
- 3.18 Stop&Shop Gas Rewards
- 3.19 Sunoco APlus Rewards
- 3.20 Tom Thumb Gas Rewards
- 3.21 Vons Rewards
- 3.22 Winn Dixie fuelperks!
How They Work
These reward programs work similar to shopping portals. You get the reward or bonus on top of any credit card points, miles, or cash back you earn. So, there’s really no reason not to sign-up for one or all of these programs.
Guide
Name of Rewards Program (and link)
- Sign-up Bonus:Â This is the bonus you receive for signing up with the program.
- Everyday Bonus: This is the bonus you receive every time you swipe your card at the pump, regardless of whether you have any rewards in your account or not.
- How to Earn: These are the different ways you can earn rewards with this program.
- Gallon Limit: This is the gallon limit when you use rewards. For example, if you have  $2.00 off per gallon and there’s a 20 gallon limit, you can save a maximum of $40 if you use the whole 20 gallons.
- Notes: This is where I can write any information pertaining to that specific rewards program.
- Rating: This is where I will put my rating of the reward system. I haven’t tried all of these programs out, due to  many of them being region specific, but each rating is based on my research. Here is what the different ratings mean:
- 1/5 – The rewards are far too difficult and/or expensive to earn and there’s no sign-up bonus or everyday bonus.
- 2/5 – The rewards are a tad bit expensive to earn and there’s not an everyday bonus or a sign-up bonus.
- 3/5 – The rewards are easy to earn, but there’s not an everyday bonus or a sign-up bonus.
- 4/5 –Â The rewards are easy to earn and there’s an everyday bonus OR a sign-up bonus.
- 5/5 – There is a sign-up bonus, an everyday bonus, and there are plenty of ways to earn rewards.
Different Programs
Acme Fresh Market Fuel Rewards
- Sign-up Bonus: None
- Everyday Bonus: None
- How to Earn:
- Misc Offers – Earn fuel discounts by buying promotional products. For example, earn $3 in fuel rewards when buying $25 worth of meat.
- Gallon Limit: No Limit
- Notes: This program does not earn money off the gallon, instead it earns actually money to use at the pump. The max your card can have is $500.
- Rating: 3/5
BP Driver Rewards
- Sign-up Bonus:Â $0.10 off per gallon when you register.
- Everyday Bonus: None
- How to Earn:
- Fuel Purchase – $0.05 off per gallon for every 20 gallons purchased. There is a minimum of two transactions that must total 20 gallons.
- Gallon Limit: 20 gallons
- Notes: This is BP’s response to Shell’s Fuel Network. It’s pretty straightforward, but it seems like it’s much easier to earn money off the gallon with Shell’s program vs this.
- Rating: 4/5
Certified Oil Rewards
- Sign-up Bonus: None
- Everyday Bonus: Varying amount of points earned on every purchase.
- How to Earn:
- Purchases – All purchases in store or at the pump earn points, such as 5pts per dollar spent at the pump
- Misc Offers – Different offers come out all the time, such as 200pts for buying a Special K bar.
- Gallon Limit: N/A
- Notes: You earn points for every purchase, then you can redeem those points for food, gas, gift cards, or other merchandise. The points are far from valuable (they’re worth about 0.15 cents each), but they can add up quickly.
- Rating: 4/5
Exxon and Mobil Return and Earn Rewards
- Sign-up Bonus: None
- Everyday Bonus: 3 points per gallon. 100 points can be redeemed for $1
- How to Earn:
- Purchases – Specifically marked specials earn money off the gallon.
- Gallon Limit: None that I could find.
- Notes: This is a very lackluster rewards program, I wouldn’t suggest it.
- Rating: 2/5
Fred Meyer Fuel Rewards
- Sign-up Bonus: None
- Everyday Bonus: None
- How to Earn:
- Shopping – Earn 1 fuel point for every $1 spent at Freddy’s. For every 100 points you earn in a calendar month, you get $0.10 off the gallon.
- Gallon Limit: 35 gallons per reward.
- Notes: Some Fred Meyer stores have partnerships with Shell where you can redeem your fuel points at Fred Meyer Fuel Centers or Shell. You’ll need to check your state with the link above to see if your’s does. When you use your rewards at Fred Meyer, you can choose how much you use, at Shell you cannot.
- Rating: 2/5
Giant Food Gas Rewards
- Sign-up Bonus: None
- Everyday Bonus: None
- How to Earn:
- Shopping – Earn 1 point per $1 spent. For every 100 points you earn, you get $0.10 off the gallon. Points totals under 100 in a calendar month expire.
- Gallon Limit: 35 gallons
- Notes:Â Rewards expire 30 days after earning them and they aren’t the easiest to earn.
- Rating: 2/5
Hy-Vee Fuel Saver
- Sign-up Bonus: None
- Everyday Bonus: None
- How to Earn:
- Purchases – Specifically marked specials earn money off the gallon.
- Gallon Limit: 20 gallons
- Notes: Your rewards can be redeemed at Hy-Vee, Shell, PDQ, and Casey’s.
- Rating: 2/5
Irving Rewards
- Sign-up Bonus: None
- Everyday Bonus: None
- How to Earn:
- Shopping – For every 50 gallons you purchase, you get $0.10 off per gallon on your next fill up.
- Gallon Limit: 20 gallons
- Notes: Your not going to be saving much with this rewards program, so if you have other options, it might be better.
- Rating: 2/5
Kroger Fuel Rewards
- Sign-up Bonus: None
- Everyday Bonus: None
- How to Earn:
- Shopping – Earn 1 point per $1 spent on groceries and pharmacy and 2 points per $1 spent on store gift cards. For every 100 points you earn, you get $0.10 off the gallon. Points totals under 100 in a calendar month expire.
- Gallon Limit: 25 gallons
- Notes: Kroger is partnered with Shell, so you can redeem your rewards at either station. You can only redeem a max of $0.10 off the gallon at a time at Shell, and a max of $1.00 off the gallon at Vons.
- Rating: 2/5
Lassus Handy Dandy Rewards
- Sign-up Bonus:Â 500 points for signing up
- Everyday Bonus:Â 10 points for every fill up
- How to Earn:
- Shopping – 20 points earned for every dollar spent inside the store.
- Gallon Limit: N/A
- Notes: The points earned can be used for gallon discounts or gift cards and merchandise. This program is very similar to Speedway’s.
- Rating: 5/5
Pavilions Gas Rewards
- Sign-up Bonus: None
- Everyday Bonus: None
- How to Earn:
- Shopping – Earn 1 point per $1 spent on groceries and pharmacy and 2 points per $1 spent on store gift cards. For every 100 points you earn, you get $0.10 off the gallon. Points totals under 100 in a calendar month expire.
- Gallon Limit: 25 gallons
- Notes: Pavilions is partnered with Chevron and Texaco, so you can redeem your rewards at any of the three gas stations. You can only redeem a max of $0.20 off the gallon at a time at Chevron and Texaco, and a max of $1.00 off the gallon at Pavilions.
- Rating: 2/5
Price Chopper AdvantEdge
- Sign-up Bonus: None
- Everyday Bonus: None
- How to Earn:
- Shopping – Rewards are earned by hitting spending thresholds that change regularly.
- Gallon Limit: 20 gallons
- Notes: These rewards are usable at most Sunoco locations.
- Rating: 2/5
Randalls Gas Rewards
- Sign-up Bonus: None
- Everyday Bonus: None
- How to Earn:
- Shopping – Earn 1 point per $1 spent on groceries and pharmacy and 2 points per $1 spent on store gift cards. For every 100 points you earn, you get $0.10 off the gallon. Points totals under 100 in a calendar month expire.
- Gallon Limit: 25 gallons
- Notes: Randalls is partnered with Exxon and Mobil, so you can redeem your rewards at any of the three gas stations. You can only redeem a max of $0.20 off the gallon at a time at Exxon and Mobil, and a max of $1.00 off the gallon at Randalls.
- Rating: 2/5
Safeway Gas Rewards
- Sign-up Bonus: None
- Everyday Bonus: None
- How to Earn:
- Shopping – Earn 1 point per $1 spent on groceries and pharmacy and 2 points per $1 spent on store gift cards. For every 100 points you earn, you get $0.10 off the gallon. Points totals under 100 in a calendar month expire.
- Gallon Limit: 25 gallons
- Notes: Safeway is partnered with Exxon and Mobil, so you can redeem your rewards at any of the three gas stations. You can only redeem a max of $1.00 off the gallon at a time.
- Rating: 2/5
Save Mart Supermarkets Gas Rewards
- Sign-up Bonus: None
- Everyday Bonus: None
- How to Earn:
- Shopping – You earn $0.05 off per gallon for every $50 you spend at Lucky.
- Gallon Limit: 20
- Notes: This program works on the Fuel Rewards Network, so you might as well sign-up for Shell’s rewards as well. That way you get gallon rewards from everything Shell offers and from Lucky.
- Rating: 3/5
Shell Fuel Rewards Network
- Sign-up Bonus: $0.20 off per gallon on your second fill up and another $0.20 off per gallon after linking a card.
- Everyday Bonus: $0.03 off per gallon.
- How to Earn:
- Portals – $0.05 off per gallon for every $50 spent.
- Referrals – $0.20 off per gallon for every referral.
- Misc Offers – ex. $0.05 off for spending $100 at electronics stores.
- Gallon Limit: 20 gallons per reward.
- Notes: This is one of the most robust rewards programs around. Shell offers many different ways to say money off the gallon, so you’ll want to check your account regularly. Also, Shell uses your maximum reward at once. So, if you have $0.50 off a gallon or $0.05 off a gallon, it will use the total reward regardless of how many gallons your filling up with (max 20).
- Rating: 5/5
Disclaimer: This is an affiliate link. I earn $0.20 off per gallon if you sign-up through my link.
Speedy Rewards
- Sign-up Bonus: None
- Everyday Bonus: Varying amount of points earned on every purchase.
- How to Earn:
- Portals – Anywhere from 15pts/$1 – 50pts/$1.
- Purchases – All purchases in store or at the pump earn points.
- Misc Offers – Different offers come out all the time, such as 1,000 bonus points for buying a $50 Speedway gift card. That promotion is one of the fastest ways to earn points since you can use those gift cards on gas.
- Gallon Limit: N/A
- Notes: Speedy Rewards are very different. You earn points for every purchase, then you can redeem those points for food, gas, gift cards, or other merchandise. The points are far from valuable (they’re worth about 0.1 cents each), but they can add up quickly.
- Rating: 4/5
Stop&Shop Gas Rewards
- Sign-up Bonus: None
- Everyday Bonus: None
- How to Earn:
- Shopping – Earn 1 point per $1 spent. For every 100 points you earn, you get $0.10 off the gallon. Points totals under 100 in a calendar month expire.
- Gallon Limit: 35 gallons
- Notes:Â Rewards expire 30 days after earning them and they aren’t the easiest to earn.
- Rating: 2/5
Sunoco APlus Rewards
- Sign-up Bonus: None
- Everyday Bonus: None
- How to Earn:
- Purchases – Specifically marked specials earn money off the gallon.
- Gallon Limit: 20 gallons.
- Notes: I don’t have a Sunoco in my area, but from the sounds of it, their rewards program is kind of a bear.
- Rating: 2/5
Tom Thumb Gas Rewards
- Sign-up Bonus: None
- Everyday Bonus: None
- How to Earn:
- Shopping – Earn 1 point per $1 spent on groceries and pharmacy and 2 points per $1 spent on store gift cards. For every 100 points you earn, you get $0.10 off the gallon. Points totals under 100 in a calendar month expire.
- Gallon Limit: 25 gallons
- Notes: Tom Thumb is partnered with Exxon and Mobil, so you can redeem your rewards at any of the three gas stations. You can only redeem a max of $0.20 off the gallon at a time at Exxon and Mobil, and a max of $1.00 off the gallon at Tom Thumb.
- Rating: 2/5
Vons Rewards
- Sign-up Bonus: None
- Everyday Bonus: None
- How to Earn:
- Shopping – Earn 1 point per $1 spent on groceries and pharmacy and 2 points per $1 spent on store gift cards. For every 100 points you earn, you get $0.10 off the gallon. Points totals under 100 in a calendar month expire.
- Gallon Limit: 25 gallons
- Notes: Vons is partnered with Exxon and Mobil, so you can redeem your rewards at any of the three gas stations. You can only redeem a max of $0.20 off the gallon at a time at Exxon and Mobil, and a max of $1.00 off the gallon at Vons.
- Rating: 2/5
Winn Dixie fuelperks!
- Sign-up Bonus: None
- Everyday Bonus: None
- How to Earn:
- Shopping – Spend $50 get $0.05 off the gallon. Buy specifically marked products and earn bonus money off the gallon. For every $50 you spend in store gift cards, you get $0.10 off the gallon.
- Misc Offers – Such as spend $25 of baby products and get $0.10 off per gallon.
- Gallon Limit: 20 gallons
- Notes: These rewards can be redeemed at a variety of gas stations including Shell, BP, Chevron, Sunoco, and Citgo, which makes them very flexible. That being said, only certain gas stations accept fuelperks!, so you will need to check their participating locations here.
- Rating: 3/5
A big thanks again to Josh from Frugal Hack Me. If you enjoyed this post please consider using his referral link to Shell Fuel Rewards Network and also visit his website. Below are a list of articles that I’d recommend you read to get a feel for his site:
- Everything: BillGuard
- Comprehensive List of Money Order Prices and Locations
- How to Open a Dispute with REDcard in 9 Easy Reps
- Should You Manufacture Spend?
Does anyone know of an updated version of this type of post
Marathon shouldn’t be missed. Their program is mediocre by itself (5 cents off, earn bigger discounts), but you can link it to Wyndham or Southwest to earn 2 points or 1 mile per gallon, respectively. The Wyndham points can then become AA or Delta miles. Just don’t accidentally spend your Southwest miles for 10 cents off per gallon.
Shell Fuel Rewards will now give you a discount for having IHG status, too: 5c/gal for all members, 6c for Platinum, 7c for Spire.
The Exxon Rewards+ program is now a 3c/gallon rebate program. It gives you 3 points per gallon and 100 points can be redeemed for $1 off your fill-up, so each point is effectively worth 3 cents and you get 3 cents per gallon. Unfortunately there is no status so the maximum you get is 3c/gallon unlike Shell where you can earn up to 5c/gallon but I find that often Exxon/Mobil is a couple cents cheaper than Shell in my area anyway.
Thanks, updated post
I know this is an old post, but Shell Fuel Rewards comments should say will use your entire balance, or whatever is necessary to bring the gas price down to the minimum sales price allowed. I’ve seen and paid 1.9 cents/gallon and 10.9 cents/gallon as the minimum sales price.
So if you have 4.00/gallon in the program and gas is 3.00/gallon, it will use up 2.99/gallon and carry over the 1.01 to the next fill up.
I’ve saved about $900 this year using Shell Fuel Rewards. 😀
For the Ralphs (Kroger) fuel rewards program, the maximum discount is 20¢/gallon.
Source: personal experience & https://www.ralphs.com/topic/fuel-program
Kroger fuel points used at Shell gas stations can be up to $1.00 off per gallon but not at all locations. In Cincinnati and Dayton, it’s .10 cents max but in Columbus it’s up to $1.00. Unfortunately I haven’t found a web site that will tell you which Shell stations do or do not go above the .10 cent discount.
Can you combine Kroger and Shell Rewards at a Shell
To my knowledge, you cannot combine rewards at Shell. I worked for a Shell gas station for about 2 years. You can only pick one or the other when it comes to redeeming rewards at the gas pump or inside the store.
What about cumberland farms reward program, where would that fit in?
I think this is a big YMMV. In my area, Shell is least 10 to 20 cents a gallon more expensive than Safeway/ARCO so you are starting off in a hole right from the start.
I’m assuming that the Shell referrals are a one-time 20 cents off a gallon thing.
That’s true, these are very area dependent. Also, yes the Shell referrals are a one-time deal.
Josh, in regard to the Shell program:
If I understand correctly, this means that by being a Shell rewards member, I’ll get $.03 off per gallon, without any other requirements. I’ll still be paying with my regular cc or with my Shell gc or with cash, and I’ll just scan my rewards card beforehand, and $.03 will come off with no strings attached? And this will work both on the cash price or the cc price?
That’s correct, at least until 12/31/15. Last year it was valid until 12/31/14 before they extended it another year, so it’s very possible they’ll extend it again. If you have over $0.03 off/gal in your account, then you won’t get the extra $0.03 off.
Have to contact Shell constantly because either the program is down for maintenance or it just is not working. I have trouble with this at least 80% of the time I fill up… The 3 cents off is not worth the hassle they put you threw…joined in January this year and have only saved $1.76 because of all the trouble with the system not working…