Deal has ended, view more bank account bonuses by clicking here.
Offer at a glance
- Maximum bonus amount:Â $300
- Availability: MD & PA only
- Direct deposit required:Â Yes, $500+
- Additional requirements:Â See below
- Hard/soft pull:Â Soft
- ChexSystems: Doesn’t pull
- Credit card funding: Up to $1,000
- Monthly fees:Â None
- Early account termination fee:Â $125 if closed within 120 days
- Household limit:Â One
- Expiration date:Â December 30, 2021
Contents
The Offer
Direct link to offer: FCB Bank | ACNB Bank | NWSB Bank
- FCB/ACNB/NWSB Bank is offering a bonus of $300 when you open a new checking account and complete the following requirements:
- Use promo code PROMO300
- Establish and log into online banking within 60 days of account opening
- Enroll in eStatements within 60 days of account opening
- Establish $500 or more in recurring direct deposits within 60 days of account opening
- Establish a Mastercard debit and conduct 10 unique debit card purchases within 60 days of account opening
The Fine Print
- Open a new checking account and establish services to get rewarded with a $300 Cash Gift. Offer does not apply to existing FCB Bank personal checking account customers.
- The $300 gift is deposited after completing the following steps within the first 60 days of opening a new Personal Checking account:
- (1) Establish and log into Online Banking
- (2) Enroll in eStatements
- (3) Establish $500 or more in reoccurring direct deposits limited to Social Security, pension or payroll within the first 60 days of opening a new Personal Checking account
- (4) Establish a Mastercard® debit card and conduct 10 unique debit card transactions. It may take more than two days for a transaction to post and clear.
- A $125 early closure fee will apply if the account is closed within the first 120 days of account opening.
- Gift will be deposited in the new account after steps have been verified.
- Offer valid November 1, 2021 through December 30, 2021.
- Offer is subject to change without notice and cannot be combined with any ongoing offers, promotions or discounts.
- Limit of one $300 gift per account and per household/address.
- Customer may be subject to 1099 MISC reporting.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Basic checking has no monthly fees to worry about.
Early Account Termination Fee
There is a $125 early account termination fee if the account is closed within 120 days of account opening
Our Verdict
We’ve seen a $200 bonus from ACNB bank before. That was a long time ago so if interested in these bonuses I’d recommend not waiting, although it’s possible some of the hard/soft pull information is out of date. We will add this to our list of the best checking bonuses.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
Does ACNB send out 1099 forms? If so, how are they distributed (email, mail, website, etc)?
Wondering the same, no longer have online access and can’t find any mailed form…
DP: They pulled Chex when I applied online, and a second time for me when I went to the branch to show my id and they couldn’t find my application in their system so had to make a new one.
William Charles
Anyone know the minimum for the Debit card transactions?
My zip worked for ACNB (Lancaster) and the DocuSign they sent had all my account information to sign up for Online Banking.
DP: $300 bonus posted 12/10
Account opened 11/15
Real DD $500 11/24 & 12/9
Real easy!!!
did you do the debit card transactions as well?
Yes, I did a few amazon reloads and a couple of pymnts to my phone bill
Was able to fund $1k with Sapphire Reserve a few weeks ago, still waiting on them to send my debit card though
Stopped into branch today and they photocopied my driver’s license and social security card. Got email from Docusign later in the day to sign documents which contained account number. I was then able to sign up for online banking.
3 ALL :
No Available Products
Thank you for considering us for your banking needs. We’re sorry, but we are not offering products in your ZIP Code at this time.
Please feel free to check back with us in the future.
same for Philly zip
I am in Philly.
Application went pending yesterday. Got an email tonight:
Thank you for applying to open an ACNB Bank deposit account. We have processed your application and determined that we will need to work with you in person to verify information needed to open an account.
Please contact us during our business hours to discuss which of our offices will be most convenient for you to visit. We will also assist you with what documentation you will need to bring with you for the appointment at one of our community banking offices.
yikes…keep us updated
Can this be done in branch? Or online only?
Based on my experience, it might be easier if done in person… although CC funding may be more iffy.
No products in your zip code for all three. Am I SOL?