[Expired] [ME Only] TruChoice Federal Credit Union $400 Checking Bonus

Deal has ended, view more bank account bonuses by clicking here.

Offer at a glance

• Maximum bonus amount: $400
• Availability: If you live, work, worship or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset or York County in Maine, or if you have an immediate relative who is a member, you’re eligible for membership
• Direct deposit required: Yes, $2,000+
• Additional requirements: See below
• Hard/soft pull: Soft pull
• ChexSystems: Unknown
• Credit card funding: Up to $500
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None
• Expiration date: None listed

The Offer

Direct link to offer

• TruChoice Federal Credit Union is offering a $400 checking bonus when you open a new checking account and complete the following requirements:
  • Receive direct deposits totaling $2000 or more within 90 days of account opening

The Fine Print

• *Offer valid for new members only. To be eligible you must open a checking account and make direct deposits totaling $2000 or more within 90 days of account opening**.
• The $400 checking bonus does not require any additional activities.
• The cash bonus will be deposited into your primary savings account the last week of the statement month following your qualifying time period.
• In order to receive the cash bonus, your checking account must be open and in good standing.
• No minimum deposit required to open a checking account.
• Bonus will be reported to IRS as required by applicable law.
• Offer valid for a limited time and may be withdrawn at any time.
• Terms and conditions subject to change.
• Eligible Direct Deposits are limited to electronic direct deposits such as your payroll, pension, and government benefit payments. Other deposits or credits to your account, such as deposits of funds from person-to-person payments services (e.g., Zelle®, Venmo, or PayPal transfers), check or mobile deposits, and other online transfers are not considered an eligible Direct Deposit for bonus eligibility purposes
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF.

Our Verdict

Not sure how strict they are on the direct deposit but should still be worth doing for most people.

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