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James L
James L (@guest_954204)
April 8, 2020 14:24

I can confirm that total maximum CC funding is $2000 if you open a checking account with $1000 first and then open a savings account later with another $1000. Funded with Amex Platinum and both showed as purchases.

Badman
Badman (@guest_885335)
January 22, 2020 22:43

Update, as far as I know, this checking could also be funded by credit card up to $1,000, same with the same account. But if you want to fund $2,000, you must open the checking and saving separately.

TomJ
TomJ (@guest_654804)
October 9, 2018 15:55

Seriously, if you close this account, don’t take all the money out first and then close soon thereafter. I just received a check in the mail for the interest. It was a check for 1 cent! I should have left about 10 dollars in the account when I closed it.

Fred
Fred (@guest_649214)
September 29, 2018 11:55

The Memory savings account (previously 1.85%) is now 2.25% APY.

Matt B
Matt B (@guest_644478)
September 19, 2018 12:17

Closed online via live chat

katS
katS (@guest_644432)
September 19, 2018 10:31

$500 funded with WF credit card
3 – $200 ach transfers: 1 from Alliant, 2 from Suntrust
$100 bonus quickly received
Closed by sm.

Michael
Michael (@guest_653143)
October 5, 2018 14:22

Can we open checking & savings at the same time, and fund both accounts $500 with credit cards at the same time?

shak
shak (@guest_632796)
August 23, 2018 09:08

I’m confused…title says EXPIRED but description/FINE PRINT says expires 12/31/2018. The first page of the application allows you to put in promo code TA2018…and returns the statement “Already applied”

William Charles
Admin
August 23, 2018 20:52

Landing page no longer mentions bonus, fine print always states deals can be pulled early and I guess that’s whats happening here.

petitesybarite
petitesybarite (@guest_630566)
August 17, 2018 13:55

is there any downside to keeping the account with a $0 balance? was considering closing the account, but wondering if i should keep open until i receive my tax statement in 2019.

there are no dormancy fees: https://www.mymemorybank.com/home/products/disclosures

did people just close out after receiving the bonus or are people keeping it open? it doesn’t earn as high a rate as my other accounts, so i don’t really see the need to keep it open.

Jason_08
Jason_08 (@guest_636310)
August 28, 2018 23:58

I am keeping it open. I don’t know, maybe it because I feel like if all of us closed all at once right when bonus was paid out, they would see that and not do future promotions. Since there are no fees, I plan on keeping this open for a bit longer, at least sometime into 2019

Robert
Robert (@guest_628399)
August 10, 2018 07:06

Does it make the most sense to leave this account open after the bonus posts, or simply close it? I can’t think of any advantages of leaving it open…

t
t (@guest_626487)
August 3, 2018 11:55

is there a way to close the account without calling it in?
I have way too many checking accounts to keep track of…