[MI only] Financial Plus Credit Union 4.15% APY On Balances Up To $10,000

Offer at a glance

Interest Rate: 4.15%
Minimum Balance: None
Maximum Balance: $10,000
Availability: Must be opened in branch, all branches are in MI [Branch locations]
Direct deposit required: Yes, $2,500+
Additional requirements: 15 debit card transactions, online banking, eStatements & eNotices
Hard/soft pull: Unknown
ChexSystems: Unknown
Credit card funding: Unknown
Monthly fees: Unknown
Insured: NCUA

Contents

1 The Offer
2 Avoiding Fees
3 Our Verdict

The Offer

Direct link to offer

Financial Plus Credit Union offers an elite checking account. This account earns a 4.15% APY on balances up to $10,000 when the following requirements are met monthly:
- Minimum direct deposit into Elite Checking account of $2,500 per month
- Minimum of 15 debit card purchase transactions per month (ATM transactions not included).
- Must be enrolled in Online Banking, e-Statements, and e-Notices.

Avoiding Fees

This account has no monthly service fees to worry about.

Our Verdict

This account has a lot of requirements for a 4.15% rate, especially when you consider the $10,000 limit. For most people there are better rewards checking accounts out there, but this might be useful for people who can easily meet the requirements and have already maxed out better accounts.